van insurance

This is an advertisement
Interested In Advertising? | Contact Us Here

Warning!

 

Welcome to Clean It Up; the UK`s largest cleaning forum with over 34,000 members

 

Please login or register to post and reply to topics.      

 

Forgot your password? Click here

zesty

  • Posts: 2538
Re: My test drive of the E transit custom.
« Reply #20 on: January 19, 2025, 10:05:34 pm »
Are you VAT registered Zesty? Reason I ask is if you look at the advertised prices on Van Trader, these prices are for VAT registered companies only, you can add on a few grand if you’re not.

Nope, under VAT as a sale trader.

I am looking at ex demos.

There is a lot to weigh up, my van owes me nothing accept maintenance. However it is over 10 years old now. It’s a 63 plate custom.

I either go electric and enjoy a new shiny van, and then welcome the tax savings. Or I stick with my current van and have more money in my pocket each month.

It’s actually quite a hard decision!

I’m not interested in going for another diesel, I’ve got one now and aren’t going to gain that much with a newer diesel model. I’ve had DPF issues in the past and really can’t be bothered with wet belt issues in these newer customs.

The hybrid does tempt me, but to be honest, the all electric seems ideal for my rounds.
I think you will have to wait quite a while for an ex demo eCustom and even then you will probably pay close to  the new van price? you won't get the incentive of 0% finance either?

Edit to add: Sorry I am thinking of the eCustom Sport, which is the one I would be interested in. There will be ex demos of the other models much sooner I would think?

There’s loads of em mate, I’d get a personal loan and put a large chunk of savings down.

We’ll see. It’s parting with the money that’s the hard part.

I may wait another year for a used, but then you don’t get the warranty and also have no idea how well the battery was looked after by the previous owner.

Simon Trapani

  • Posts: 1604
Re: My test drive of the E transit custom.
« Reply #21 on: January 19, 2025, 10:21:29 pm »
Warranty transfers to the new owner

KS Cleaning

  • Posts: 4029
Re: My test drive of the E transit custom.
« Reply #22 on: January 19, 2025, 10:22:19 pm »
My current Customer Sport I bought new in July 2019 for just shy of £31k. I had a trade in of £13k so balance of £18k. My van is worth around £18k just now so around £13k depreciation in 5 1/2 years. Tax saving of £5.5k, so the van has effectively cost around £7.5k plus servicing, tyres, etc, in the time I’ve had it, The only repair I’ve had to do on the vehicle is to replace a broken coil spring just on Friday there.
I reckon the same spec eCustom or Diesel Custom new today would see depreciation almost double in the same time frame, that’s what’s stopping me pulling the trigger at the moment.

KS Cleaning

  • Posts: 4029
Re: My test drive of the E transit custom.
« Reply #23 on: January 19, 2025, 10:25:07 pm »
Warranty transfers to the new owner
Correct👍🏻

zesty

  • Posts: 2538
Re: My test drive of the E transit custom.
« Reply #24 on: January 20, 2025, 06:16:51 am »
Warranty transfers to the new owner

Course it’s does. Stupid me.

The depreciation and overall cost is the big issue, do you buy a second hand but risk buying one that’s not been looked after. Or do you pay more for the peace of mind of a new one.

deeege

  • Posts: 5075
Re: My test drive of the E transit custom.
« Reply #25 on: January 20, 2025, 06:58:17 am »
That’s why I said ‘I’d love to see the cost breakdown’……

Based on franchisees' van purchases, we're looking at a saving of £7k upwards on the van.

Electric charger £700 fitted

3,000 miles  at 33mpg at £1.45, about £600

3,000 miles at 2.8m/kWh at 7p, about £75

Addition to my insurance (not for Transit but probably comparable) is about £400 (having a 23yo on my insurance is a pain).

So...

Van:+7,000
Charger:-700
Energy:+525
Insurance:-400

So purely financial savings:

Year one, minimum £6,425 saving
Subsequent years, £125 a year.

Ignores servicing cost decrease because I have no way of calculating, except that servicing costs on BEVs are generally far, far lower than on diesels. No oil, no oil filters, no particulate filters, no adblue tanks to gum up, etc. Servicing seems to be suspension, occasional checks that the brakes haven't seized through lack of use, tyres and wiper blades.

