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I prefer Bacs you get to keep all your money that way, unless you have loads of bad payers i don't see the point in giving money away to someone else to collect it.
its not about the odd non payer - its about time saving - not only in the office saving several hours. week trying to chase/keep track of work but also on the tools no slowing down to handle cash etc...Darran
I’m decreasing mine, bank transfers are free.. if they can’t transfer within a reasonable time, their replaced