[dazmond]

I don’t think there are many sixty year olds who aren’t on medication for some ailment or another then there are those who suffer with arthritis and dodgy joints. I don’t think standing around all day in freezing rain is the most pleasant way to end your days, even with three gortex jackets on.

Lots of younger people round here are so fat they can't walk properly and already have joint issues and rely on mobility scooters and their not even 40 years old yet!

[zesty]

What was the catalyst for change Daz? You could easily be in your mates shoes.

I give you great credit for choosing a better life.

I was going no where at 24, then quite literally made a decision to sort myself out.

[Bungle]

So you started young enough - you’ve got a good 15 years in you yet so really no need to expand

I only started windows at 44 so I needed expand to protect my future

15 years?he's only 43!he's got at least 25 years til 68 until he gets his state pension and then he might carry on working for another few years.

The guy I used to work for in 1992 only retired last year at 75 and only because he was forced to.another guy I know is still working at 80(he started up as a window cleaner aged 18)

62 years window cleaning!he says he's no plans to fully retire yet.👍

Daz some people don’t want to work til they’re that age. You will out of necessity, some people plan a different course of events for that stage of their lives.

I’ve got 2 - 3 months left to do then I’m outta here. I’ve sold my house, I’ve sold my business.

In three months I’m going away for a month to the sun then off to British Columbia to be with Laura. We’ll both have something to occupy us for three days a week each. Rest of the time we’ll be living a comfortable life in a great environment and travelling the world. Figi first probably for Christmas then we’ll see what 2025 brings.

I don't blame you mate.you ve aged terribly over the last few years.i was shocked at how old you look these days....I thought you were in your 70s already!😦😦

lol 

That's funny!



Looks like I need to buy some more baked beans I guess

Dazmond has got a point TBF 

[Slacky]

   

Anyone’s gonna look rough stood next to Laura 😀

[dazmond]

What was the catalyst for change Daz? You could easily be in your mates shoes.

I give you great credit for choosing a better life.

I was going no where at 24, then quite literally made a decision to sort myself out.

I got to 31 years of age and I was sick of the rocknroll lifestyle(I'd been living it for 15 years)and sat on my mates sofa at 5am,surrounded by cocaine,bottles of brandy,lager and champagne,sheets of LSD,amphetamines,cannabis and overflowing ashtrays......

Started my long journey to recovery and been clean and sober most of the last 21 years with a few relapses here and there....

[dazmond]

still building - as I feel most businesses should do

but its not 100% windows nor 100% residential

I bumped into the boss of OCS many years ago while I was  posting leaflets for my missus shop in a very posh area.we had a chat and found out he was a drummer too!we were not that different apart from the money and the gated mansion he lived in!

Small acorns and all that.....he didn't make his money solely cleaning windows though,OCS do industrial kitchen cleaning and lots of other types of specialist cleaning.thats where the real money is.

[robert mitchell]

So you started young enough - you’ve got a good 15 years in you yet so really no need to expand

I only started windows at 44 so I needed expand to protect my future

15 years?he's only 43!he's got at least 25 years til 68 until he gets his state pension and then he might carry on working for another few years.

The guy I used to work for in 1992 only retired last year at 75 and only because he was forced to.another guy I know is still working at 80(he started up as a window cleaner aged 18)

62 years window cleaning!he says he's no plans to fully retire yet.👍

Daz some people don’t want to work til they’re that age. You will out of necessity, some people plan a different course of events for that stage of their lives.

I’ve got 2 - 3 months left to do then I’m outta here. I’ve sold my house, I’ve sold my business.

In three months I’m going away for a month to the sun then off to British Columbia to be with Laura. We’ll both have something to occupy us for three days a week each. Rest of the time we’ll be living a comfortable life in a great environment and travelling the world. Figi first probably for Christmas then we’ll see what 2025 brings.

I don't blame you mate.you ve aged terribly over the last few years.i was shocked at how old you look these days....I thought you were in your 70s already!😦😦

lol 

That's funny!



Looks like I need to buy some more baked beans I guess

Def punching above your weight there!

[Slacky]

I know! 

[Slacky]

Here we both are on Netanya beach in Israel, in 1987.

[DJW]

Unusual hand shake 

[Jay Le Huray]

Well I'm still doing part time hours @ almost 71, with me it's not about the money it's because I enjoy my work and the thought of retirement scares the sh*t out of me.

I have to have a reason to get up in the mornings, it's nice knowing you have cash in your back pocket and not worrying too much about paying the bills.

My wife who is now 65 also comes with me about 3 days a week and does a little bit.

Well done mate.if your happy and healthy enough why not?

I don't think it's sad or miserable to get off your backside and go to work.