Vin

Thanks. So at 3000 miles per year, all of the savings are in the purchase price, and this is assuming similar depreciation levels (between the electric and a similar diesel) from purchase.
 
I’ll not even be considering one of these until the batteries are capable of 300+ miles with a full tank in the winter. I make my working day as stress free as possible and adding range anxiety to my day isn’t something I’d consider.

All those that are ‘tempted’ let us know your thoughts when you actually pull the trigger.
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

Perfect Windows

  • Posts: 4240
Re: My test drive of the E transit custom.
« Reply #26 on: January 20, 2025, 07:21:56 am »
Genuine question. Why do you need a 300 mile range?

I ask because it suggests you're doing journeys like that reasonably often. In that case, the running cost savings will pile up. Diesel around £60 for that trip, leccy £7.50.

Vin

deeege

  • Posts: 5075
Re: My test drive of the E transit custom.
« Reply #27 on: January 20, 2025, 08:27:22 am »
Genuine question. Why do you need a 300 mile range?

I ask because it suggests you're doing journeys like that reasonably often. In that case, the running cost savings will pile up. Diesel around £60 for that trip, leccy £7.50.

Vin

Not often really but I do the occasional job that’s 300 mile round trip yes.

300 mile was just a made up  (probably exaggerated) number but every single Monday I do 120 mile round trip fully loaded.
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

zesty

  • Posts: 2538
Re: My test drive of the E transit custom.
« Reply #28 on: January 20, 2025, 10:30:07 am »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

Stoots

  • Posts: 6283
Re: My test drive of the E transit custom.
« Reply #29 on: January 20, 2025, 11:17:28 am »
They are cheap because no one wants them.

When I was looking at vans a few months ago local dealer was trying hard to find me something. They will flog you owt as we know but even he laughed before saying would you consider an EV ? I said no and he said I don't blame you. We all know they are poope.

deeege

  • Posts: 5075
Re: My test drive of the E transit custom.
« Reply #30 on: January 20, 2025, 11:19:10 am »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

Soupy

  • Posts: 20989
Re: My test drive of the E transit custom.
« Reply #31 on: January 20, 2025, 11:59:56 am »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.

I have not used a public charger. I will not use a public charger.

If you need to rely on "the infrastructure" then it's probably not for you.
#FreeTheBrightonOne
#aliens

zesty

  • Posts: 2538
Re: My test drive of the E transit custom.
« Reply #32 on: January 20, 2025, 12:54:42 pm »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.

Couldn’t agree more, for a car, no way I’m going ev anytime soon.

We bought a 21 plate VW Tiguan r line in dolphin grey in August. Lovely car. Never have to worry about long journeys. Perfect for the kids.

But the van situation is obviously different, I do short, frequent stops on my rounds, so an EV is more enticing. Not to mention it was bloody great to drive.

KS Cleaning

  • Posts: 4029
Re: My test drive of the E transit custom.
« Reply #33 on: January 20, 2025, 02:56:39 pm »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.

Couldn’t agree more, for a car, no way I’m going ev anytime soon.

We bought a 21 plate VW Tiguan r line in dolphin grey in August. Lovely car. Never have to worry about long journeys. Perfect for the kids.

But the van situation is obviously different, I do short, frequent stops on my rounds, so an EV is more enticing. Not to mention it was bloody great to drive.
This is why the EV is appealing to me too. I do a lot of short journeys and start/stops. On my current van I get a warning on my display about once a month that the exhaust particulate is clogged, drive to clear. I then have to take the van along a dual carriageway for a few miles in high revs to clear it.

zesty

  • Posts: 2538
Re: My test drive of the E transit custom.
« Reply #34 on: January 20, 2025, 03:34:39 pm »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.

Couldn’t agree more, for a car, no way I’m going ev anytime soon.

We bought a 21 plate VW Tiguan r line in dolphin grey in August. Lovely car. Never have to worry about long journeys. Perfect for the kids.

But the van situation is obviously different, I do short, frequent stops on my rounds, so an EV is more enticing. Not to mention it was bloody great to drive.
This is why the EV is appealing to me too. I do a lot of short journeys and start/stops. On my current van I get a warning on my display about once a month that the exhaust particulate is clogged, drive to clear. I then have to take the van along a dual carriageway for a few miles in high revs to clear it.

