[Aquakleen Restoration Services]

Hi all

Insurance renewal time so can anyone recommend a cheap firm to cover me for the usual public liability and equipment coverage?

Many thanks

John

[Daveyboy]

Many have found HSBC to be competitive.

[stevegunn]

http://www.carpet.cleaning-insurance.co.uk/

mcgregor lloyd

[martin19842]

hi there

we moved to zurich this year, great cover

regards

martin

[Joe H]

I'm interested in this subject too.

but looking for Treatment Risk included.

anyone got it, who with, to what value and what cost?

[Ian Rochester]

Allied do good deal on PL, EL and Treatment Risk, costs are dependant on number of employees, wage bill and turnover.  Just brought mine down this year by over £400

[Aquakleen Restoration Services]

Cheers lads I went with HSBC, full public liability insurance for a year up to 1 million for £62.07 so I am happy paying that!

Incase anyone is interested..

https://www1.insurancebrokers.hsbc.com/1/2/popups/qb/td/tradesman-quote?BlitzToken=true

Thanks again for your help

John

[mark shannon]

John i would phone them and get treatments insurance as well to cover yourself for what your working on . HSBC do tailored carpet cleaners insurance  0120245 5555 you alls need legal cover.

[markpowell]

I pay £104.00 a year with Hsbc and that covers treatment risk and £2M liability
Mark

[Len Gribble]

Markpowell

£104??? You have the same as me but I included hard floors I got mine for around £85.00 and if wanted it monthly payment at no extra charge.

Len

[Tony Gill Carpet Smart]

Mark & Len does your policy include legal cover and or tool / equipment cover. Is treatment cover an add on i can't find it on the HSBC link above .

CHEERS TONY

[Len Gribble]

Tony

Treatment yes, can’t remember if LC will need to look a policy, tools/equipment no.

On line quotes are ok but I prefer to phone them.

Hope this helps

Len

[Tony Gill Carpet Smart]

Cheers Len.
I will ring them

[Ian Rochester]

This just shows the extra hiden costs of employing staff, mine is being renewed tomorrow and the best I have managed to get it for was £1403.00 !!!!

That's PL for £5M, EL for 10 employees and Treatment risk, it also didn't help that we are now a ltd company.

[Tony Gill Carpet Smart]

Hi just been on with hsbc 2m public liability  treatment cover for both the decorating and carpet cleaning £139.77 if only 1mpublic liability £95.67 and that includes intrest free instalment over 12 months if i want. GOOD EH!

CHEERS TONY

[Joe H]

This just shows the extra hiden costs of employing staff, mine is being renewed tomorrow and the best I have managed to get it for was £1403.00 !!!!

That's PL for £5M, EL for 10 employees and Treatment risk, it also didn't help that we are now a ltd company.

Thats about what I pay and I only have 5 employees, 2m P/L and no treatment risk!
Guess whos going to be doing some looking around?
Who you with Ian?

[Aquakleen Restoration Services]

Hi all

I just rang up HSBC to add treatment risk to my 1m public liability and was told I was covered for damage as well. She read out what the policy covers and it covered pretty much anything that could go wrong whilst cleaning so for £62.07 that sounds like a fair deal to me.

I thought it was strange that the site did not say anything about treatment risk, seems it is included in the public liability cost!

John

[PaulKing]

This just shows the extra hiden costs of employing staff, mine is being renewed tomorrow and the best I have managed to get it for was £1403.00 !!!!

That's PL for £5M, EL for 10 employees and Treatment risk, it also didn't help that we are now a ltd company.

i know the feeling ! make sure you ring our friend in the midlands pound for pound thier cover is excellent and thye know what they are doing

[markpowell]

Len,
I got legal cover, i think its an extra. not sure.
Mark

[Ian Rochester]

We went with Allied