[NWH]

I tell them what’s in the back they will wiggle out of it by any means.

[NWH]

Has anything changed at all so this quote is based on blah blah van with WFP system fitted,first question every time.

[֍Winp®oClean֍]

In 17 years wfp, I've never once been asked, nor even come across it as either a direct question or an assumption. It's also never been included in any small print on any of my policies- never. Fact.

[NWH]

Has anyone heard of the word disclosure please I can’t remember what it means.

[֍Winp®oClean֍]

Has anyone heard of the word disclosure please I can’t remember what it means.

Yes, it's 'the action of making new or secret information known'.
The fact that I'm a window cleaner, driving a van that hasn't been modified is neither new , nor secret information. I have always answered every question asked honestly and accurately and conform with all listed assumptions. I'm also fully insured for a fraction of what you pay too.

[Simon Trapani]

I earn good money so don’t need to take a chance with van insurance.

Alexander Swan for both our vans. I hear A Plan are good also.

[֍Winp®oClean֍]

I earn good money so don’t need to take a chance with van insurance.

Alexander Swan for both our vans. I hear A Plan are good also.

Same here, that's why I do what I stated above- there's nothing more you can do!

[EandM]

At renewal and having stated, 'window cleaning' they always ask if I have a tank.
Enough of us have now been around for long enough and most companies seem properly geared up for it.

[Arnold Palmer]

Has anyone heard of the word disclosure please I can’t remember what it means.

Why would you need to disclose that you will be using your van as a van?

[Susan Dean (1stclean)]

we had one of our vans rear ended 2 years ago , sent the pictures into them and because it had a roof rack there tried not to pay out as i didn't declare it , after many phone calls it boiled down to weather it was factory fit of not  and weather i could prove it was and weather they could prove it wasnt , this was a non fault claim , and it was my own insurance

when i explained it was a exaa sign van ( witch it was ) and that the aa  ordered  many many type of vans to do different jobs and spec  , and after i had sent them pics of where the side rack hand been fitted they said it could of been ordered from the factory and they covered it !

 aviva will void the insurance if the van is covered more then 30% with sign writing did you know that ! nearly got caught out with that one as well !

[Bungle]

I thought if you have a sign written van (and tell the insurer) that it would reduce your premium as it would be easier to find if it got nicked?

[NWH]

we had one of our vans rear ended 2 years ago , sent the pictures into them and because it had a roof rack there tried not to pay out as i didn't declare it , after many phone calls it boiled down to weather it was factory fit of not  and weather i could prove it was and weather they could prove it wasnt , this was a non fault claim , and it was my own insurance

when i explained it was a exaa sign van ( witch it was ) and that the aa  ordered  many many type of vans to do different jobs and spec  , and after i had sent them pics of where the side rack hand been fitted they said it could of been ordered from the factory and they covered it !

 aviva will void the insurance if the van is covered more then 30% with sign writing did you know that ! nearly got caught out with that one as well !

Won’t get many replies now Susan lol like all insurance it’s a game I know I clean at least 3 brokers that run the business from home,you have to put everything down to cover yourself it’s up to you to say whether or not the van has been modified with a tank or whatever it is.
How many cars and vans are driving around having been remapped,looooads first thing they’ll do in a serious accident is plug em in lol.

[֍Winp®oClean֍]

It's a reoccurring thread this. The bottom line is... NWH can't accept that by modifying his van, he then has to pay a largely inflated insurance premium. To try and console himself with getting stitched up like a kipper year on year, he then tries to convince anyone who will listen that everyone else isn't insured. All based on what the people who stitch him up 'tell him!😆😆
Ironically, it seems the only person who doesn’t understand insurance policy wording and what constitutes a modification is......NWH!😲😘

[Arnold Palmer]

It's a reoccurring thread this. The bottom line is... NWH can't accept that by modifying his van, he then has to pay a largely inflated insurance premium. To try and console himself with getting stitched up like a kipper year on year, he then tries to convince anyone who will listen that everyone else isn't insured. All based on what the people who stitch him up 'tell him!😆😆
Ironically, it seems the only person who doesn’t understand insurance policy wording and what constitutes a modification is......NWH!😲😘

 

[NWH]

Never mind I can afford the premiums 😉

[Arnold Palmer]

Anyone got any examples of an insurance company not paying out because someone had a water tank?

That'll be a no then.

[KS Cleaning]

Does anyone have a private plate on their van? Reason I’m asking is I’m trading in the wife’s car next week so have put her private plate on retention and put original plates back on her car, I notified her insurance.....and she got a refund of £50 minus £25 administration cost. I had no idea that a private plate increases the annual premium.

[NWH]

Soupy what you worrying about then m8 has anyone got proof what for you just crack on with what your doing m8,you and Wipo know what your doing 🤣🤣.

[NWH]

Did you hear the one about the bloke that had a fleet of vans that weren’t insured 🤣🤣🤣.

[Arnold Palmer]

Did you hear the one about the bloke that had a fleet of vans that weren’t insured .

My vans are insured. I know that for a fact as I've made claims.