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mlscontractcleaner

  • Posts: 1483
Credit card payments ..... the sequel
« on: April 15, 2010, 11:23:33 am »
Had a call from a guy at " Streamline " today offring me a quote for the mobile card processor. It's not cheap :-\

£70 + vat for setting up the machine.
£150 + vat for setting up the account.
£27 + vat per month for the use of the processor
2.6% for each credit card transaction
36p for each debit card transaction
A minimum of £15 per month on all transactions.

So, I must pay a minimum of £46 per month in fees to have the machine. I'd have to push a lot of window and carpet cleaning customers towards card payments just to make it worthwhile.

As a lot of our window cleaning ( domestic ) customers are £6 flats I'd have to have a minimum of 100 card payers a month to make it worthwhile so to be honest I think I'll wait for six months and think about it again then.

Apparently if I belong to a trade organisation it'll be cheaper, by £1 per month ;)
Come and talk dirty to us!!!

ivesonswc

Re: Credit card payments ..... the sequel
« Reply #1 on: April 15, 2010, 11:42:59 am »
like i said before very expensive,  cheaper to offer paypal all you need is their email address  to send the invoice to if you don't have a website

supernova77

  • Posts: 3547
Re: Credit card payments ..... the sequel
« Reply #2 on: April 15, 2010, 01:24:55 pm »
I reckon the cost of card payments will come down as cheques are phased out...

Andy

Steve CM

Re: Credit card payments ..... the sequel
« Reply #3 on: April 15, 2010, 01:28:40 pm »
www.paypal.com/uk/cgi-bin/webscr?cmd=_vt_hub-outside

Pricing
£20 monthly fee
1.9% - 3.4% + 20 pence per transaction

also you can have a rolling agreement each month to take a payment automatically off a customers card

paul rulton

Re: Credit card payments ..... the sequel
« Reply #4 on: April 15, 2010, 01:47:23 pm »
I reckon the cost of card payments will come down as cheques are phased out...

Andy
just come back from a meeting with my bank. they said chqs wont be phased out till at least 2018  ;D

formb

Re: Credit card payments ..... the sequel
« Reply #5 on: April 15, 2010, 06:29:14 pm »
Had a call from a guy at " Streamline " today offring me a quote for the mobile card processor. It's not cheap :-\

£70 + vat for setting up the machine.
£150 + vat for setting up the account.
£27 + vat per month for the use of the processor
2.6% for each credit card transaction
36p for each debit card transaction
A minimum of £15 per month on all transactions.

So, I must pay a minimum of £46 per month in fees to have the machine. I'd have to push a lot of window and carpet cleaning customers towards card payments just to make it worthwhile.

As a lot of our window cleaning ( domestic ) customers are £6 flats I'd have to have a minimum of 100 card payers a month to make it worthwhile so to be honest I think I'll wait for six months and think about it again then.

Apparently if I belong to a trade organisation it'll be cheaper, by £1 per month ;)

Tell them you want it but you aint paying the "set up fees"

They will waive them.

Window Washers

  • Posts: 9036
Re: Credit card payments ..... the sequel
« Reply #6 on: April 15, 2010, 06:33:42 pm »
www.paypal.com/uk/cgi-bin/webscr?cmd=_vt_hub-outside

Pricing
£20 monthly fee
1.9% - 3.4% + 20 pence per transaction

also you can have a rolling agreement each month to take a payment automatically off a customers card
Have to say this is a tiop post.
We all should have a mobile phone, most go online so no need for a chip and pin from the quick looks of it.



Now just just to see if there are any drawbacks on it.
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

daz1977

Re: Credit card payments ..... the sequel
« Reply #7 on: April 15, 2010, 06:47:12 pm »
my mate had one for his spark business, never used it,  was a waste of money,  i have been trying to get custy to go on SAE or on line payments,  most want to just pay cash

sunshine windows

  • Posts: 2361
Re: Credit card payments ..... the sequel
« Reply #8 on: April 15, 2010, 08:35:25 pm »
Why not just ask your customer's to set up a standing order from their bank account into yours every month on an agreeable date that you're both happy with. I tend to get mine paid in one week after the due date of the clean. Doesn't cost you a penny then.

Regards,
Lance
To climb mount fuji you must first find a path
(Swindon, Wiltshire)

www.sunshinewindowcleaning.co.uk
www.sunshinesoftwashing.co.uk

mlscontractcleaner

  • Posts: 1483
Re: Credit card payments ..... the sequel
« Reply #9 on: April 16, 2010, 03:36:49 pm »
THat's fine so long as you never miss a clean.

What happens if you get a spell of weather like we recently experienced, with ice and snow all the time and you miss a month, do you give them a refund???
Come and talk dirty to us!!!

mlscontractcleaner

  • Posts: 1483
Re: Credit card payments ..... the sequel
« Reply #10 on: April 16, 2010, 03:37:52 pm »
Or if they say," Not this time thanks ", do you give them a refubd for that too???
Come and talk dirty to us!!!