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JandS

  • Posts: 4267
Re: Van insurance with water tank modification included.
« Reply #120 on: October 21, 2024, 06:32:34 pm »
Name your insurance provider then......that will prove everything........you're backing yourself into a corner if not........my previous
 provider last year sent me my quote but underlined in the quote was the fact that "we no longer provide cover for vehicles with water tanks fitted"....that's why I went A Swann.
Impossible done straight away, miracles can take a little longer.

֍Winp®oClean֍

  • Posts: 1687
Re: Van insurance with water tank modification included.
« Reply #121 on: October 21, 2024, 07:01:59 pm »
Name your insurance provider then......that will prove everything........you're backing yourself into a corner if not........my previous
 provider last year sent me my quote but underlined in the quote was the fact that "we no longer provide cover for vehicles with water tanks fitted"....that's why I went A Swann.

You're having a laugh, yeah?
There's no way on earth I'm giving you that information and anyone with half ounce of brain would know why!

Again, it's you and the other morons who claim that you know that I'm not insured. That's some mind-bendingly stupid claim given that you know absolutely nothing about me or my provider!🤣
So, once again- either throw up some kind of evidence, anything, for the 'whole of market' that backs up your ridiculous, naive statements or stop spreading miss-information. I've already guaranteed that you can't.... And so far I'm absolutely 100% correct. This is being proven with every stupid post you make. You're currently a proven liar unless you can do this, it's clear you're talking out of your ar§e! The only person backed into a corner here  is you and the other muppets- Scottish something and Splash.🤣🤣🤣🤣🤣
Comfortably Numb!

Splash and dash

  • Posts: 155
Re: Van insurance with water tank modification included.
« Reply #122 on: October 21, 2024, 07:26:47 pm »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

֍Winp®oClean֍

  • Posts: 1687
Re: Van insurance with water tank modification included.
« Reply #123 on: October 21, 2024, 07:31:42 pm »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

I know that I won't have problems making a claim. Why do think I would? You have made some ridiculous claims Splash... Utterly ridiculous!🤣🤣
Comfortably Numb!

AuRavelling79

  • Posts: 25378
Re: Van insurance with water tank modification included.
« Reply #124 on: October 21, 2024, 07:34:21 pm »
Name your insurance provider then......that will prove everything........you're backing yourself into a corner if not........my previous
 provider last year sent me my quote but underlined in the quote was the fact that "we no longer provide cover for vehicles with water tanks fitted"....that's why I went A Swann.

Fitted.

Is a water tank on a pallet, strapped down to the manufacturer's strapping points 'fitted'?

'Carried' is another thing.

Remember, I come from a point of believing that a tank is better to be fixed more securely than using solely the manufacturers tie down points.

But I see the point about the van not being modified if it doesn't have a tank and or frame bolted down.

And that it is legal if as such it is within payload as per manufacturers instructions.
It's a game of three halves!

AuRavelling79

  • Posts: 25378
Re: Van insurance with water tank modification included.
« Reply #125 on: October 21, 2024, 07:35:45 pm »
However, if this discussion cannot be had without a lack of civility I shall lock it.

Please discuss without name calling.
It's a game of three halves!

Splash and dash

  • Posts: 155
Re: Van insurance with water tank modification included.
« Reply #126 on: October 21, 2024, 07:52:00 pm »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

I know that I won't have problems making a claim. Why do think I would? You have made some ridiculous claims Splash... Utterly ridiculous!🤣🤣



So name your insurance provider then it’s a reasonable request

Bungle

  • Posts: 2389
Re: Van insurance with water tank modification included.
« Reply #127 on: October 21, 2024, 08:33:26 pm »
I just wanna know how much it costs to insure a Porsche.
We look at them, they look through them.

Splash and dash

  • Posts: 155
Re: Van insurance with water tank modification included.
« Reply #128 on: October 21, 2024, 08:45:35 pm »
I just wanna know how much it costs to insure a Porsche.


It’s quite reasonable actually, it’s done through a specialist company performance direct .co.uk give them a try they are very competitive

Bungle

  • Posts: 2389
Re: Van insurance with water tank modification included.
« Reply #129 on: October 21, 2024, 10:29:22 pm »
I just wanna know how much it costs to insure a Porsche.


It’s quite reasonable actually, it’s done through a specialist company performance direct .co.uk give them a try they are very competitive

Is this from your personal experience or your customer's?
We look at them, they look through them.

