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dazmond

  • Posts: 23966
Always change your vehicle insurance every year
« on: March 25, 2023, 03:48:29 pm »
Van insurance due for renewal...

Quote with existing company for this year £535-00 fully comp including breakdown(without home start),courtesy van,etc(last year was £100 cheaper).

Managed to get it for £396 with autonet with all the same things AND breakdown with home start...

Car insurance also due managed to get it £150 cheaper WITH my missus as a named driver! ;)
price higher/work harder!

Bungle

  • Posts: 2389
Re: Always change your vehicle insurance every year
« Reply #1 on: March 25, 2023, 03:49:57 pm »
How was the jacuzzi?
We look at them, they look through them.

dazmond

  • Posts: 23966
Re: Always change your vehicle insurance every year
« Reply #2 on: March 25, 2023, 03:52:44 pm »
They should reward loyalty but they never do....I always renew with another  company then cancel the auto renewal.... :)
price higher/work harder!

deeege

  • Posts: 5008
Re: Always change your vehicle insurance every year
« Reply #3 on: March 25, 2023, 04:41:03 pm »
Do you declare having a fitted tank Daz?
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

EandM

  • Posts: 2182
Re: Always change your vehicle insurance every year
« Reply #4 on: March 25, 2023, 05:16:04 pm »
Both of mine are insured for a total of £360 with all mods declared and off road cover.

I’ve found it easier to stick with the same company but run quotes through the .com every year and get them matched.

Slacky

  • Posts: 8278
Re: Always change your vehicle insurance every year
« Reply #5 on: March 25, 2023, 07:47:44 pm »
Do you declare having a fitted tank Daz?

Is that like a jacuzzi in the back of his van?

Mattymarske

  • Posts: 33
Re: Always change your vehicle insurance every year
« Reply #6 on: March 25, 2023, 08:07:48 pm »
Autonet was cheapest for me this year as well Dazmond with the breakdown etc- Grove and Dean last year and Admiral year before.

Like you say shop around and it pays off. Have been with Grove and Dean twice and Admiral twice since starting in 2017.

Mattymarske

  • Posts: 33
Re: Always change your vehicle insurance every year
« Reply #7 on: March 25, 2023, 08:13:59 pm »
Had to take missus off as a named driver due to a no fault claim in November in her Golf (woman opened car door as she was passing) is still unresolved from othe party's insurance. 🤦 Complained for the amount of time it's taken and Admiral gave her £150 cheque but still showing as a claim and unresolved.

 If she'd stayed on the van insurance the quote was £965! Took her off and it was £360. :-\

She'll have to drive it 3rd party on her car insurance only in case we need her to in an emergency (and her excuse not to come on the glass with me) 😅

EandM

  • Posts: 2182
Re: Always change your vehicle insurance every year
« Reply #8 on: March 25, 2023, 08:16:18 pm »
Had to take missus off as a named driver due to a no fault claim in November in her Golf (woman opened car door as she was passing) is still unresolved from othe party's insurance. 🤦 Complained for the amount of time it's taken and Admiral gave her £150 cheque but still showing as a claim and unresolved.

 If she'd stayed on the van insurance the quote was £965! Took her off and it was £360. :-\

She'll have to drive it 3rd party on her car insurance only in case we need her to in an emergency (and her excuse not to come on the glass with me) 😅

Does her car insurance give her 3rd Party Cover on vans?

I know some do but it's extremely unusual.

dazmond

  • Posts: 23966
Re: Always change your vehicle insurance every year
« Reply #9 on: March 25, 2023, 08:38:56 pm »
Had to take missus off as a named driver due to a no fault claim in November in her Golf (woman opened car door as she was passing) is still unresolved from othe party's insurance. 🤦 Complained for the amount of time it's taken and Admiral gave her £150 cheque but still showing as a claim and unresolved.

 If she'd stayed on the van insurance the quote was £965! Took her off and it was £360. :-\

She'll have to drive it 3rd party on her car insurance only in case we need her to in an emergency (and her excuse not to come on the glass with me) 😅

My missus only borrows my golf if her cars in the garage...I don't like her driving it! ;D...its too fast for her!😄

She also has 3 points where I have none at the moment
price higher/work harder!

dazmond

  • Posts: 23966
Re: Always change your vehicle insurance every year
« Reply #10 on: March 25, 2023, 08:40:26 pm »
Do you declare having a fitted tank Daz?

Yes
price higher/work harder!

Smudger

  • Posts: 13438
Re: Always change your vehicle insurance every year
« Reply #11 on: March 25, 2023, 08:43:01 pm »
They should reward loyalty but they never do....I always renew with another  company then cancel the auto renewal.... :)

is that the same loyalty your customers get when their prices go up  ?

