van insurance

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AuRavelling79

  • Posts: 25534
Re: Van insurance with water tank modification included.
« Reply #160 on: October 25, 2024, 08:47:00 am »
There are other window cleaning forums but only ciu can produce threads like this, absolute drivel back and forth, 8 pages in keep it going chaps.

That's because CIU is the best and most informative and engaging window cleaning forum on the planet.

 ;D
It's a game of three halves!

AuRavelling79

  • Posts: 25534
Re: Van insurance with water tank modification included.
« Reply #161 on: December 07, 2024, 09:29:08 am »
Thread resurrected ... Title modified.


Pick through this for some useful information.
It's a game of three halves!

֍Winp®oClean֍

  • Posts: 1711
Re: Van insurance with water tank modification included.
« Reply #162 on: December 07, 2024, 09:41:12 am »
Thread resurrected ... Title modified.


Pick through this for some useful information.

Be sure to recognise 'factual' information from hearsay and made up nonsense though.😉😄
Comfortably Numb!

Simon Trapani

  • Posts: 1582
And we’re off again…🤣

AuRavelling79

  • Posts: 25534
And we’re off again…🤣

Hope so.

If it's true (this time) that Alexander Swan are  no longer insuring non crash tested systems then it's good to get an up to date picture of the facts.

Personally, if true I hope they lose out big time.

It's a game of three halves!

Splash and dash

  • Posts: 200
And we’re off again…🤣

Hope so.

If it's true (this time) that Alexander Swan are  no longer insuring non crash tested systems then it's good to get an up to date picture of the facts.

Personally, if true I hope they lose out big time.


Yes it is the case they are no longer insuring non crash tested systems I have just renewed all my vans insurance and had the same email , it appears many other ins companies are going the same was as Alexander swan are a broker and deal with lots of companies they said due to a number of fatal accidents with strapped in tanks and diy systems that many insurance companies will not cover them . Ang yet again they stated that strapped in tanks MUST BE DECLARED, due to this being a hot topic on here I explained what’s been said and they clearly stated regardless of the company you are insured with all tanks must be declared or you could find that you aren’t coverd in the event of an accident.
So I decided to phone around a bit spoke to  Aplan, Ageas  gladiator , Zurich and all stated the  same not declaring a tank your cover would be null and void , before ones start getting up in arms ime just repeating what they have said it’s not my thoughts but the insurance company’s themselves not the brokers . Zurich said  in the future all water tanks will have to be professionally fitted and a certificate given to the owner that he can then provide to the insurance company to prove it’s safe . If this isn’t done you won’t be able ti get cover . I asked about strapped in tanks and carriage of goods so it doesn’t need declaring, the  reply to that was a builder will put a pallet of bricks or what ever in the van and take it to site and unload it that’s carriage of goods , a water tank that’s in the van every day is not carriage of goods it’s a permanent thing , they are definitely tightening up on this as they have been caught out a few times the case in teeside was  mentioned as a test case . Again ime only repeating what I have been told by several insurance companies so don’t shoot the messenger.

Simon Trapani

  • Posts: 1582
A number of fatal accidents? I’ve never heard of any. Not that I work in insurance though, obviously.

Splash and dash

  • Posts: 200
A number of fatal accidents? I’ve never heard of any. Not that I work in insurance though, obviously.

There have been several , google Teesside window cleaners death this one was recent and has attracted much publicity especially in the insurance world . Spruce knows all the details well as it’s in his area .

֍Winp®oClean֍

  • Posts: 1711
Pay the money boys and stop moaning! AS talking rubbish as usual. How do I know? Because I renewed my van just the other day, answered every question truthfully, read all t&c's, read all assumptions, declared my occupation and got insured without a single issue. Less than £200 too. That's fact, not fiction!😎💪
Comfortably Numb!

Splash and dash

  • Posts: 200
Pay the money boys and stop moaning! AS talking rubbish as usual. How do I know? Because I renewed my van just the other day, answered every question truthfully, read all t&c's, read all assumptions, declared my occupation and got insured without a single issue. Less than £200 too. That's fact, not fiction!😎💪



Read my post again accurately this time ITS THE INSURANCE COMPANIES SAYING THIS  NOT THE BROKERS THE BROKERS ARE JUST AGENTS FOR THE INSURANCE COMPANIES AND THEY  DONT SET THE RULES .
So I will ask you again who is your insurance company ?

