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mate this got me thinking so i just nipped upstairs and checked my insurance summary. it seems only passengers aged between 15 and 70 are cover for personal accident cover. which is a bit worrying as my daughter is often in the van and shes only just turned 11. so i will check on monday if its illegal or not.anyway the way i see its not illegal but make sure the insurance covers you. this has got me worried now as i often take my dad home and hes in his 70s