[NWH]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

No you ring them so you’ll know for yourself instead of bleating on like a bitch.

[֍Winp®oClean֍]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

No you ring them so you’ll know for yourself instead of bleating on like a bitch.

Come on Nige, the mountain of knowledge. Try getting Alexander Swan to state on this forum that a strapped in load amounts to a 'modification' in insurance terms- I'll bet you a grand they won't!! You're getting stitched up like a kipper man!!🤣🤣

[NWH]

Makes no difference how much I pay m8 as far as our finances compare mine is never running out lol,just ring them yourself instead of trying to wind everyone up. 

[֍Winp®oClean֍]

Makes no difference how much I pay m8 as far as our finances compare mine is never running out lol,just ring them yourself instead of trying to wind everyone up.

Stop deflecting Nigel, come on, provide this 'industry standard' evidence you claim. Look through your policy, ask AS to provide it here etc. YOU made the claim, not me.

[Splash & dash]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

My policy includes and is names that I have 1000 ltr system with add on boiler professionally fitted with a fitting certificate that’s recognised by the insurance company , it’s insured on a new for  old policy if the vans stolen or burnt out I will get 17k just for the  system and current market value for the van .
The other two vans have 600 ltr and 650 ionic thermopures professionally fitted and again new for old policy at the current price to replace them after fire or theft . To be honest it doesn’t pay to lie to the ins urance company as it’s good valid money as far as ime concerned, I also have a policy for a fully kitted out hire van from Alexander swan with a hot system fitted that costs £75 per year and guaranteed delivery to my front door within 24 hours if needed , again very good value for money , I don’t understand why you are so tight fisted about this you must be earning at least £300-450 per day per van so it’s not a lot of money to pay is it ?

[֍Winp®oClean֍]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

My police includes and is names that I have 1000 ltr system with add on boiler professionally fitted with a fitting certificate that’s recognised by the insurance company , it’s insured on a new for  old policy if the vans stolen or burnt out I will get 17k just for the  system and current market value for the van .
The other two vans have 600 ltr and 650 ionic thermopures professionally fitted and again new for old policy at the current price to replace them after fire or theft . To be honest it doesn’t pay to lie to the ins urance company as it’s good valid money as far as ime concerned, I also have a policy for a fully kitted out hire van from Alexander swan with a hot system fitted that costs £75 per year and guaranteed delivery to my front door within 24 hours if needed , again very good value for money , I don’t understand why you are so tight fisted about this you must be earning at least £300-450 per day per van so it’s not a lot of money to pay is it ?

What you on about- tight fisted?🤣🤣
You have little choice, and to be fair, I would also be declaring the modifications you have made had I done the same. Again, YOU have modified your van, I haven't. YOU, nor NWH can back up your claim regarding this. IF you can then please do so, I'd love to see it. As for being 'tight fisted' what a stupid and immature comment!😏
So, either backbup your silly statements or  stop talking utter bull poop!😎

[Splash & dash]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

My police includes and is names that I have 1000 ltr system with add on boiler professionally fitted with a fitting certificate that’s recognised by the insurance company , it’s insured on a new for  old policy if the vans stolen or burnt out I will get 17k just for the  system and current market value for the van .
The other two vans have 600 ltr and 650 ionic thermopures professionally fitted and again new for old policy at the current price to replace them after fire or theft . To be honest it doesn’t pay to lie to the ins urance company as it’s good valid money as far as ime concerned, I also have a policy for a fully kitted out hire van from Alexander swan with a hot system fitted that costs £75 per year and guaranteed delivery to my front door within 24 hours if needed , again very good value for money , I don’t understand why you are so tight fisted about this you must be earning at least £300-450 per day per van so it’s not a lot of money to pay is it ?

What you on about- tight fisted?🤣🤣
You have little choice, and to be fair, I would also be declaring the modifications you have made had I done the same. Again, YOU have modified your van, I haven't. YOU, nor NWH can back up your claim regarding this. IF you can then please do so, I'd love to see it. As for being 'tight fisted' what a utterly stupid and immature comment!😏
So, either backbup your silly statements or  stop talking utter bull poop!😎

Phone any insurance company tell them what you have and what you do they will tell you it’s a modification, I don’t know your exact set up but any water tank in a van is a modification according to all the insurance companies I have spoken to since 2003 when I got my first one , nothing has changed since in fact most are more strict now as they are wise to what ones are doing . As for tight fisted what ime saying is it’s about a days earnings to insure a van with the declared modifications so ime sure you can afford it the only ones that can’t are the ones earning £70-100 per may merchants . My policies state about water tanks I will bet  you yours doesn’t say you have a tank in the van ?… so in the event of a serious claim if the van is looked at by an insurance assessor the claim will be thrown out 100% , ime saying this for your advantage so you don’t get caught out ,what you do is up to you but is it worth the risk ? Why do you chose despite what’s being said by ones on hear not to tell your insurance company exactly what you are doing ? I’ll tell you why you don’t as you don’t want to have to pay the correct rate you are trying to insure the  vehicle as cheaply as possible , do you have employees driving or travelling in the van ? Again if so and anything untoward happened it’s very serious charges it’s far easier to be honest from the start and declare everything you have nothing to worry about .