Splash and dash

  • Posts: 155
Re: Van insurance with water tank modification included.
« Reply #130 on: October 21, 2024, 10:31:37 pm »
I just wanna know how much it costs to insure a Porsche.


It’s quite reasonable actually, it’s done through a specialist company performance direct .co.uk give them a try they are very competitive

Is this from your personal experience or your customer's?


Jealousy will get you no ware 😂😂😂😂

֍Winp®oClean֍

  • Posts: 1687
Re: Van insurance with water tank modification included.
« Reply #131 on: October 21, 2024, 10:40:02 pm »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

I know that I won't have problems making a claim. Why do think I would? You have made some ridiculous claims Splash... Utterly ridiculous!🤣🤣



So name your insurance provider then it’s a reasonable request

Ok, I'll tell you what, I will.
When you can substantiate your claims, when you can provide even a scrap of evidence which shows that every UK commercial vehicle insurance provider would universally class the carrying of my water tank and how it's held in place for transport, as a vehicle modification then I'll provide you with my insurance details.
Not only that, I'll also give you my policy number, name and address. Debit and Credit cards- with their corresponding pin numbers. I'll sign my house over to you and all my vehicles. I'll give you every penny and asset that I own! I'll even let you keep the photos of someone else's Porsche!
That's how confident I am about how utterly ridiculous and false, both yours and the others claims are!
7 or 8 pages in and still, no one can substantiate any of the said statements! No one, not even a single scrap of anything remotely meaningful. At this point, I am still 100% correct and not a single contributor can challenge it with the above.
So, instead of deflecting, again, just come back with some tangible evidence of it. Until such a point, dream on!🤣
Comfortably Numb!

Splash and dash

  • Posts: 155
Re: Van insurance with water tank modification included.
« Reply #132 on: October 21, 2024, 11:28:40 pm »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

I know that I won't have problems making a claim. Why do think I would? You have made some ridiculous claims Splash... Utterly ridiculous!🤣🤣



So name your insurance provider then it’s a reasonable request

Ok, I'll tell you what, I will.
When you can substantiate your claims, when you can provide even a scrap of evidence which shows that every UK commercial vehicle insurance provider would universally class the carrying of my water tank and how it's held in place for transport, as a vehicle modification then I'll provide you with my insurance details.
Not only that, I'll also give you my policy number, name and address. Debit and Credit cards- with their corresponding pin numbers. I'll sign my house over to you and all my vehicles. I'll give you every penny and asset that I own! I'll even let you keep the photos of someone else's Porsche!
That's how confident I am about how utterly ridiculous and false, both yours and the others claims are!
7 or 8 pages in and still, no one can substantiate any of the said statements! No one, not even a single scrap of anything remotely meaningful. At this point, I am still 100% correct and not a single contributor can challenge it with the above.
So, instead of deflecting, again, just come back with some tangible evidence of it. Until such a point, dream on!🤣


Yet again you are mis quoting  what I have said I said the tank needs to be declared it might be a modification with some company’s and it might not be with others , read the posts accurately.

KS Cleaning

  • Posts: 3952
Re: Van insurance with water tank modification included.
« Reply #133 on: October 21, 2024, 11:46:41 pm »
I just wanna know how much it costs to insure a Porsche.
£270 😁

AuRavelling79

  • Posts: 25378
Re: Van insurance with water tank modification included.
« Reply #134 on: October 22, 2024, 07:21:59 am »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

I know that I won't have problems making a claim. Why do think I would? You have made some ridiculous claims Splash... Utterly ridiculous!🤣🤣



So name your insurance provider then it’s a reasonable request

Ok, I'll tell you what, I will.
When you can substantiate your claims, when you can provide even a scrap of evidence which shows that every UK commercial vehicle insurance provider would universally class the carrying of my water tank and how it's held in place for transport, as a vehicle modification then I'll provide you with my insurance details.
Not only that, I'll also give you my policy number, name and address. Debit and Credit cards- with their corresponding pin numbers. I'll sign my house over to you and all my vehicles. I'll give you every penny and asset that I own! I'll even let you keep the photos of someone else's Porsche!
That's how confident I am about how utterly ridiculous and false, both yours and the others claims are!
7 or 8 pages in and still, no one can substantiate any of the said statements! No one, not even a single scrap of anything remotely meaningful. At this point, I am still 100% correct and not a single contributor can challenge it with the above.
So, instead of deflecting, again, just come back with some tangible evidence of it. Until such a point, dream on!🤣


Yet again you are mis quoting  what I have said I said the tank needs to be declared it might be a modification with some company’s and it might not be with others , read the posts accurately.

