Hi all hope we are all fine.
My business is a partnership and as such we have public liability insurance for the business.
A new safety officer has just been appointed at on of our commercial customers and he wants all the usual,risk assessment and method statement.
However he also says we should have employers liability insurance even tho we have no employees?
He said "
what if your partner fell off the ladder and he wanted to claim..who could he claim off?"
Anyone shed any light cos as far as im concerned public liability is all we need :
Thanks