that was unlucky mate, something similar happened to me and am still dealing with it, was driving a long a road when heard a bang behind me look and seen a car had hit a other car, basically it was a 30 zone and bloke had just come out of a 60 zone, and claimed i pulled out on him so he had to hit the other car to save hitting me lol very nice of him, got my new insurance quote and it has trebled to about 900 a year, till this is all sorted as he is claim all sorts, he claims it was my fault and he was only doing 30 mph, but when he skidded he left 50 feet of skip marks and moved a mini he hit 30 feet in to the back of a land rover not bad for a 106 doing 30, so i got to pay a fortune or dont work, y these lads just get courtesy cars and laugh there head off