Think I’ll take it, straight Into savings.
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.
June doesn't count; nor does a chunk of July.
It's nothing to do with how much money you're down anyway. You need to have stopped working, really.
Last paragraph is untrue.
Sentence? How so?
You need to have stopped, temporarily stopped or scaled down.
This is the criteria HMRC are using:
The eligibility criteria remain the same as for the first grant. You will need to confirm your business has been adversely affected by coronavirus (COVID-19) at any time since 14 July.
This typically means that your business has experienced lower income and/or higher costs because of coronavirus (COVID-19) at any time since 14 July.
As the person who knows your business best, we expect you to make an honest assessment about whether it has been adversely affected. There is no minimum threshold over which your business’s income or costs need to have changed. You will need to keep a record of evidence of how your business has been adversely affected.