֍Winp®oClean֍

  • Posts: 1711
Pay the money boys and stop moaning! AS talking rubbish as usual. How do I know? Because I renewed my van just the other day, answered every question truthfully, read all t&c's, read all assumptions, declared my occupation and got insured without a single issue. Less than £200 too. That's fact, not fiction!😎💪



Read my post again accurately this time ITS THE INSURANCE COMPANIES SAYING THIS  NOT THE BROKERS THE BROKERS ARE JUST AGENTS FOR THE INSURANCE COMPANIES AND THEY  DONT SET THE RULES .
So I will ask you again who is your insurance company ?

So which insurance company/underwriter have you taken direct advice from?
Comfortably Numb!

simon w

  • Posts: 1659
As already mentioned it's not AS fault they are the broker and if the insurance groups are going down this road then all will eventually follow wouldn't you think?  where will this eventually lead for window cleaners, all DIY non crash tested systems having to be chopped up for scrap and a brand new insurance compliant purchased from the top four WFP system suppliers . Great news for the top four , even the used systems they sell will sky rocket in price just because it's crash test compliant.  You can't beat the system   ::)roll

Splash and dash

  • Posts: 200
Pay the money boys and stop moaning! AS talking rubbish as usual. How do I know? Because I renewed my van just the other day, answered every question truthfully, read all t&c's, read all assumptions, declared my occupation and got insured without a single issue. Less than £200 too. That's fact, not fiction!😎💪



Read my post again accurately this time ITS THE INSURANCE COMPANIES SAYING THIS  NOT THE BROKERS THE BROKERS ARE JUST AGENTS FOR THE INSURANCE COMPANIES AND THEY  DONT SET THE RULES .
So I will ask you again who is your insurance company ?

So which insurance company/underwriter have you taken direct advice from?


Yet again read my original post  I have named several of them
Again who is your insurance provider just name the company it’s not a difficult question

Splash and dash

  • Posts: 200
As already mentioned it's not AS fault they are the broker and if the insurance groups are going down this road then all will eventually follow wouldn't you think?  where will this eventually lead for window cleaners, all DIY non crash tested systems having to be chopped up for scrap and a brand new insurance compliant purchased from the top four WFP system suppliers . Great news for the top four , even the used systems they sell will sky rocket in price just because it's crash test compliant.  You can't beat the system   ::)roll


Yes I think this is the way it will go ,not saying it’s right but it’s being led by the insurance companies and there is very little we can do about it , obviously they have had a few very expensive claims ware ones have been killed and are looking to prevent more claims

matty72

  • Posts: 573
I think window cleaning suppliers are making alot of dough nowadays, I wonder if some of them wrote letters to insurance companies.

JandS

  • Posts: 4289
Pay the money boys and stop moaning! AS talking rubbish as usual. How do I know? Because I renewed my van just the other day, answered every question truthfully, read all t&c's, read all assumptions, declared my occupation and got insured without a single issue. Less than £200 too. That's fact, not fiction!😎💪

Did you mention the tank?
Impossible done straight away, miracles can take a little longer.

֍Winp®oClean֍

  • Posts: 1711
Pay the money boys and stop moaning! AS talking rubbish as usual. How do I know? Because I renewed my van just the other day, answered every question truthfully, read all t&c's, read all assumptions, declared my occupation and got insured without a single issue. Less than £200 too. That's fact, not fiction!😎💪

Did you mention the tank?

Didn't have the option to, it doesn't appear in the initial question options, nor the small print, nor the assumptions. With my van NOT being modified and neither coming under their 'examples' of modifications then there is both neither a reason, nor opportunity to mention a tank.
You would think, given the hype, that after what? 25 years of wfp in the UK this would now be standard information requested by every insurance broker, supplier and underwriter rather than just Five that Splash mentions.🤔
Comfortably Numb!

tlwcs

  • Posts: 2105
The builder who transports and uses the bricks is the same as the water that I transport and use?
I know, you can’t beat the system.
Might change the company to handyman services 😀😀

Splash and dash

  • Posts: 200
The builder who transports and uses the bricks is the same as the water that I transport and use?
I know, you can’t beat the system.
Might change the company to handyman services 😀😀

I do agree there is a lot of anomalies,but ime just saying what the actual insurance companies are saying they always alter the rules to suit themselves.

Pete Thompson

  • Posts: 966
. Great news for the top four , even the used systems they sell will sky rocket in price just because it's crash test

“Top four”?
1-Ionic Systems
2-Pure2o (also Ionic)
3-Grippatank (used to be crash simulated, not tested, don’t know if it still is)

And who else?