[Moderator David@stives]

Tosh you now have a mortgage and a richer lifestyle ie dinner parties and a taste for womens lingerie

[jeff1]

Tosh you now have a mortgage and a richer lifestyle ie dinner parties and a taste for womens lingerie

LMAO

[alanwilson]

dave fiscal studies are a pile of b*l*s
I have broken down what goes in tax - its plain for all to see.

[pjulk]

I declare all mine as i get hardly any cash most of mine is paid by cheques or bacs.

[Sir Squeaky]

Dave,

If you're right, how is it that I'm taking on better paying work, but never seem to feel financially better off for doing it?

Last week I put £60 in my car and now my tank is almost empty!

Same here.

I'm turning over quite a bit more on average lately, but I don't seem to have lots of spare cash like I used to.

[Pole 2 Pole]

Have ya got kids Squeaks??? If so, then there's ya answer. I know that's where the money I "used" to have goes.........Dinner money, school trips.......I've even recently signed up a D/D with my eldest's school for £25 a month to "help out" with "this and that". Football subs, uniforms, etc etc...Swallowing up all my spending money no end. Not to mention mobile phones and the magical vanishing credit that only lasts a couple of days. Bloody condom would have only cost a quid  :

[Moderator David@stives]

Doom and gloom and more doom and gloom.

I cant believe window cleaners moaning about money, one minute its £200 a day then the next saying i cant afford to eat.

Come on !!!!  If you cant make ends meet window cleaning are you really in the right job !!!!!!

[Pole 2 Pole]

That's a bit uncalled for Dave.......we're on the brink of a precapice(hope that's spelt right) and people are feeling, not the pinch, but a whacking great smack in the gob with food bills, diesel increases, tax increases, council tax increases.......want me to go on??? I thank God i window clean cos if i didn't i'd have gone under a long time ago, as many are. I earn a bloody good whack shining, but when earning a bloody good whack aint enough anymore, there's something wrong. Good for you if you're up there earning a bloody fortune window cleaning, but the majority on here aint quite in your league as far as income is concerned and to incinuate that we're just bleating on is pretty inconsiderate, but hey, ya entitled to your opinion, but so am i 

[Sir Squeaky]

That's a bit uncalled for Dave.......we're on the brink of a precapice(hope that's spelt right) and people are feeling, not the pinch, but a whacking great smack in the gob with food bills, diesel increases, tax increases, council tax increases.......want me to go on??? I thank God i window clean cos if i didn't i'd have gone under a long time ago, as many are. I earn a bloody good whack shining, but when earning a bloody good whack aint enough anymore, there's something wrong. Good for you if you're up there earning a bloody fortune window cleaning, but the majority on here aint quite in your league as far as income is concerned and to incinuate that we're just bleating on is pretty inconsiderate, but hey, ya entitled to your opinion, but so am i 

Really well said mate.
Couldn't have put it better.

Not necessarily towards Dave, but to the others who talk the same.
Most of which probably earn closer to my money than Dave's. :

[Moderator David@stives]

I have never mentioned my earnings, I have to manage my money the same as anyone else.

I havent noticed any increase in my personal expenditure, my mortgage is the same, which is my biggest expense, some things like fuel and food have gone up, but it doesnt equate to doom and gloom yet.

Most people i know still can afford there booze and fAgs and there 5 take aways a week as well as a couple of nights out.

A few years ago i was destitute not a penny to my name, instead of moaning about it , i saw an opportunity in window cleaning and went at it, blood sweat and tears, made loads of sacrifices along the way investing in my business.

No one has ever given me a penny, not as a gift or anything in fact for my 21st i got a tenner off my parents, I dont need anyone to tell me how bad things can be,i have been there got the t-shirt.

This isnt a rehersal this is the real thing, just get out there the worlds your oyster, just forget the hard done to attitude or else you will get nowhere.

If i got off my backside and done it, anyone can do it.

[Pole 2 Pole]

Cheers Squeaks and taking my hat off to Dave for getting out there and doing it. If half the population done the same this country would be in a much better shape. BUT the truth remains(in my case) that i do a 5 day week for 2 weeks and a six day week for the other two. I've never claimed a penny from the state and i've never got my hands on a penny that i haven't earnt. But when at the end of a bloody hard working week, you're pretty much in the same boat as you were the Friday before, there's something wrong. OK OK i dooo go out once a week with the family for a meal, but christ, why shouldn't i?

[Moderator David@stives]

Pole2 pole

If you are working as hard as you say you are, then you wont struggle for long, you will be one of lifes winners.

I dont take a big wage all my profits go back in reinvesting for the future i now have 3 wfp pole vans and am looking at other options, When i take on staff it is always at the expense of my own personal wage.

