[G Griffin]

I have read all the details on the HMRC website and will be claiming the 3rd grant as I lost my commercial work at the beginning of November which would have lasted until December if the camp sites were not told to close. I have also lost some inside work and a customer last week because she is self isolating and did not want me cleaning there.
With the 3 grants my earnings will be roughly the same as the last tax year, well under the taxable amount.
I do not have proof but am keeping written records of cancelled/lost work.

The loss of demand is expected to show on your tax year as a whole for the third grant, CC.
I'd bear that in mind, mate.

Yes, thanks for the heads up.
I was talking about this last lockdown.
My commercial work usually starts in February and ends in November but I only did a couple of weeks and then the site closed down for April, May and June. I never did start back cleaning insides again so my earnings are well down, I have not totted everything up including the grants though but suspect my earnings will be similar to the previous year.
The first grant was £800 just to put things into perspective.

You need to have been affected from the 1st of November and it is expected to show in your end of year accounts.
I don't know how enforceable that is especially for someone like yourself. If you're part time and haven't been going long, that is.
If you've lost customers and income due to co-vid and not sought to replace them and it they can say that you are not eligible. 
Again, I don't know how they can prove that or whether they'll try to.
If your earnings are similar to the previous year but were predicted to be higher and weren't because of co-vid you should be eligible. From the 1st of November, that is.

[NWH]

Is this a coronavirus thread 🧵 big post from you again Griff 😂🤣🤣

[G Griffin]

Is this a coronavirus thread 🧵 big post from you again Griff 😂🤣🤣

You da man, Nigel!

[NWH]

Lol glass half empty kind of chap you Griff 🤣🦠

[G Griffin]

Lol glass half empty kind of chap you Griff 🤣🦠

Glass, you mean?
Aye, I can't buy any car that I want  .

[NWH]

Yeah I can m8 sometimes when you know you can have it that’s enough 👌

[G Griffin]

Yeah I can m8 sometimes when you know you can have it that’s enough 👌

There's only one way to go now, mate.

[Clean Cloth]

I have read all the details on the HMRC website and will be claiming the 3rd grant as I lost my commercial work at the beginning of November which would have lasted until December if the camp sites were not told to close. I have also lost some inside work and a customer last week because she is self isolating and did not want me cleaning there.
With the 3 grants my earnings will be roughly the same as the last tax year, well under the taxable amount.
I do not have proof but am keeping written records of cancelled/lost work.

The loss of demand is expected to show on your tax year as a whole for the third grant, CC.
I'd bear that in mind, mate.

Yes, thanks for the heads up.
I was talking about this last lockdown.
My commercial work usually starts in February and ends in November but I only did a couple of weeks and then the site closed down for April, May and June. I never did start back cleaning insides again so my earnings are well down, I have not totted everything up including the grants though but suspect my earnings will be similar to the previous year.
The first grant was £800 just to put things into perspective.

If your commercial work is normally suspended between November and February anyway,  you possibly won’t have any lost income for the period that the 3rd grant covers, 1st November-31st January.

Normally it is suspended between November and February but due to the first lockdown the site owners had told all caravan owners that the site would be open until the first week of December as a gesture of goodwill.
So the weekly commercial work would have lasted until December if the camp sites were not told to close. I have also lost some inside work and do not expect them to want me doing the insides until Spring,  and a customer last week because she is self isolating and did not want me cleaning there.

I have booked a place on the HMRC Self-Employment Income Support Scheme Grant Extension webinar so will see what the staff there say about it.

[G Griffin]

Clean Cloth, be prepared to tell them that you have lost custom but you are trying and willing to replace it.
Even if it is only suspended.

[NWH]

Speak to an accountant there’s more to it now than just losing work,if you’ve got new work and are earning similar money people I know have been advised not to claim this is why it’s left open till the end of January to see if some people go T**S up in the new year.

[NWH]

Clean Cloth, be prepared to tell them that you have lost custom but you are trying and willing to replace it.
Even if it is only suspended.

That was the criteria for the second grant claim not this 3rd one.

[G Griffin]

Clean Cloth, be prepared to tell them that you have lost custom but you are trying and willing to replace it.
Even if it is only suspended.

That was the criteria for the second grant claim not this 3rd one.

It's not.
The second was adversely affected and the third is loss of demand.

[NWH]

I would speak to an accountant this 3rd claim is a dodgy one further down the track for people,I would say the majority of window cleaners I’ve spoken to are doing better than before all this apart from commercial only-mainly people.
It should be obvious if you need to claim this 3rd grant by income alone.

[G Griffin]

I would speak to an accountant this 3rd claim is a dodgy one further down the track for people,I would say the majority of window cleaners I’ve spoken to are doing better than before all this apart from commercial only-mainly people.
It should be obvious if you need to claim this 3rd grant by income alone.

I agree with your last sentence.

[jo5hm4n]

I spoke to my accountant they literally said its a mindfield.  It doesn't state how badly you have to be affected income wise in order to claim.  10% reduction in turnover?  20%? 50% 80%?

Nowhere does it give specifics so i genuinely am struggling to see how they can hold it over peoples heads if the finer details were not made clear enough to those trying to claim.

My turnover is down 15%, which isn't massive, but its still enough to make a blow to the profits each month especially with costs remaining the same.  Does that warrant me claiming the third grant?  I just don't know what to do.

I dont need the full grant for 80%, i almost wish they could let you choose how much to take.  I'd happily take a grant equal to about 40% of the trading profits instead of a higher amount to factor in the lower reduction in turnover i have that isn't a massive amount.

[Ched]

If you can prove 15% drop in turnover and your overheads are similar then your profits will be significantly effected.
You can prove your figures, you asked your accountant, what else could you do? Claim it. If HMRC ask then worst that can happen is they ask for it back. I can't imagine they would see the financial merit if looking back over 7 years of your accounts. It would be way more expensive than the money they could recover.
If you don't need all the grant put some of it in a savings account in case.

[G Griffin]

I spoke to my accountant they literally said its a mindfield.  It doesn't state how badly you have to be affected income wise in order to claim.  10% reduction in turnover?  20%? 50% 80%?

Nowhere does it give specifics so i genuinely am struggling to see how they can hold it over peoples heads if the finer details were not made clear enough to those trying to claim.

My turnover is down 15%, which isn't massive, but its still enough to make a blow to the profits each month especially with costs remaining the same.  Does that warrant me claiming the third grant?  I just don't know what to do.

I dont need the full grant for 80%, i almost wish they could let you choose how much to take.  I'd happily take a grant equal to about 40% of the trading profits instead of a higher amount to factor in the lower reduction in turnover i have that isn't a massive amount.

How is your turnover down? If turnover is down and costs are the same then profits are down. Is it significant?
I don't know how they truly gauge whether your profits are down or not. You could be doing less work by choice or end up doing a lot more better paid work next year. How do they define significantly?
If you have fewer customers or customers wanting less done and your prices are the same from November you should be able to claim.
You have until January and you might have a better idea by then. You might get ill, have to isolate etc. If I'm forced to have any more time off I'm going to claim it.

[Ggh]

f*** me. How many grants are you guys getting?

[Ched]

f*** me. How many grants are you guys getting?

Me, not a single penny. I would if I was eligible.

[G Griffin]

f*** me. How many grants are you guys getting?

If you can't work, what are you going to do?