[glen parva]

just got a quote for 10 milllon public liabltiy

from my old insurer £391.00

seems over the top
anyone no a better company

[cleewindows]

i just got one 135 for 1 million but has commercial legal covers,covers me on anything im working on.and also covers me for window cleaning driveways and gutters.
 i haggled with them as they wanted 160 wasnt much more for 5 million not sure about 10 million,was though autonet insure.

[glen parva]

just been quoted £170.00 for 10millon

[cleewindows]

bonus m8
Where from?

just been quoted £170.00 for 10millon

[glen parva]

simply bussiness

[Gav Camm lammy 283]

insured risk.com  bout 69 quid for a million

[paul rulton]

insured risk.com  bout 69 quid for a million

bet u ave 2 change ya name tho m8 lol

[Gav Camm lammy 283]

to wot m8

[paul rulton]

any thing as long as they dont find out its u that wants the ins lol

[Gav Camm lammy 283]

im fully insured up to the hilt m8
mrs sorted it i feel like joe fr corrie
no ways she getting me go to the lakes boating 

[glen parva]

That's very good.  I had to pay about 350 for 5 million a few years back and I needed 5 million because that was one of the requirements for the job.

Do you need 10 million for similar type work?

a lot of commercial now require it
any thing between 5million and 10million 

[darrenk1q]

Is this is a legal requirement? We are going to get it, but is it worth getting from the very start?

[darrenk1q]

Yeah that makes sense. I suppose it could turn out more expensive not getting it. Thanks Tosh, appreciate it.

[paul rulton]

i used 2have pl but when i found out they wouldnt pay out when i broke a custys windy,
i stopped havin it. that was about 9/10 years ago

[darrenk1q]

Since I'm going to have to pay 33% Tax and NI then I think I'll leave it too lol

[paul rulton]

i know wot your sayin tosh, but i will never have pl ins ever again.
this may sound rather tongue in cheek.... but iam VERY VERY safty consious.... touch wood

[paul rulton]

igot all the great domestic jobs i need & there is plenty more where they came from.
thats all i will ever do is domestic leave all the com work 4 all u guys cause i hate it!

[glen parva]

most of my commercial work now require pl insurance
they wont pay out on a broke window because of the excess ie £250 you have to pay

it is just covering their backs getting  rid of the dead wood 

[paul rulton]

they wont pay out on a broken windy cause..
1. people would use this 2 there advantage.
2. its the most common item 2get damaged 4a window cleaner.
they aint getting my money. ive not had ins. 4 say 12 years or so. at say £100per year.
ive not broken a window in 12years, so in my eyes ive saved  £1200

[reachandshine]

Its not the broken window, it's what happens if someone gets injured by the broken glass i.e. in the eye with long term serious damage, big bucks claim!! You can get a basic policy for about 70.00 quid with 1 million cover. Well worth it me thinks!