[֍Winp®oClean֍]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

My police includes and is names that I have 1000 ltr system with add on boiler professionally fitted with a fitting certificate that’s recognised by the insurance company , it’s insured on a new for  old policy if the vans stolen or burnt out I will get 17k just for the  system and current market value for the van .
The other two vans have 600 ltr and 650 ionic thermopures professionally fitted and again new for old policy at the current price to replace them after fire or theft . To be honest it doesn’t pay to lie to the ins urance company as it’s good valid money as far as ime concerned, I also have a policy for a fully kitted out hire van from Alexander swan with a hot system fitted that costs £75 per year and guaranteed delivery to my front door within 24 hours if needed , again very good value for money , I don’t understand why you are so tight fisted about this you must be earning at least £300-450 per day per van so it’s not a lot of money to pay is it ?

What you on about- tight fisted?🤣🤣
You have little choice, and to be fair, I would also be declaring the modifications you have made had I done the same. Again, YOU have modified your van, I haven't. YOU, nor NWH can back up your claim regarding this. IF you can then please do so, I'd love to see it. As for being 'tight fisted' what a utterly stupid and immature comment!😏
So, either backbup your silly statements or  stop talking utter bull poop!😎

Phone any insurance company tell them what you have and what you do they will tell you it’s a modification, I don’t know your exact set up but any water tank in a van is a modification according to all the insurance companies I have spoken to since 2003 when I got my first one , nothing has changed since in fact most are more strict now as they are wise to what ones are doing . As for tight fisted what ime saying is it’s about a days earnings to insure a van with the declared modifications so ime sure you can afford it the only ones that can’t are the ones earning £70-100 per may merchants . My policies state about water tanks I will bet  you yours doesn’t say you have a tank in the van ?… so in the event of a serious claim if the van is looked at by an insurance assessor the claim will be thrown out 100% , ime saying this for your advantage so you don’t get caught out ,what you do is up to you but is it worth the risk ? Why do you chose despite what’s being said by ones on hear not to tell your insurance company exactly what you are doing ? I’ll tell you why you don’t as you don’t want to have to pay the correct rate you are trying to insure the  vehicle as cheaply as possible , do you have employees driving or travelling in the van ? Again if so and anything untoward happened it’s very serious charges it’s far easier to be honest from the start and declare everything you have nothing to worry about .

🤣🤣🤣
What utter tosh!!🤣🤣

After all this, you still can't provide any written evidence whatsoever to back up your claim. You haven't a clue what you're talking about buddy,  you come across as about 13 years old- like NWH. The fact of the matter is you can't stand the fact that you have to pay through the nose for your insurance!😏 Maybe it makes you feel a little better by pretending to be some kind of industry expert talking bollox to an online audience? Telling people who you know nothing about, that they are driving around uninsured without any knowledge of their vehicle or policy. What utter nonsense!

[NWH]

Listen you are trying to talk to someone that not long ago was trying to save 23 notes 🤣🤣🤣.

[֍Winp®oClean֍]

Listen you are trying to talk to someone that not long ago was trying to save 23 notes 🤣🤣🤣.

TIT!

[NWH]

Yeah you will be driving around without insurance you’re spot on but insurance companies don’t mind they love it,ring Splashes insurance company or A Plan and speak to Nikki.
I’m seriously thinking of just filling in an online form next time and just saying I carry a bucket and hoover,150 notes a year lol.

[NWH]

I get decent discounts with A Plan I spend a lot of money with them as we have 5-6 policies with them,I still pay 500 + a year with just me full no claims an extra 1000 with my employee.
I told them next time round they better give me 23 notes discount 🤣🤣🤣

[Splash & dash]

Why not just upload your terms & conditions and list of assumptions? Show me where it states within your policy documents exactly what you claim to be industry standard- simple! It is there... right?

My police includes and is names that I have 1000 ltr system with add on boiler professionally fitted with a fitting certificate that’s recognised by the insurance company , it’s insured on a new for  old policy if the vans stolen or burnt out I will get 17k just for the  system and current market value for the van .
The other two vans have 600 ltr and 650 ionic thermopures professionally fitted and again new for old policy at the current price to replace them after fire or theft . To be honest it doesn’t pay to lie to the ins urance company as it’s good valid money as far as ime concerned, I also have a policy for a fully kitted out hire van from Alexander swan with a hot system fitted that costs £75 per year and guaranteed delivery to my front door within 24 hours if needed , again very good value for money , I don’t understand why you are so tight fisted about this you must be earning at least £300-450 per day per van so it’s not a lot of money to pay is it ?

