This is an advertisement
Interested In Advertising? | Contact Us Here

Warning!

 

Welcome to Clean It Up; the UK`s largest cleaning forum with over 34,000 members

 

Please login or register to post and reply to topics.      

 

Forgot your password? Click here

The Jester of Wibbly

  • Posts: 2209
Caution when renewing Greenflag cover.
« on: January 05, 2025, 01:32:25 pm »
Mine came through but in the main wording it says no l on longer covers business use. 

There wording on their site is no longer very clear and deep down in their new Terms they don't cover commercial use. 

They seem to be following the RAC and AA stance and are getting more tight with commercial use.

I guess we won't know if they will cover us unless we actually need to call them out.   

It really does take away the term 'peace of mind'

Update... The solution is now to only use the Business Fleet cover for Greenflag. 
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

Simon Trapani

  • Posts: 1625
Re: Caution when renewing Greenflag cover.
« Reply #1 on: January 05, 2025, 01:50:27 pm »
I did try to warn of this sometime back but got the usual Clean it Up responses!

The Jester of Wibbly

  • Posts: 2209
Re: Caution when renewing Greenflag cover.
« Reply #2 on: January 05, 2025, 02:16:25 pm »
I did try to warn of this sometime back but got the usual Clean it Up responses!

Yea you were absolutely correct.  Things have changed over the last few months by the looks of things.
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

NBwcs

  • Posts: 941
Re: Caution when renewing Greenflag cover.
« Reply #3 on: January 05, 2025, 02:29:40 pm »
I did try to warn of this sometime back but got the usual Clean it Up responses!

Yea you were absolutely correct.  Things have changed over the last few months by the looks of things.


It's been this way for a lot longer than a few months, I changed from green flag a couple of renewals ago for this reason. If you've paid out for cover in that time I would seriously put in a grievance complaint and try and get some money back ad you've been paying for nothing. Totally dishonest of them to not  to advise you of his. No doubt they put the ball back into your court and say it's up to you to check small print but it's them that's changed the cover.

Simon Trapani

  • Posts: 1625
Re: Caution when renewing Greenflag cover.
« Reply #4 on: January 05, 2025, 02:37:54 pm »
My post was a couple of years or so back. Certainly a couple of renewals back.

I’m actually back with the AA  this year with  business cover for both vans as the price wasn’t too bad imo. I didn’t really want one that was subbed out not unless it was much much cheaper.

simon w

  • Posts: 1701
Re: Caution when renewing Greenflag cover.
« Reply #5 on: January 05, 2025, 03:44:38 pm »
I've gone with Alexander Swan with both vans & car and have RAC cover for all. cancelled lifetime membership with AA last year as they would no longer cover vans and wanted extortionate amount for separate van cover. Just renewed insurance with AS also. 

SB Cleaning

  • Posts: 4325
Re: Caution when renewing Greenflag cover.
« Reply #6 on: January 05, 2025, 04:23:40 pm »
It's on the Green Flag website they cover vans up to 4000kg with load?
It is the business fleet option your looking at?
https://www.greenflag.com/breakdown-cover/fleet

JandS

  • Posts: 4311
Re: Caution when renewing Greenflag cover.
« Reply #7 on: January 05, 2025, 04:38:11 pm »
A Swann said they could no longer cover me with tank in van........AA would no longer cover van.
Impossible done straight away, miracles can take a little longer.

Splash and dash

  • Posts: 297
Re: Caution when renewing Greenflag cover.
« Reply #8 on: January 05, 2025, 05:14:34 pm »
It's on the Green Flag website they cover vans up to 4000kg with load?
It is the business fleet option your looking at?
https://www.greenflag.com/breakdown-cover/fleet


Our vans are with green flag I renewed in December and it states in the policy commercial vehicle cover we have only ever called them out twice but very quick response .

The Jester of Wibbly

  • Posts: 2209
Re: Caution when renewing Greenflag cover.
« Reply #9 on: January 05, 2025, 05:33:46 pm »
They must be changing them slowly then.  They made it clear on the new renewal and terms that they no longer cover and vehicles that are used for making money.

Vans are still covered if being used for personal use.

