[mlscontractcleaner]

Had a call from a guy at " Streamline " today offring me a quote for the mobile card processor. It's not cheap

£70 + vat for setting up the machine.
£150 + vat for setting up the account.
£27 + vat per month for the use of the processor
2.6% for each credit card transaction
36p for each debit card transaction
A minimum of £15 per month on all transactions.

So, I must pay a minimum of £46 per month in fees to have the machine. I'd have to push a lot of window and carpet cleaning customers towards card payments just to make it worthwhile.

As a lot of our window cleaning ( domestic ) customers are £6 flats I'd have to have a minimum of 100 card payers a month to make it worthwhile so to be honest I think I'll wait for six months and think about it again then.

Apparently if I belong to a trade organisation it'll be cheaper, by £1 per month

[ivesonswc]

like i said before very expensive,  cheaper to offer paypal all you need is their email address  to send the invoice to if you don't have a website

[supernova77]

I reckon the cost of card payments will come down as cheques are phased out...

Andy

[Steve CM]

www.paypal.com/uk/cgi-bin/webscr?cmd=_vt_hub-outside

Pricing
£20 monthly fee
1.9% - 3.4% + 20 pence per transaction

also you can have a rolling agreement each month to take a payment automatically off a customers card

[paul rulton]

I reckon the cost of card payments will come down as cheques are phased out...

Andy

just come back from a meeting with my bank. they said chqs wont be phased out till at least 2018 

[formb]

Had a call from a guy at " Streamline " today offring me a quote for the mobile card processor. It's not cheap

£70 + vat for setting up the machine.
£150 + vat for setting up the account.
£27 + vat per month for the use of the processor
2.6% for each credit card transaction
36p for each debit card transaction
A minimum of £15 per month on all transactions.

So, I must pay a minimum of £46 per month in fees to have the machine. I'd have to push a lot of window and carpet cleaning customers towards card payments just to make it worthwhile.

As a lot of our window cleaning ( domestic ) customers are £6 flats I'd have to have a minimum of 100 card payers a month to make it worthwhile so to be honest I think I'll wait for six months and think about it again then.

Apparently if I belong to a trade organisation it'll be cheaper, by £1 per month

Tell them you want it but you aint paying the "set up fees"

They will waive them.

[Window Washers]

www.paypal.com/uk/cgi-bin/webscr?cmd=_vt_hub-outside

Pricing
£20 monthly fee
1.9% - 3.4% + 20 pence per transaction

also you can have a rolling agreement each month to take a payment automatically off a customers card

Have to say this is a tiop post.
We all should have a mobile phone, most go online so no need for a chip and pin from the quick looks of it.



Now just just to see if there are any drawbacks on it.

[daz1977]

my mate had one for his spark business, never used it,  was a waste of money,  i have been trying to get custy to go on SAE or on line payments,  most want to just pay cash

[sunshine windows]

Why not just ask your customer's to set up a standing order from their bank account into yours every month on an agreeable date that you're both happy with. I tend to get mine paid in one week after the due date of the clean. Doesn't cost you a penny then.

Regards,
Lance

[mlscontractcleaner]

THat's fine so long as you never miss a clean.

What happens if you get a spell of weather like we recently experienced, with ice and snow all the time and you miss a month, do you give them a refund???

[mlscontractcleaner]

Or if they say," Not this time thanks ", do you give them a refubd for that too???