[Claire_Bennett]

Still trying to work out what Ins cover Im going to need.

Im planning to offer domestic cleaning into private houses and will be looking to 'employ' 5 or so cleaners when (and if) the business expands. I know that I need public liability ins and have recived quotes for this (although with £250 excess - can anyone get better than this ie lower?)

But will I need Employers Liability Ins, one guy I spoke to said that I wouldn't as technically speaking, the client is employing the cleaner (and paying them) - not me. But another person I spoke to said I would need this Insurance (he was trying to sell me some!) as I was the one finding work for the cleaner and was therefore their 'employer'

which one was correct?  

can anyone recommened an Insurance company?

thankyou

Claire Bennett

[STEVE71163]

Hi,
  I think you will need employer liability insurance as well once you start employing others. Their are a few company's out their Darwin Clayton (01892-511144) being one and also it might be worth you joining the NFMWGC to get their cheaper insurance.

Hope this helps!

Steve Lowe

[STEVE71163]

Hi Claire,
            I have just seen another telephone number that i have got out of my BICSc cleaning industry handbook. Its Camberford Law on 020-8315-5000.

Hope this helps

Steve Lowe

[Claire_Bennett]

Thanks Steve, I think I'll give those numbers a try