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mac74

  • Posts: 490
Re: Insurance
« Reply #20 on: December 07, 2024, 05:07:09 pm »
Howdens Ins. asked me is the tank bolted in or strapped in, so i guess they have different insurers for either type, or both?

֍Winp®oClean֍

  • Posts: 1711
Re: Insurance
« Reply #21 on: December 07, 2024, 06:09:18 pm »
Nearly £300 cheaper than last year and the same more or less as the year before.....not sure about the app business though anybody used one before

Daughter's car has one fitted and I also drive it. Basically, it records the data and sends it the insurer. So, you HAVE to adhere to all speed limits. They do monitor it too because she got a warning because of me driving it!
Comfortably Numb!

JandS

  • Posts: 4289
Re: Insurance
« Reply #22 on: December 07, 2024, 07:46:43 pm »
It's not fitted to van it's an app on your phone....presume it does similar function though.
Impossible done straight away, miracles can take a little longer.

֍Winp®oClean֍

  • Posts: 1711
Re: Insurance
« Reply #23 on: December 07, 2024, 08:45:02 pm »
It's not fitted to van it's an app on your phone....presume it does similar function though.

Yes. The black box in the car connects to the phone.
Comfortably Numb!

The Jester of Wibbly

  • Posts: 2167
Re: Insurance
« Reply #24 on: December 08, 2024, 08:54:55 am »
Just watched a neighbor strap a child's car seat in the back of their car.  wonder if they've notified their insurance yet?  😂😂
Claim your 50% off your mobile payment card reader with Sum Up.  http://fbuy.me/f7Ve3

Scottish Cleaning Service

  • Posts: 485
Re: Insurance
« Reply #25 on: December 08, 2024, 09:26:04 am »
My brother worked in insurance all his life and he was saying, their game is to take money in and try not to hand it out again. They will give you insurance but the fun begins when you put in a claim. If you don't tell them and they investigate it then your claim is null and void and they may get the police to charge you with false representation.

Here's the thing you are all beginning to notice, one can't work without van insurance unless you don't need a van and you are cleaning a scheme with a trolly.

Lawyers started the ambulance chasing game and now the insurance companies are coming after them. The lawyers indemnity insurance has tripled and they are not very happy about it. So they have been speaking to insurance companies and they said you started it and if you continue then it will keep going up. So now my mate the mechanic was asking me what's going on because the claim money is going down the way instead of up the way. I told him some lawyers are finding problems getting insurance unless they all get together and accept lower claim money.

I now realise, Insurance Companies rule the world. No insurance then even a plane can't take off. If you get blacklisted from the insurance industry then you might aswell become a vicar without a car. fwiw

֍Winp®oClean֍

  • Posts: 1711
Re: Insurance
« Reply #26 on: December 08, 2024, 10:17:34 am »
My brother worked in insurance all his life and he was saying, their game is to take money in and try not to hand it out again. They will give you insurance but the fun begins when you put in a claim. If you don't tell them and they investigate it then your claim is null and void and they may get the police to charge you with false representation.

Here's the thing you are all beginning to notice, one can't work without van insurance unless you don't need a van and you are cleaning a scheme with a trolly.

Lawyers started the ambulance chasing game and now the insurance companies are coming after them. The lawyers indemnity insurance has tripled and they are not very happy about it. So they have been speaking to insurance companies and they said you started it and if you continue then it will keep going up. So now my mate the mechanic was asking me what's going on because the claim money is going down the way instead of up the way. I told him some lawyers are finding problems getting insurance unless they all get together and accept lower claim money.

I now realise, Insurance Companies rule the world. No insurance then even a plane can't take off. If you get blacklisted from the insurance industry then you might aswell become a vicar without a car. fwiw

I'm crapping my self!!🤣🤣🤣🤣
Comfortably Numb!

