[dd]

I think HMRC will be taking a tough line with people they think are taking the p1ss. You may well have to prove to them your income has been adversely and significantly affected.

It is easy to claim the grant now but I would not want to have to justify it at some future time, unless I had clear documented evidence.

I claimed the first grant but will not be claiming the second.

[Dave Willis]

I’ve already put in for the third.

[G Griffin]

Spoke to someone today who has claimed said it was same process as last time, was not a lot stricter as someone posted earlier, told him payment would be made in 3 days as was previously

Have you gone through the process then Griff as you seem very convinced it is and he said it was wasn't and he has done ut

The conditions are stricter. And I reckon any follow up will be.
Be prepared, that's all.

I said the conditions were stricter; meaning whether you were adversely affected or not. They moved the eligibility date for a start.
I haven't been through the claim process and I'm sure it's a Glenn Hoddle but I didn't mean that.
The number of those claiming shows that it is stricter but the actual claiming process shouldn't be a problem.

[KS Cleaning]

No chance will I be claiming this time round.   I claimed last time due to school contracts being put on hold along with a few other commercial jobs and Residentials.    Every thing is now back to normal now, and although a few residential customers are still on hold, I have picked up more than enough work to cover it many times over.

I was invited to claim the grant, however, this time the email made it clear to keep all documentation to prove you have been badly affected.   I like to sleep at night. and I have a feeling come next year it will come back to haunt a few.

I’m sorry but I must have missed that bit, where does it say you have to be badly affected?

[The Jester of Wibbly]

 

I guess your definition of, 'adversely' is different to mine.

If you're told we will be experiencing adverse weather condition would you expect a shower and a breeze?

If you have lost months worth of income, then yes, claim the second.  But I find it hard to believe in our industry anyone as struggled enough to last 6 months of adverse losses, unless of course you have health issues yourself.  Thats what it's for, not for funding a new van.

I really think this is going to come back and bite a few people next year.  Fair play to those who do actually need it though.

[Shrek]

All the tradesmen I know are stacked with work right up to Christmas

[Richard Groves]

I guess your definition of, 'adversely' is different to mine.

If you're told we will be experiencing adverse weather condition would you expect a shower and a breeze?

If you have lost months worth of income, then yes, claim the second.  But I find it hard to believe in our industry anyone as struggled enough to last 6 months of adverse losses, unless of course you have health issues yourself.  Thats what it's for, not for funding a new van.

I really think this is going to come back and bite a few people next year.  Fair play to those who do actually need it though.

Exactly. It's not for stuffing in your savings account. It's to help those who are struggling with the day to day. But some are going to spin and twist it because of the vague use of the word "adverse".

[G Griffin]

HMRC can't definitively define 'adversely affected' so they've no chance with 'badly affected'. The grant is not specifically for window cleaners, so, again, there's more confusion. They have given a list of examples of being adversely affected but, ultimately, the decision of whether to claim is down to the individual.
If the virus has had a negative affect on your business from the 14th of July, you can claim.
Is your working life different? Have you had to take time off because you were ill, looking after someone, isolating? Have you been doing three days a week instead of four? Has it cost you money eg. PPE, unpaid debt? Staff not turning in?
Only the individual really knows if their business has been changed, negatively, by the virus.
If you can't decide,  an accountant might help you to know.

[Jonny 87]

I guess your definition of, 'adversely' is different to mine.

If you're told we will be experiencing adverse weather condition would you expect a shower and a breeze?

If you have lost months worth of income, then yes, claim the second.  But I find it hard to believe in our industry anyone as struggled enough to last 6 months of adverse losses, unless of course you have health issues yourself.  Thats what it's for, not for funding a new van.

I really think this is going to come back and bite a few people next year.  Fair play to those who do actually need it though.

Exactly. It's not for stuffing in your savings account. It's to help those who are struggling with the day to day. But some are going to spin and twist it because of the vague use of the word "adverse".

To be fair....... it’s the governments vague use of the word that’s the problem.

They could say....... do your books, is your income lower than than previous years? If yes.... your eligible.

They haven’t said that.

In many ways it seems to be a blanket grant to also help the economy. Look at what people are doing with their grants, spending on new equipment, putting it to the side for their tax bills.

I think the government have been vague for a reason.

[Stoots]

Its Vague for a reason, that is so they can turn around in a year and try and get it all back off you if needed.

Same reason why they were vague about the can/cant go to work thing, cover their arses if it all went tits up.... Well we told you not to work   

[Arnold Palmer]

Your pis$y little grant is naff all.

Claim it and get on with your life.

[AuRavelling79]

As winproclean states... go through the steps to claim and reduced income due to Covid is certainly shown as a reason you may claim.

They ask you to keep records.



My guess (as opposed to the unhelpful assertions made by some on here) is that when you present your year end figures they may have a box asking you to explain what the adverse affects were for you.

[Arnold Palmer]

As winproclean states... go through the steps to claim and reduced income due to Covid is certainly shown as a reason you may claim.

They ask you to keep records.



My guess (as opposed to the unhelpful assertions made by some on here) is that when you present your year end figures they may have a box asking you to explain what the adverse affects were for you.

What? On your self assessment you mean?

[G Griffin]

As winproclean states... go through the steps to claim and reduced income due to Covid is certainly shown as a reason you may claim.

They ask you to keep records.



My guess (as opposed to the unhelpful assertions made by some on here) is that when you present your year end figures they may have a box asking you to explain what the adverse affects were for you.

How would they know that you'd been adversely affected?
Reduced income certainly is a reason to claim but the correct reasons, imo, are why you have reduced income because of co-vid.
I've said it before, but you could have had an increase in income but you could still be entitled to claim.
From early May, it had nothing to do with income or figures. But your income or figures could be an indicator that you were adversely affected.

[AuRavelling79]

Soupy. I preface my comments with the 'my guess'. So when I present my return then it would not surprise me if I need to explain how I was affected.

Griff. When you go through the steps to claim, reduced income and/or increased costs due to Covid are highlighted as 'typical' reasons to claim.

It also highlights that you should keep records of this/these. Therefore my guess that we may be asked for evidence when we send our 2020/2021 return.

I guess further that a trigger maybe if our income plus the grant(s) is higher than the the last three year average then HMRC may well ask for this or even a deeper explanation.

Galatians 6 v 5.

[Rob.Hall]

I recon on our tax return we will all have to show how we were adversely effected if we claim the grant.
Hence being asked to keep records.

I locked down at the begining as my wife  was suspected of having covid.
I had commercial work and internal work on hold for quite a period.
This prompted me to claim first grant.
I thought my income would be drastically effected but it has not been.

My only come back is  work which was on hold is  income lost. My view...I was adversely effected.
However, will hmrc see it that way?

Might just speak to someone in there department about it.

Bet they will be vague and non comital 🤔

[G Griffin]

They will look- if they do look- at income lost as time off work and not figures. A cancelled contract would be an exception.
I'd be more concerned about the dates that you couldn't work than the value of jobs on hold. If you lost a days work, a month, due to co-vid, make a note of the day(s) that you couldn't work.
It's not really about pounds and pence.

[Rob.Hall]

Thankfully my Wife has a letter from her work  confirming dates and also that suspected covid was the reason....

[Richard Groves]

Its Vague for a reason, that is so they can turn around in a year and try and get it all back off you if needed.

I'm not sure I'm really understanding that logic. If that were the reason, why give money out without stricter eligibility rules in first place.?

[GAZZA B]

The reality is no one knows,  I think there is a lot of Scare  mongering going on