Work is an honorable thing to do and I bet you still have plenty of time for each other,holidays and relaxing,etc.👍

Thanks Daz
yes we do, we spend a lot of time together (but we do get on well) we enjoy cruising and eating out as we can afford to.

[AuRavelling79]

So you started young enough - you’ve got a good 15 years in you yet so really no need to expand

I only started windows at 44 so I needed expand to protect my future

15 years?he's only 43!he's got at least 25 years til 68 until he gets his state pension and then he might carry on working for another few years.

The guy I used to work for in 1992 only retired last year at 75 and only because he was forced to.another guy I know is still working at 80(he started up as a window cleaner aged 18)

62 years window cleaning!he says he's no plans to fully retire yet.👍

Daz some people don’t want to work til they’re that age. You will out of necessity, some people plan a different course of events for that stage of their lives.

I’ve got 2 - 3 months left to do then I’m outta here. I’ve sold my house, I’ve sold my business.

In three months I’m going away for a month to the sun then off to British Columbia to be with Laura. We’ll both have something to occupy us for three days a week each. Rest of the time we’ll be living a comfortable life in a great environment and travelling the world. Figi first probably for Christmas then we’ll see what 2025 brings.

I don't blame you mate.you ve aged terribly over the last few years.i was shocked at how old you look these days....I thought you were in your 70s already!😦😦

lol 

That's funny!



Looks like I need to buy some more baked beans I guess

Is that Laura's dad with her?

 

Just kidding Slacks! Have a great life in Canada.

Laura looks lovely. 😍

[AuRavelling79]

Well I'm 64 and work about 20 hours a week on the glass.

Over the last year I have crystallised a levelling off of work and price increase regime on my round.

Barring any health issues my plan is to not take on any new work and to let old work drop without replacing.

(Just last week I lost two £40 houses due to customers downsizing and moving out of my area and am happy to have done so)

I reckon I have kept the same turnover for 10% less work over the last year and I plan to do the same this coming financial year.

I get my state pension in summer of 2025 and at that point my average of three six hour days I plan to drop to two.

Then in 2026/7 actively looking to move house and downsize a bit and either stop completely or if health similar to now maybe keep a cream easy five/six hour day (£300 ish) a week for 4 days a month.

I think it's good exercise - colouring in windows out of choice!

Life and health may dictate otherwise and with a small private pension and a couple of modest properties and state pension I can get by.

Mrs Gold is three years younger and falls into the 67 pension band so it's another 5 years before that kicks in but she will have a small private pension from working in a school in years gone by.

So 69/70 will be my planned complete finish for window cleaning. Hope my van makes another six years!

[deeege]

Sounds like a sensible retirement plan Gold, I’m planning something similar but hopefully a few years earlier. Can see the benefit in staying active in working by choice (and not necessity).

[Stoots]

I really should make a plan for retirement, im 42 and have no pension or investments or any idea of a retirement plan...

I know i could work till i die or build a business and retire at 50 i just can never decide what i want and go round in circles instead.

window cleaning is alright a couple of days a week so i would be happy enough with that at 60+ if thats the way its gonna be, to be honest getting to that age would be a huge achievement in itself.

[dd]

If you cannot figure out what to do stoots just put aside one or two days earnings a month and invest it (maybe just something simple that tracks an index).

Going by your posts you may never figure out what to do, but that way you will at least build up some sort of wealth for future years.

[DJW]

Unless you can live on ten grand a year you’ad better do something quick or cross your fingers  for inheritance.

[Stoots]

Unless you can live on ten grand a year you’ad better do something quick or cross your fingers  for inheritance.

probably could live on 10k to be fair assuming no mortgage, wouldnt be much fun though.

[dazmond]

I really should make a plan for retirement, im 42 and have no pension or investments or any idea of a retirement plan...

I know i could work till i die or build a business and retire at 50 i just can never decide what i want and go round in circles instead.

window cleaning is alright a couple of days a week so i would be happy enough with that at 60+ if thats the way its gonna be, to be honest getting to that age would be a huge achievement in itself.

Have you not got a dodgy ticker?I wouldn't worry about living until retirement age mate.just enjoy your life now 👍

[Stoots]

I really should make a plan for retirement, im 42 and have no pension or investments or any idea of a retirement plan...

I know i could work till i die or build a business and retire at 50 i just can never decide what i want and go round in circles instead.

window cleaning is alright a couple of days a week so i would be happy enough with that at 60+ if thats the way its gonna be, to be honest getting to that age would be a huge achievement in itself.

Have you not got a dodgy ticker?I wouldn't worry about living until retirement age mate.just enjoy your life now 👍

Thats one way of looking at it but i could defy the odds and live till im 100...  any one of us could drop dead tomorrow health condition or not.