Why does it need to be declared if the vehicle carrying it is not modified?

If the provider asks whether you carry a water tank then you should answer truthfully.

If the provider asks if you have a fitted water tank then you should answer truthfully.

This thread started because it was asserted that DiY fitted tanks were not going to be allowed by insurers.

I prefer to fit and declare my tank. But if insurers start disallowing DiY tanks then in my semi retired position I would consider putting a (say) 350 tank strapped down as cargo on a pallet instead of my fitted 650.

But my van has eight D rings as standard and a bulkhead, has a 1080kg payload limit and I don't employ.

It's a game of three halves!

Bungle

  • Posts: 2389
Re: Van insurance with water tank modification included.
« Reply #135 on: October 22, 2024, 10:08:29 am »
I just wanna know how much it costs to insure a Porsche.


It’s quite reasonable actually, it’s done through a specialist company performance direct .co.uk give them a try they are very competitive

Is this from your personal experience or your customer's?


Jealousy will get you no ware 😂😂😂😂

You got caught out so do one Billy.
We look at them, they look through them.

Tam1872

  • Posts: 56
Re: Van insurance with water tank modification included.
« Reply #136 on: October 22, 2024, 11:30:01 am »
Supplying your insurance provider is perfectly safe we don’t know who you are , ware you live or your vehicle details we just would like to know who it is to see if what you are saying is factual and get a quote hardly black helicopter stuff . You sound like you suffer from ocd and paranoia
I have never said you aren’t insured but you could have problems if making a claim and the tanks not declared simple as that .

I know that I won't have problems making a claim. Why do think I would? You have made some ridiculous claims Splash... Utterly ridiculous!🤣🤣



So name your insurance provider then it’s a reasonable request

Ok, I'll tell you what, I will.
When you can substantiate your claims, when you can provide even a scrap of evidence which shows that every UK commercial vehicle insurance provider would universally class the carrying of my water tank and how it's held in place for transport, as a vehicle modification then I'll provide you with my insurance details.
Not only that, I'll also give you my policy number, name and address. Debit and Credit cards- with their corresponding pin numbers. I'll sign my house over to you and all my vehicles. I'll give you every penny and asset that I own! I'll even let you keep the photos of someone else's Porsche!
That's how confident I am about how utterly ridiculous and false, both yours and the others claims are!
7 or 8 pages in and still, no one can substantiate any of the said statements! No one, not even a single scrap of anything remotely meaningful. At this point, I am still 100% correct and not a single contributor can challenge it with the above.
So, instead of deflecting, again, just come back with some tangible evidence of it. Until such a point, dream on!🤣


Yet again you are mis quoting  what I have said I said the tank needs to be declared it might be a modification with some company’s and it might not be with others , read the posts accurately.

The tank doesn't have to be declared, as stated, I wrote of a van last year, no tank was declared to insurance at point of sale. The tank wasn't even mentioned after the crash by them, they paid out in full.

I'm not sure what more evidence is needed than that on this subject.

֍Winp®oClean֍

  • Posts: 1687
Re: Van insurance with water tank modification included.
« Reply #137 on: October 22, 2024, 06:43:08 pm »
I think the truth has been established in regards to this matter.👍
Comfortably Numb!

EandM

  • Posts: 2182
Re: Van insurance with water tank modification included.
« Reply #138 on: October 22, 2024, 10:35:18 pm »
I appreciate I'm not a van driver but both of my Ford Rangers are insured with Gladiator for around £250 each.

Neither tank is secured in the bed but simply occupies the space as per cargo.
Gladiator have been aware of this for over a decade and it hasn't been an issue.
Other mods are declared and off road cover is included.

Some insurance companies in the past have had an issue and through Gladiator I've switched underwriters a few times but for the last decade at least it's not been a problem.


Smudger

  • Posts: 13438
Re: Van insurance with water tank modification included.
« Reply #139 on: October 23, 2024, 12:06:21 am »
FFS splash - stop trying to be a clever c@@t - actually listen to what's being said

A strapped down tank is NOT a modification - you and I bolt ours in thats a modification - can you see the difference


AND

to remind you when you last entered on this subject and posted a reply from your broker it clearly said a strapped in tank is not a modification but they advise to declare it
(hedging their bets and bumping up premiums of course)
Never argue with an idiot, they will only bring you down to their level, and beat you with experience