Hi mk,
The vehicles are leased. Before we bought them, I had a word with our accountant about buying outright and his comments were 'do you really want to lay out such a lot of cash in year one of your business'?
I looked at second hand, but I was advised that wasn't a good idea as they could be unreliable.
I plumped for leasing, though I did put about 20% deposit down to keep the monthly costs low. When I told my account, he said 'that's music to my ears'.
I am happy with my decision and I am delighted with the vans. They haven't been any bother whatsoever.