[AuRavelling79]

No one commenting on this thread seems to have done the basics.

Read the government website. It has all you need for you to decide if you are eligible.

The question for the eligible self employed and the second grant is was your business affected adversely by COVID-19 on July 14th. If it was you may claim. This is a change to what was suggested in May.

You should keep evidence so that if asked you can provide it.

I have listed every customer that had remained cancelled on that date due to Covid.

I have compared this year to date to last and noted the reduction in turnover.

I am prepared and shall claim. I shall put it to one side so that when if in the fullness of time HMRC disagrees with my as5sessment I am prepared.

I have pored over the small print, joined the HMRC webinars and made my own decision.

[mjm]

https://inews.co.uk/news/hmrc-targets-false-claims-self-employed-financial-support-scheme-545927

[NBwcs]

https://inews.co.uk/news/hmrc-targets-false-claims-self-employed-financial-support-scheme-545927

"She added: “HMRC has issued guidance to the self-employed that if they have been ‘overpaid’, or claimed a grant in error, or were not eligible for the grant in the first place they should pay the money back immediately.”

Overpaid? How can anyone have been overpaid, there was no choice as to what you got, if you qualified  you got whatever they gave you. There was no option as to whether you just wanted one month not 3 or similar.

[mjm]

I was on 2 to 3  days a week on lockdown  I claimed  the first grant
The work I have lost or on hold has been replaced by one offs  so technically now iam not effected because that has replaced the work I was adversely affected  with

All of my carpet cleaning has stopped since lockdown but like I say it's been replace with other stuff outside  work
I could argue that the work that's on hold would have been done and the new stuff would have been done also so would they class It as adversely affected  i do but i dont want to take the 2nd grant
I would spend it then they want it back and a full audit  i dont mind the audit but the hassle of it and paying back the grant then they might decide the first grant need paying back   but i doubt that they can have my yearly bank statement s worse case cinario     



 

[Jonny 87]

No one commenting on this thread seems to have done the basics.

Read the government website. It has all you need for you to decide if you are eligible.

The question for the eligible self employed and the second grant is was your business affected adversely by COVID-19 on July 14th. If it was you may claim. This is a change to what was suggested in May.

You should keep evidence so that if asked you can provide it.

I have listed every customer that had remained cancelled on that date due to Covid.

I have compared this year to date to last and noted the reduction in turnover.

I am prepared and shall claim. I shall put it to one side so that when if in the fullness of time HMRC disagrees with my as5sessment I am prepared.

I have pored over the small print, joined the HMRC webinars and made my own decision.

But based on the scenarios given by Hmrc if you’ve been able to work through the lockdown, then you may not qualify.

Look at the wording of those scenarios that they’ve given.

https://www.gov.uk/guidance/how-different-circumstances-affect-the-self-employment-income-support-scheme

It’s not as simple as your making out, and certainly not a matter of just “doing the basics” as you put it.

It’s purposefully ambiguous.

[G Griffin]

The government will not step in again they’ve said businesses will go and many will be effected,they’ve helped this time there’s no way you would get anything like a grant again.
This next grant is the last chance people will get to keep going they’ve more or less said that,not all businesses will survive Rishi must have said that 100 times.

If the country has to lock down again, instructed to, like at the end of March, by the Govt, they wouldn't have a choice not to.

Who will instruct the government to lock down again?
There will be no more handouts because they run out of other peoples' money to spend.
That's the problem with socialism.

[G Griffin]

No one commenting on this thread seems to have done the basics.

Read the government website. It has all you need for you to decide if you are eligible.

The question for the eligible self employed and the second grant is was your business affected adversely by COVID-19 on July 14th. If it was you may claim. This is a change to what was suggested in May.

You should keep evidence so that if asked you can provide it.

I have listed every customer that had remained cancelled on that date due to Covid.

I have compared this year to date to last and noted the reduction in turnover.

I am prepared and shall claim. I shall put it to one side so that when if in the fullness of time HMRC disagrees with my as5sessment I am prepared.

I have pored over the small print, joined the HMRC webinars and made my own decision.

There is no HMRC definition of 'adversely affected'. From what I've read, it is deliberately vague and nothing to do with turnover or profit. I think it is designed to deter us from claiming. The 14th July 'affected' date tells me this. 
There are ways round this but it's not my PP lacE

[AuRavelling79]

Well like I said. I have made my decision within the guidelines to the best of my belief.

For me I had enough customers on hold on July 14th and enough reduction in turnover between lockdown and then for me to feel able to claim within the guidance.

I shall put the money to one side and if HMRC are not happy with my evidence to support this (I guess that will be when I submit my return after next April) then I will have it to hand.

If they ask why I claimed I am prepared to list names and amounts from George of lost customers and show them the monthly reductions year on year.

A verbal statement on one of the webinar in answer to the question about loss percentages was 'we are not quantifying 10,20,30% loss of income, you must decide whether your business was adversely affected on July 14th'.

One person asked if the fact he was still trading but had to put up screens and buy masks etc and the answer was always 'if your business was adversely affected by Covid 19 you are eligible ...'

You make your decisions. I am confident enough to make mine and face any consequences.

[G Griffin]

Well like I said. I have made my decision within the guidelines to the best of my belief.
For me I had enough customers on hold on July 14th and enough reduction in turnover between lockdown and then for me to feel able to claim within the guidance.
I shall put the money to one side and if HMRC are not happy with my evidence to support this (I guess that will be when I submit my return after next April.) then I will have it to hand.
If they ask why I claimed I am prepared to list names and amounts from George of lost customers and show them the monthly reductions year on year.
A verbal statement on one of the webinar in answer to the question about loss percentages was 'we are not quantifying 10,20,30% loss of income, you must decide whether your business was adversely affected on July 14th'.
One person asked if the fact he was still trading but had to put up screens and buy masks etc and the answer was always 'if your business was adversely affected by Covid 19 you are eligible ...'
You make your decisions. I am confident enough to make mine and face any consequences.