Yep. DPFs are a nightmare for our type work.

dazmond

  • Posts: 24172
Re: My test drive of the E transit custom.
« Reply #35 on: January 20, 2025, 04:53:20 pm »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.

Couldn’t agree more, for a car, no way I’m going ev anytime soon.

We bought a 21 plate VW Tiguan r line in dolphin grey in August. Lovely car. Never have to worry about long journeys. Perfect for the kids.

But the van situation is obviously different, I do short, frequent stops on my rounds, so an EV is more enticing. Not to mention it was bloody great to drive.
This is why the EV is appealing to me too. I do a lot of short journeys and start/stops. On my current van I get a warning on my display about once a month that the exhaust particulate is clogged, drive to clear. I then have to take the van along a dual carriageway for a few miles in high revs to clear it.

Ironically this has very rarely happened to me and my diesel connect van is 8 years old now. I average 3000 miles a year,stop/start and short journeys. The DPF light has only come on twice in all that time.
price higher/work harder!

KS Cleaning

  • Posts: 4029
Re: My test drive of the E transit custom.
« Reply #36 on: January 20, 2025, 05:38:19 pm »
If you’re doing 120 miles every Monday, then stick with diesel . I average 10-25 miles a day. I do the odd jobs that are 50 odd miles away, but not many. Not enough to be a problem…

It’s defo a difficult decision nonetheless. It’s always difficult parting with money!

I definately will be.

I went to a wedding in Essex a few months ago, drove there in a friends EV from Cheshire. Great on the way there no issue, journey around 4 hours. What a massive PITA the journey back on Sunday was. No chargers working at the hotel so couldn’t be charged overnight. The journey back took almost 8 hours due to having to stop twice to find suitable chargers. One of them was a slow charger, whatever that is, and was taking an age. Absolute pain in the arse, especially so the day after a wedding and not feeling too fresh  ;D

The infrastructure just isn’t there currently to charge on the move. Convince me otherwise.

Any calculations on finance need to take into account a £ value on your time, whether it be private time or business time.

Couldn’t agree more, for a car, no way I’m going ev anytime soon.

We bought a 21 plate VW Tiguan r line in dolphin grey in August. Lovely car. Never have to worry about long journeys. Perfect for the kids.

But the van situation is obviously different, I do short, frequent stops on my rounds, so an EV is more enticing. Not to mention it was bloody great to drive.
This is why the EV is appealing to me too. I do a lot of short journeys and start/stops. On my current van I get a warning on my display about once a month that the exhaust particulate is clogged, drive to clear. I then have to take the van along a dual carriageway for a few miles in high revs to clear it.

Ironically this has very rarely happened to me and my diesel connect van is 8 years old now. I average 3000 miles a year,stop/start and short journeys. The DPF light has only come on twice in all that time.
I think the auto variants are more prone to it as the revs are generally lower? I have to switch the van from automatic to manual to clear it.

Bungle

  • Posts: 2486
Re: My test drive of the E transit custom.
« Reply #37 on: January 20, 2025, 05:51:50 pm »
My old neighbour leases a Vauhall EV. One time they went abroad and while they were away the electric meter box on the side of the house caught fire. I didn't know anything about it until they told me. He was adamant it was nothing to do with the charging terminal. I have my doubts. Another time the charging point packed up and they had to charge the car in town, about 10 miles away.

You can shove EV up yer arris.
We look at them, they look through them.

Perfect Windows

  • Posts: 4240
Re: My test drive of the E transit custom.
« Reply #38 on: January 20, 2025, 07:38:37 pm »
My old neighbour leases a Vauhall EV. One time they went abroad and while they were away the electric meter box on the side of the house caught fire. I didn't know anything about it until they told me. He was adamant it was nothing to do with the charging terminal. I have my doubts. Another time the charging point packed up and they had to charge the car in town, about 10 miles away.

You can shove EV up yer arris.

I'd have thought the correct conclusion to draw would be not to have their electrician do any work at your house rather than to decide anything about their car.

Vin

Perfect Windows

  • Posts: 4240
Re: My test drive of the E transit custom.
« Reply #39 on: January 20, 2025, 07:43:49 pm »
I reckon that if I needed one I could find a charging point in my area if I really tried.



Vin