Just this last 3 months i have bought a round of another window cleaner, bought another van took on 2 staff and £7'000 on wfp equipment , coupled together with major cash flow problems and vat and all other bills, i am just about keeping my head above water, but when things start getting to tight i just get out there and drag more work in.

One thing i wont do is moan about it i will just get on with it and work my way out of each and every hole as it occurs.

[Pole 2 Pole]

I will be Dave, cos if going to work gets me out this bloody house every day,i'll be just fine  I guess i'll never be rolling in it, cos i'm a one man band and i like it that way. I know where i stand and if it ever goes belly up,well,i'll only have myself to blame. But in the meantime.....to infinity and beyond 

[peter holley]

why would you not declare your earnings?
you earn money, you pay tax!
anyone that doesn't pay their full share it a thief and a waste of space.
window cleaner or anyone else.

very good you need to work harder

[seandyer2003]

Pole2 pole

If you are working as hard as you say you are, then you wont struggle for long, you will be one of lifes winners.

I dont take a big wage all my profits go back in reinvesting for the future i now have 3 wfp pole vans and am looking at other options, When i take on staff it is always at the expense of my own personal wage.

Just this last 3 months i have bought a round of another window cleaner, bought another van took on 2 staff and £7'000 on wfp equipment , coupled together with major cash flow problems and vat and all other bills, i am just about keeping my head above water, but when things start getting to tight i just get out there and drag more work in.

One thing i wont do is moan about it i will just get on with it and work my way out of each and every hole as it occurs.

Is it worth it if that is the case though dave? you must be making something otherwise why bother? I know a chap who has a pretty big contract cleaning company i used to work for him, but he never has any money, drives an old punto and rents a crappy house unless hes just a blagger, but i dont think so Not trying to offend you chap, just that you must be doing well otherwise you wouldnt be bothering, but from your post it sounds like you not making money! Hope that makes sense...

[geefree]

i find it hard to believe you are keeping your head just above water.... i want to , eventually employ....

you say you are have bought more work.... ... and if things get worse you will go out there and get more work.... why?.... you will have to employ someone to do it !...

cutting your profits and back to square one.

if you are keeping your head above water..just, why not cut your overheads... turn a full timer into part timer.... or do more yoiur self.

i know you have to speculate to accumalate... and i admire your achievements, , so sorry if this sounds naive or like i know... i dont!.....

but if you are buying work like that, employing to do the work, yet only keeping your head above water... then  going out and getting more , if things dont go right...then my ambitions for employing are severly dented tonight, surely you get to a point, where you are bursting at the seams.. employ a part timer,,, then increase your workload , turn the guy...( or someone else) into a full timer... and so on.

[Sir Squeaky]

I didn't get that bit Dave.

If you're just keeping your head above water then you're no better off than me.

But I don't have the staff, complicated taxes, equipment and vans to maintain...etc...
I just go to work, then come home and charge the battery.

If that's the case what's going wrong?
Surely you must do better than that, or why bother?

[AuRavelling79]

It's amazing what you can save if you think before you spend.

Some one above said he goes out for a meal once a week with his family - now I don't know if he means £30 at Mc Donalds, £100 at a Harvester or £200 slap up meal, but... let's go with the middle option.

If he cut that back to twice a month and buys fish and chips he could save £200 a month. That will finance a van, or a good holiday, or pay for all the extra gas, leccy and diesel costs, or the shopping bill or go towards retirement or savings.

I don't mean to lecture but It's the way I am (ask my kids! )

Yes, let's be a bit more careful but get real - this ain't the depression of 30's USA or Germany in the early 20's.

[Moderator David@stives]

Its called investing for the future.

I reinvest and take little profit, it is the same in any business in growth stage, if i wanted i could cash in now and stop growing and reap some profits, without sacrifices you wont grow.

My Role has changed from window cleaner to office based manager, that in itself takes a great deal of investment, i intend to carry on to the next stge where i get a manager to do the managing for me then my role will be business owner and whatever other role i choose to take.

You can treat window cleaning 2 ways , either as a job or as a business.

Nothing going wrong just all part of the bigger plan.

[AuRavelling79]

Its called investing for the future.

I reinvest and take little profit, it is the same in any business in growth stage, if i wanted i could cash in now and stop growing and reap some profits, without sacrifices you wont grow.

My Role has changed from window cleaner to office based manager, that in itself takes a great deal of investment, i intend to carry on to the next stge where i get a manager to do the managing for me then my role will be business owner and whatever other role i choose to take.

You can treat window cleaning 2 ways , either as a job or as a business.

Nothing going wrong just all part of the bigger plan.

Then you can sell it Dave! Then get bored with all that travel and those fast cars and get your self a little bit of part time window cleaning to get you out the house twice a week and keep active!