[patricia]

Hi
Iam just starting my up in the domestic cleaning agency business and i am unsure about insurance for sending girls into clients homes & protecting clients possesions just what insurance do i need and where is the best place to get it

The girls will be self employed but i want to make sure they are covered working for my company

gratefull for any advice

[Art]

If there doing regular work for you you'll not be able to register them as self employed

[patricia]

YOUR JOKING 
HOW ARE THESE CLEANING FRANCHISES DOING IT , I'V LOOKED INTO A FEW OF THEM & THEY ARE DOING IT THIS WAY
I WILL BE PAIRING CLEANERS UP WITH CLIENTS AS AN AGENCY THEY WILL PAY THE CLEANER £6.00 IN CASH & THE REST TO ME BY STANDING ORDER
WITH THE FRANCHISES {SOME} THEY ARE DOING IT THIS WAY ONE OF THEM MAID2CLEAN IS I'V BEEN OVER TO THERE HEAD OFFICE TO SEE FOR MY SELF
WHY CAN I NOT DO THE SAME AS THEM ?

PLEASE LET ME KNOW IF YOU KNOW ANY MORE INFO MUCH APPRICIATED THANKS 

[Xtreme Clean UK]

You can have them as self-employed.  All you do is have them contract their cleaning services to you. No hassles with tax or NI deductions, just a contract.

Public liablity is easy and you can call a company called Swanton they are pretty well priced and do our cover.
You can ask them to send you a copy of your policy and this can in turn be produced to each client with your valid policy number

Good luck

[Phoenix]

They can only be self employed if they supply the equipment to do the job, there is a document you can pull off the internet from inland revenue web site and the document is called IR56 and is called Employed or Self Employed, have a look at page 5 & 6. <a href="http://" target="_blank" class="new_win">http://</a>