What you on about- tight fisted?🤣🤣
You have little choice, and to be fair, I would also be declaring the modifications you have made had I done the same. Again, YOU have modified your van, I haven't. YOU, nor NWH can back up your claim regarding this. IF you can then please do so, I'd love to see it. As for being 'tight fisted' what a utterly stupid and immature comment!😏
So, either backbup your silly statements or  stop talking utter bull poop!😎

Phone any insurance company tell them what you have and what you do they will tell you it’s a modification, I don’t know your exact set up but any water tank in a van is a modification according to all the insurance companies I have spoken to since 2003 when I got my first one , nothing has changed since in fact most are more strict now as they are wise to what ones are doing . As for tight fisted what ime saying is it’s about a days earnings to insure a van with the declared modifications so ime sure you can afford it the only ones that can’t are the ones earning £70-100 per may merchants . My policies state about water tanks I will bet  you yours doesn’t say you have a tank in the van ?… so in the event of a serious claim if the van is looked at by an insurance assessor the claim will be thrown out 100% , ime saying this for your advantage so you don’t get caught out ,what you do is up to you but is it worth the risk ? Why do you chose despite what’s being said by ones on hear not to tell your insurance company exactly what you are doing ? I’ll tell you why you don’t as you don’t want to have to pay the correct rate you are trying to insure the  vehicle as cheaply as possible , do you have employees driving or travelling in the van ? Again if so and anything untoward happened it’s very serious charges it’s far easier to be honest from the start and declare everything you have nothing to worry about .

🤣🤣🤣
What utter tosh!!🤣🤣

After all this, you still can't provide any written evidence whatsoever to back up your claim. You haven't a clue what you're talking about buddy,  you come across as about 13 years old- like NWH. The fact of the matter is you can't stand the fact that you have to pay through the nose for your insurance!😏 Maybe it makes you feel a little better by pretending to be some kind of industry expert talking bollox to an online audience? Telling people who you know nothing about, that they are driving around uninsured without any knowledge of their vehicle or policy. What utter nonsense!

Each persons set up is different, you getting abusive won’t alter anything you need to ring your insurance tell them your set up and ime telling you now they will say you arnt covered , I don’t have any problems with what ime paying  for insurance, why are you getting so hot under the collar? You know we are right , ime no insurexpert but have told you what every company I have contacted since 2003 have told me , you just carry on telling yourself you are right I hope you have a nice little accident and then see what happens 😂😂😂😂😂😂

[DJW]

Strangley, I have a pure freedom bolted in system. I’ve been with the same broker for seventeen years and I think once I was asked who installed the tank.
I pay less than £300 fully comp.
I’ve claimed four times now. Nobody seemed bothered what was in the back at all. Even an insurance assessor wasn’t interested when he visited.
I think Winpro is correct, his van hasn’t been modified at all so no point in declaring that it has.
I would imagine insurance companies will rub their hands together when the word ‘boiler’ reaches their ears.
Love to know how NWH has ‘five or six policies’
How can you not know? Berk

[DJW]

Thinking back, when my van was in an accident and off the road for repair I was given a hire van. I simply strapped a tank in the back and screwed my pump to the ply and carried on working. Nobody asked what I was going to carry.

One or two on here obviously pay an awful lot more to get there testicles insured.

[danny martin]

I’ve just renewed my policy today.
First time I’ve put my fitted tank on the policy.
Gone up by £204 from original renewal with tank fitted.

[Smudger]

What is the main use for a van - hmmm let me think about it 

Come on boys you both made a statement that carrying a tank that’s NOT bolted down is a modification and it’s in every policy - please provide the proof

No waffle or silly posts Nigel REAL FACTS - if you can…

Darran

[NWH]

Ring A Plan yourself Darren we all know you probably hide a tank underneath all the rubbish in that huge great big Luton type van,by the time the tanks had time to slide up and kill the driver he’s got out and having his breakfast lol.

[NWH]

If the truth be known there’s so many porkies get told on those online forms it’s a joke,anything to get the price down with some people I only do 10 miles a week I never drive on the motorway and I have a tank I can drag out and bin if I have a smallish bump.

[֍Winp®oClean֍]

If the truth be known there’s so many porkies get told on those online forms it’s a joke,anything to get the price down with some people I only do 10 miles a week I never drive on the motorway and I have a tank I can drag out and bin if I have a smallish bump.

I don't think I've ever  come across anyone as utterly thick as you before Nigel!🤣

Where's AuRavelling79 when you need him!!!