Don Kee

  • Posts: 4887
Re: Insurance
« Reply #27 on: December 08, 2024, 12:26:41 pm »

Here's the thing you are all beginning to notice, one can't work without van insurance

In other news, grass is green…

Scottish Cleaning Service

  • Posts: 485
Re: Insurance
« Reply #28 on: December 09, 2024, 10:11:52 am »
Grippatank is booming and I didn't know why but now its number 1 on the insurance scale so makes perfect sense.

Stoots

  • Posts: 6237
Re: Insurance
« Reply #29 on: December 09, 2024, 11:35:49 am »
Just don't tell them

They asked.......they said it's definitely classed as a modification......not worth the risk lying.

I mean get insurance with another company that's doesn't ask and dont volunteer the information.

zesty

  • Posts: 2482
Re: Insurance
« Reply #30 on: December 09, 2024, 12:12:53 pm »
Just don't tell them

They asked.......they said it's definitely classed as a modification......not worth the risk lying.

I mean get insurance with another company that's doesn't ask and dont volunteer the information.

Spot on.

JandS

  • Posts: 4289
Re: Insurance
« Reply #31 on: December 09, 2024, 06:36:09 pm »
They ask about modifications......by the way on the compare the market site when you get to the mods bit and the specific list for each separate type of class of mod bodywork, wheels, lights etc under accessories is roof rack.
Impossible done straight away, miracles can take a little longer.

CleanClear

  • Posts: 14854
Re: Insurance
« Reply #32 on: December 09, 2024, 06:48:34 pm »
Here's the e mail summary.

Good Morning

 

Your renewal for your Commercial Vehicle, Legal Expenses is due on 2nd January 2025.

 

Unfortunately, we are unable to offer renewal terms this year. This is because our panel of insurers are declining DIY systems that are not crash tested.

 

Please find below the crash tested systems that are accepted:



What if you just want the  Insurance and not the  "Commercial Vehicle, Legal Expenses"  ?
*Status*--------Currently Online---------

cgh window cleaning

  • Posts: 551
Re: Insurance
« Reply #33 on: December 09, 2024, 07:09:22 pm »
Grippatank is booming and I didn't know why but now its number 1 on the insurance scale so makes perfect sense.


How would you know Grippatank is doing well.Are you on the board of directors now!


Crash tested or not declared or not it’s down to the individual makes no difference to others.

Pete Thompson

  • Posts: 966
Re: Insurance
« Reply #34 on: December 09, 2024, 07:30:12 pm »
Here's the e mail summary.

Good Morning

 

Your renewal for your Commercial Vehicle, Legal Expenses is due on 2nd January 2025.

 

Unfortunately, we are unable to offer renewal terms this year. This is because our panel of insurers are declining DIY systems that are not crash tested.

 

Please find below the crash tested systems that are accepted:



What if you just want the  Insurance and not the  "Commercial Vehicle, Legal Expenses"  ?

“Commercial Vehicle” IS just the insurance. That’s the motor insurance, that you need to legally drive on the roads.

(It’s what is being withheld for non crash-tested systems.)

CleanClear

  • Posts: 14854
Re: Insurance
« Reply #35 on: December 09, 2024, 09:05:54 pm »
Here's the e mail summary.

Good Morning

 

Your renewal for your Commercial Vehicle, Legal Expenses is due on 2nd January 2025.

 

Unfortunately, we are unable to offer renewal terms this year. This is because our panel of insurers are declining DIY systems that are not crash tested.

 

Please find below the crash tested systems that are accepted:



What if you just want the  Insurance and not the  "Commercial Vehicle, Legal Expenses"  ?

“Commercial Vehicle” IS just the insurance. That’s the motor insurance, that you need to legally drive on the roads.

(It’s what is being withheld for non crash-tested systems.)

You got the same email or you guessing ?
*Status*--------Currently Online---------

Splash and dash

  • Posts: 200
Re: Insurance
« Reply #36 on: December 09, 2024, 09:31:17 pm »
Grippatank is booming and I didn't know why but now its number 1 on the insurance scale so makes perfect sense.