Well if you've had to stop/temporarily scale down since Tuesday, go for it. Or if you'll have to stop/temporarily scale down from Tuesday, go for it.

[Shrek]

Well like I said. I have made my decision within the guidelines to the best of my belief.
For me I had enough customers on hold on July 14th and enough reduction in turnover between lockdown and then for me to feel able to claim within the guidance.
I shall put the money to one side and if HMRC are not happy with my evidence to support this (I guess that will be when I submit my return after next April.) then I will have it to hand.
If they ask why I claimed I am prepared to list names and amounts from George of lost customers and show them the monthly reductions year on year.
A verbal statement on one of the webinar in answer to the question about loss percentages was 'we are not quantifying 10,20,30% loss of income, you must decide whether your business was adversely affected on July 14th'.
One person asked if the fact he was still trading but had to put up screens and buy masks etc and the answer was always 'if your business was adversely affected by Covid 19 you are eligible ...'
You make your decisions. I am confident enough to make mine and face any consequences.

Well if you've had to stop/temporarily scale down since Tuesday, go for it. Or if you'll have to stop/temporarily scale down from Tuesday, go for it.

So ... the op said he lost 2 jobs, can he go for it?

[AuRavelling79]

2 jobs? Depends on the OP to decide.

2 jobs x £12.50 = £25 per month x 5 months since lock down and no sign of coming back = £125 lost so far. How much lost if they don't come back this year? £300.00

2 jobs x £250 = £500 per month x 5 months since lock down and no sign of coming back = £2,500 so far. How much if they don't come back this year? £6,000.00

Personally I think the first situation would be wrong for me to claim. The second, then I would.

[G Griffin]

Well like I said. I have made my decision within the guidelines to the best of my belief.
For me I had enough customers on hold on July 14th and enough reduction in turnover between lockdown and then for me to feel able to claim within the guidance.
I shall put the money to one side and if HMRC are not happy with my evidence to support this (I guess that will be when I submit my return after next April.) then I will have it to hand.
If they ask why I claimed I am prepared to list names and amounts from George of lost customers and show them the monthly reductions year on year.
A verbal statement on one of the webinar in answer to the question about loss percentages was 'we are not quantifying 10,20,30% loss of income, you must decide whether your business was adversely affected on July 14th'.
One person asked if the fact he was still trading but had to put up screens and buy masks etc and the answer was always 'if your business was adversely affected by Covid 19 you are eligible ...'
You make your decisions. I am confident enough to make mine and face any consequences.

Well if you've had to stop/temporarily scale down since Tuesday, go for it. Or if you'll have to stop/temporarily scale down from Tuesday, go for it.

So ... the op said he lost 2 jobs, can he go for it?

I say no.
If I lost two jobs then I wouldn't have to stop or temporarily scale down.

[G Griffin]

2 jobs? Depends on the OP to decide.

2 jobs x £12.50 = £25 per month x 5 months since lock down and no sign of coming back = £125 lost so far. How much lost if they don't come back this year? £300.00

2 jobs x £250 = £500 per month x 5 months since lock down and no sign of coming back = £2,500 so far. How much if they don't come back this year? £6,000.00

Personally I think the first situation would be wrong for me to claim. The second, then I would.

Income isn't a factor, Malc.
In theory, you could be earning more but still entitled to the grant. Earnings were taken out of the equation in May, I think.

[Shrek]

2 jobs? Depends on the OP to decide.

2 jobs x £12.50 = £25 per month x 5 months since lock down and no sign of coming back = £125 lost so far. How much lost if they don't come back this year? £300.00

2 jobs x £250 = £500 per month x 5 months since lock down and no sign of coming back = £2,500 so far. How much if they don't come back this year? £6,000.00

Personally I think the first situation would be wrong for me to claim. The second, then I would.

The grant isn’t to cover a years wage though is it, you could go on forever and try convince yourself you should have it but where does it stop?
2x £12.50 jobs = £25 x a lifetime  (25 years) 

= £7500

Etc etc

We gain and lose jobs on a daily /weekly/monthly basis, regardless of Covid. Scrounging benefits and working just isn’t in my blood , iv lost a months pay but took it on the chin and carried on.

[Rob.Hall]

It says...

If you claimed but found you were ok after then you should pay it back... 🤔

I will leave this here for comments..

[Jonny Swirljet]

I think it was John Ruskin who said - "There is no such thing as a free lunch"

I suppose when your accountant is preparing your 20/21 tax return it will become evident if you'll have to pay any monies back to the Government..... i hope not!

[AuRavelling79]

It says...

If you claimed but found you were ok after then you should pay it back... 🤔

I will leave this here for comments..

Source?

[AuRavelling79]

Shrek and JK999 - I have removed your little spat with each other of derogatory posts.

Please don't start off again.

[Rob.Hall]

Source...

https://inews.co.uk/news/hmrc-targets-false-claims-self-employed-financial-support-scheme-545927

[JackieW]

If one of a self employed persons'  customers insists on him  wearing a £1 mask to carry out work for him  because of his fear of coronavirus, then is that self employed person  £1 worse off than he would have been if coronavirus didn't exist? I believe the answer to that question is Yes.
 Is he adversely affected?

If he says or thinks  that  he is , then could he rightfully  claim the full grant?



If a  self employed person thinks that tens of thousands of people are going to lose their jobs after furloughing ends  and thinks this will affect the economy and subsequently his  business related income, then is he  correct to state that on or after 14 July he think that he is adversely affected by corona virus?
If yes, can he claim the full grant?