They said to call them for a personalised quote to cover commercial use.
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

KS Cleaning

  • Posts: 4062
Re: Caution when renewing Greenflag cover.
« Reply #10 on: January 05, 2025, 05:36:18 pm »
I get 12 months roadside assistance from the AA when I get my van serviced at the local Ford dealership. Will be interesting to see if this is still the case at my next service?

Splash and dash

  • Posts: 297
Re: Caution when renewing Greenflag cover.
« Reply #11 on: January 05, 2025, 05:41:41 pm »
They must be changing them slowly then.  They made it clear on the new renewal and terms that they no longer cover and vehicles that are used for making money.

Vans are still covered if being used for personal use.

They said to call them for a personalised quote to cover commercial use.


I renewed mine mid  December when the insurance was due on them, been with green flag for  years , and it states commercial vehicles they know it’s business use only but will give them a call tomorrow to double check .

The Jester of Wibbly

  • Posts: 2209
Re: Caution when renewing Greenflag cover.
« Reply #12 on: January 05, 2025, 05:46:55 pm »
They must be changing them slowly then.  They made it clear on the new renewal and terms that they no longer cover and vehicles that are used for making money.

Vans are still covered if being used for personal use.

They said to call them for a personalised quote to cover commercial use.


I renewed mine mid  December when the insurance was due on them, been with green flag for  years , and it states commercial vehicles they know it’s business use only but will give them a call tomorrow to double check .

Same with me, been with them many years and all was fine until now.  You should be fine until your next renewal though, but let us know how your call goes.  Best of luck buddy.
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

Splash and dash

  • Posts: 297
Re: Caution when renewing Greenflag cover.
« Reply #13 on: January 05, 2025, 05:48:13 pm »
They must be changing them slowly then.  They made it clear on the new renewal and terms that they no longer cover and vehicles that are used for making money.

Vans are still covered if being used for personal use.

They said to call them for a personalised quote to cover commercial use.


Here you go  commercial business use this is what I have

SB Cleaning

  • Posts: 4325
Re: Caution when renewing Greenflag cover.
« Reply #14 on: January 05, 2025, 06:10:53 pm »


They said to call them for a personalised quote to cover commercial use.
This is what I did and the woman said i was covered.
I'm sure she said only vans with sign writing are covered but i could be wrong

The Jester of Wibbly

  • Posts: 2209
Re: Caution when renewing Greenflag cover.
« Reply #15 on: January 05, 2025, 06:36:24 pm »


Renewal note and terms paragraph that had me concerned.  I appreciate they gave examples but nothing about what could be included.  Any commercial vehicle could fall into those statements if the law got involved.  Once again, it's insurance that protects the insurers and not the policy holder.   Nothing is deliberately very clear these days.
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

Splash and dash

  • Posts: 297
Re: Caution when renewing Greenflag cover.
« Reply #16 on: January 05, 2025, 06:50:55 pm »


Renewal note and terms paragraph that had me concerned.  I appreciate they gave examples but nothing about what could be included.  Any commercial vehicle could fall into those statements if the law got involved.  Once again, it's insurance that protects the insurers and not the policy holder.   Nothing is deliberately very clear these days.


You aren’t a taxi or delivering parcels so don’t see a problem,

SB Cleaning

  • Posts: 4325
Re: Caution when renewing Greenflag cover.
« Reply #17 on: January 05, 2025, 06:56:23 pm »
As long as your on the business fleet policy you'll be fine.....ring then up and give them your details, I found them very helpful on the phone, it was nice to actually get through to speak someone for a change  ;D

The Jester of Wibbly

  • Posts: 2209
Re: Caution when renewing Greenflag cover.
« Reply #18 on: January 05, 2025, 07:04:36 pm »
Yea Splash.  I did mention that in the post, but those are just examples.   The renewal made it clear, 'not covered for business use'.  That would get us stuck.

SB thanks for that.  I didn't go for fleet cover as I thought that was going to be expensive opting for upto 50 vehicles.

I've just got a quote for business fleet and later on in the process asked how many vehicles?  So for just one the price was not too bad tbf.  So should be okay.
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

SB Cleaning

  • Posts: 4325
Re: Caution when renewing Greenflag cover.
« Reply #19 on: January 05, 2025, 07:09:14 pm »

 I didn't go for fleet cover as I thought that was going to be expensive

That's the problem then, I thought it was going to be big bucks too but was surprised with the quote.