Not according to companies house they aren’t better take a look 😂

CleanClear

  • Posts: 14854
Re: Insurance
« Reply #37 on: December 09, 2024, 09:37:52 pm »

Please find below the crash tested systems that are accepted:

Ionic Systems / Pure2o – Crash tested to FMVSS-208 Certification

Brodex – Crash tested to Mira Standard

Purefreedom – Crash tested to Mira Standard

Streamline – Smartank only Crash tested to Mira Standard

Grippatank – Crash tested to Mira Standard

The Cleaning Warehouse – Crash tested to Mira Standard


We all know Ionics are crash tested as they never shut up about it, one type of tank in one van seems to cover them for every type of tank in every type of van. I don't buy into that one iota.

Brodex , however are crash tested to so they say ....https://www.youtube.com/watch?v=sUOfAe0Y2ls
And Brodex say there's is the safest on the market, so thats even better than Ionics.

If i look at the others they have no info up about their crash tests. I'm certain it would come as news to them that they are crash tested too. Anyone anymore info about the others as i can't seem to find it ?
*Status*--------Currently Online---------

CleanClear

  • Posts: 14854
Re: Insurance
« Reply #38 on: December 09, 2024, 10:03:22 pm »
Grippatank is booming and I didn't know why but now its number 1 on the insurance scale so makes perfect sense.

https://find-and-update.company-information.service.gov.uk/company/07950256/filing-history

Booming ?

*Status*--------Currently Online---------

Spruce

  • Posts: 8490
Re: Insurance
« Reply #39 on: December 10, 2024, 08:55:03 am »

Please find below the crash tested systems that are accepted:

Ionic Systems / Pure2o – Crash tested to FMVSS-208 Certification

Brodex – Crash tested to Mira Standard

Purefreedom – Crash tested to Mira Standard

Streamline – Smartank only Crash tested to Mira Standard

Grippatank – Crash tested to Mira Standard

The Cleaning Warehouse – Crash tested to Mira Standard


We all know Ionics are crash tested as they never shut up about it, one type of tank in one van seems to cover them for every type of tank in every type of van. I don't buy into that one iota.

Brodex , however are crash tested to so they say ....https://www.youtube.com/watch?v=sUOfAe0Y2ls
And Brodex say there's is the safest on the market, so thats even better than Ionics.

If i look at the others they have no info up about their crash tests. I'm certain it would come as news to them that they are crash tested too. Anyone anymore info about the others as i can't seem to find it ?

I understand their 'drive' for a safely secured system, but any crash tested system is only as strong as its 'weakest link'. The weakest link is going to be the use of spreader plates under the van's floor, provided high tensile bolts and nuts are used.

My tank frame is welded up by myself with a Wydale tank. It is bolted down through the chassis at 5 points with spreader plates and 4 points using spreader plates to the floor. My tank frame is a copy with some additional strengthening braces of the original PureFreedom tank frames.

Does this mean I can buy a crash tested frame from Purefreedom, use my own original tank, fit it myself, and are then guaranteed I meet any new insurers requirements? I would expect that insurers would ask for the system to be fitted by a company who supplies the products, ie Purefreedom in my example. Surely they would need proof that the tank has been fitted to crash tested standards.

My insurers are Aviva. When I went with them a number of years ago, I was asked if the tank was professionally fitted. My answer was yes. But would they have a different opinion to me regarding what professional is? They didn't ask me to specify anything else regarding the tank fitment.

As I mentioned before, one of the local lads had a Brodex flat tank fitted by one of their approved suppliers many years ago. The frame was just screwed into the floor of an old Combo van with no spreader plates. The screws had pulled out so the tank frame was just loose. That was professionally fitted.
Success is 1% inspiration, 98% perspiration and 2% attention to detail!

The older I get, the better I was ;)