Thankfully there always seems be an insurance company with a "Brand New Customers Only" deal  ;D

Darran
Never argue with an idiot, they will only bring you down to their level, and beat you with experience

dazmond

  • Posts: 23966
Re: Always change your vehicle insurance every year
« Reply #12 on: March 25, 2023, 08:43:40 pm »
Both of mine are insured for a total of £360 with all mods declared and off road cover.

I’ve found it easier to stick with the same company but run quotes through the .com every year and get them matched.

Why are your vehicle insurance prices so much cheaper than anybody else's?do you drive old bangers?
price higher/work harder!

dazmond

  • Posts: 23966
Re: Always change your vehicle insurance every year
« Reply #13 on: March 25, 2023, 08:46:26 pm »
They should reward loyalty but they never do....I always renew with another  company then cancel the auto renewal.... :)

is that the same loyalty your customers get when their prices go up  ?

Thankfully there always seems be an insurance company with a "Brand New Customers Only" deal  ;D

Darran

 ;D ;D ;D

Prices can't stay the same in regards to window cleaning but with insurance my vehicles are depreciating every year so shouldn't be going up £150 or so every year. ;)
price higher/work harder!

Slacky

  • Posts: 8278
Re: Always change your vehicle insurance every year
« Reply #14 on: March 25, 2023, 09:18:50 pm »
Peoples windows are depreciating in value every year too. Especially if the cleaner cracks them….

EandM

  • Posts: 2182
Re: Always change your vehicle insurance every year
« Reply #15 on: March 25, 2023, 09:44:13 pm »
Both of mine are insured for a total of £360 with all mods declared and off road cover.

I’ve found it easier to stick with the same company but run quotes through the .com every year and get them matched.

Why are your vehicle insurance prices so much cheaper than anybody else's?do you drive old bangers?

I have a couple of Ford Rangers, I'm 54, I'm the sole driver, I have about 500 years NCB on three policies, clean record and I live in the Countryside. I also have an excellent insurance company that actually listens and does a tailor made policy with some reasonably unusual add ons - one being, able to drive across fields and still be covered - a nightmare in the past!

When I bought my second Ranger, the insurers mirrored the NCB from the first policy and then I've gained an additional 35% NCB on the new policy.

It all seems to help.


KS Cleaning

  • Posts: 3952
Re: Always change your vehicle insurance every year
« Reply #16 on: March 25, 2023, 10:09:17 pm »
Had to take missus off as a named driver due to a no fault claim in November in her Golf (woman opened car door as she was passing) is still unresolved from othe party's insurance. 🤦 Complained for the amount of time it's taken and Admiral gave her £150 cheque but still showing as a claim and unresolved.

 If she'd stayed on the van insurance the quote was £965! Took her off and it was £360. :-\

She'll have to drive it 3rd party on her car insurance only in case we need her to in an emergency (and her excuse not to come on the glass with me) 😅

My missus only borrows my golf if her cars in the garage...I don't like her driving it! ;D...its too fast for her!😄

She also has 3 points where I have none at the moment
Calm down, it’s only a GTI or GTD isn’t it?

֍Winp®oClean֍

  • Posts: 1687
Re: Always change your vehicle insurance every year
« Reply #17 on: March 25, 2023, 10:53:12 pm »
WOW! I can't believe you've only just discovered this Daz!😄
The big players have the market tied up. The likes of Direct Line for instance have their top tier brand to capture those who know no better. They then have mid' and lower tier brands to capture the rest. Think of BT/EE/Pusnet, Vodafone/Voxi, 3/Smarty etc etc etc. All operated by the same companies to cover the 'whole' market.
No loyalty required, the chances are you'll still be paying them regardless!!
Comfortably Numb!

Smudger

  • Posts: 13438
Re: Always change your vehicle insurance every year
« Reply #18 on: March 26, 2023, 12:49:40 am »
They should reward loyalty but they never do....I always renew with another  company then cancel the auto renewal.... :)

is that the same loyalty your customers get when their prices go up  ?

Thankfully there always seems be an insurance company with a "Brand New Customers Only" deal  ;D

Darran

 ;D ;D ;D

Prices can't stay the same in regards to window cleaning but with insurance my vehicles are depreciating every year so shouldn't be going up £150 or so every year. ;)

If only the insurance was based on your vehicle  ::)roll

C'mon you have to play fair - those office bods need a 20% pay rise to cover the cost of living and that bloke who pops by occasionally to clean the windows - my god some years he put the price up twice so he can get in his 3 holidays a year (I mean he is slipping this year by not going 5*)  ;D ;D ;D

Darran
Never argue with an idiot, they will only bring you down to their level, and beat you with experience

G Griffin

  • Posts: 40745
Re: Always change your vehicle insurance every year
« Reply #19 on: March 26, 2023, 07:48:28 am »
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