Really useful post this,
I'm a young man of 50 so it's been on my mind a bit
I enjoy my job, and I think retirement just to sit around would not suit me.
In theory I could sell my work and downsize my house and never work again, but I wouldn't have enough money to go and enjoy myself
If you have a bit put by, then you can work as much or as little as you want and my plan is to trim down my days over the years.
Also, there's more to working than just the money, it's keep you interested, keeps you fit, I think to an extent it keeps you young. You have all those small interactions with people that make life a bit more interesting.
I have a lot of older customers and I think stopping work entirely kind of sends your body a message and messes with your head so that you feel even older than you are.
I'm not talking about breaking your back working full time until you drop, but rather doing what you want to do and cutting back over time.
Had a new guy come and buy water from my water business, retired at 72, after about 8 weeks went out and got some work to do, people need purpose in their lives, and we are lucky in this job that we can pick and choose.
Anyway apologies for the novel, thinking aloud more than anything else.