The beauty of this game IMO is that it can be whatever you want it to be. You can be Daz or Lee Pryor and everything in between. The only thing you can't be is someone else. You have to decide what you want, do you want a good wage for part time hours with more free time or does money motivate you more? There's no right or wrong, we all want different things in life and our circumstances can sometimes even dictate our decisions. Whatever it is, don't look at another man, as that man is no better or worse than you, just do what you need to do for you and yours.
Some years ago I stopped with 'targets'. I actually found they demotivated me and made feel more worse when I didn't hit them than any joy I got when I did! I've made a comfortable life with all the benefits that this game offers in respect to both money and freedom and I'm more than happy being just a window cleaner. 👍