Paul
I would recommend leasing.
1. I leased a toyota hiace £160.00 pm + fitted a tucker system £150 pm all + vat.
at the end of the lease i purchased the van & as of today it has not cost a penny & is 4 1/2 years old.
2. Purchased a fiat scudo y plate 2001, it has had approx £3000 plus spent on it up to today.
3. I,ve purchased another scudo 54 plate which i will trade in or sell next year, before any major repairs are needed.
There is not much out there at the minute, but i use a company called acornfinance. Usually 3 up front then 35 rental. Just had a focus 1.8 tdci sport for £160.00 pm. You just have to keep looking.
Gary