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Arnold Palmer

  • Posts: 20793
Re: Sorry To Bring This Up!
« Reply #160 on: August 14, 2020, 08:28:06 am »
Pffft. You're wee £7k max grant is peanuts compared to what they are fleecing us for.

https://youtu.be/yKBV6LBvjOg

Stop stressing, get it claimed.

CleanClear

  • Posts: 14717
Re: Sorry To Bring This Up!
« Reply #161 on: August 14, 2020, 08:58:49 am »
Pffft. You're wee £7k max grant is peanuts compared to what they are fleecing us for.

https://youtu.be/yKBV6LBvjOg

Stop stressing, get it claimed.

Few years ago when there was lots in the Media about tax dodgers (Amazon/Vodafone/Starbucks etc) the Gov promised to get tough on tax dodgers, and HMRC produced a weekly/monthly name and shame list along with the amount they owe.

https://www.gov.uk/government/publications/publishing-details-of-deliberate-tax-defaulters-pddd/current-list-of-deliberate-tax-defaulters

They're all small fry compared to the large Companies that avoid tax "legally" . Point being its always the smaller easier targets they go after and make example of.

The Gov's friends in high places may well get away with fleecing us. Being paid 80% of your self employed wage for 3 months because someone thought losing a few jobs justifies it is always going to be a hard sell. The bounce back loans are going to be interesting if they don't correlate to a direct investment in the business too and whilst its mooted there is no way they can come back and make you personally liable for the loan amount there is no such guarantee of immunity from a fraud prosecution.
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Arnold Palmer

  • Posts: 20793
Re: Sorry To Bring This Up!
« Reply #162 on: August 14, 2020, 09:02:01 am »
Quote
Being paid 80% of your self employed wage for 3 months because someone thought losing a few jobs justifies it is always going to be a hard sell.

It's literally the point.

NWH

  • Posts: 16952
Re: Sorry To Bring This Up!
« Reply #163 on: August 14, 2020, 09:18:09 am »
Who said a bounce back loan was for business investment outlet it was to get you through the times ahead pay you’re utility bills wages etc,nothing to do with just putting it back into the business.

CleanClear

  • Posts: 14717
Re: Sorry To Bring This Up!
« Reply #164 on: August 14, 2020, 09:39:49 am »
Who said a bounce back loan was for business investment outlet it was to get you through the times ahead pay you’re utility bills wages etc,nothing to do with just putting it back into the business.
Wages for self employed are covered by SEISS grant. Wages for employed are covered by Furlough scheme.
If a "business bounce back loan" does not have to be invested in the business whats it for ? Premium Bonds ?
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andyM

  • Posts: 6100
Re: Sorry To Bring This Up!
« Reply #165 on: August 14, 2020, 08:04:22 pm »
Think I’ll take it, straight Into savings.
 
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.

As i understand it this new claim is if you have been affected specifically since 14th July.
One of the Plebs

NWH

  • Posts: 16952
Re: Sorry To Bring This Up!
« Reply #166 on: August 14, 2020, 08:16:32 pm »
The bounce back loan was there as a safe guard for self employed people that thought they may need it to get through this crisis as I said,it’s a loan it has to be paid back if anyone has any sense and they don’t need it when next year comes round they’ll pay it back.
It’s been good for some people that needed a vehicle loan at 2.5% with nothing to pay for the first year,I can’t remember seeing anything that says it must be spent on the business if it does a few people will be in trouble won’t they.

M.J.M

  • Posts: 101
Re: Sorry To Bring This Up!
« Reply #167 on: August 14, 2020, 08:28:04 pm »
Well. Reading the email I got this. Morning
On the second grant.   It's exactly the same procedure. For the first grant. Log in to tax return on your online tax account fill form in get the grant paid into your account

Dave Willis

Re: Sorry To Bring This Up!
« Reply #168 on: August 14, 2020, 08:32:19 pm »
The Government lists are tax defaulters. Nothing to do with Covid, the dates are prior to the claim anyway.

M.J.M

  • Posts: 101
Re: Sorry To Bring This Up!
« Reply #169 on: August 14, 2020, 08:32:31 pm »

G Griffin

  • Posts: 40745
Re: Sorry To Bring This Up!
« Reply #170 on: August 15, 2020, 09:15:16 am »
Think I’ll take it, straight Into savings.
 
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.
June doesn't count; nor does a chunk of July.
It's nothing to do with how much money you're down anyway. You need to have stopped working, really.
⭐⭐⭐⭐⭐⭐

Shrek

  • Posts: 3931
Re: Sorry To Bring This Up!
« Reply #171 on: August 15, 2020, 09:22:24 am »
Adversely effected will be the beauty industry etc who have only just been able to open. Not window cleaners

AuRavelling79

  • Posts: 25390
Re: Sorry To Bring This Up!
« Reply #172 on: August 15, 2020, 05:46:04 pm »
Think I’ll take it, straight Into savings.
 
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.
June doesn't count; nor does a chunk of July.
It's nothing to do with how much money you're down anyway. You need to have stopped working, really.

Last paragraph is untrue.
It's a game of three halves!

G Griffin

  • Posts: 40745
Re: Sorry To Bring This Up!
« Reply #173 on: August 15, 2020, 06:27:44 pm »
Think I’ll take it, straight Into savings.
 
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.
June doesn't count; nor does a chunk of July.
It's nothing to do with how much money you're down anyway. You need to have stopped working, really.

Last paragraph is untrue.
Sentence? How so?
You need to have stopped, temporarily stopped or scaled down.
⭐⭐⭐⭐⭐⭐

Bungle

  • Posts: 2391
Re: Sorry To Bring This Up!
« Reply #174 on: August 15, 2020, 06:51:41 pm »
Well I for one was affected for the first grant and claimed. Since I started back I’ve lost a few but gained more which surprised me to be fair.

I won’t be claiming the second grant as I’ve not been adversely affected since.

Those claiming the second grant should compare themselves to hairdressers, beauticians etc and then have a think.
We look at them, they look through them.

NWH

  • Posts: 16952
Re: Sorry To Bring This Up!
« Reply #175 on: August 15, 2020, 07:25:14 pm »
Hairdressers all had at least 10k and more if they’ve multiple shops,furloughed all there workers etc they ain’t done too badly Taxi drivers have been effected far worse.

AuRavelling79

  • Posts: 25390
Re: Sorry To Bring This Up!
« Reply #176 on: August 15, 2020, 07:32:15 pm »
Think I’ll take it, straight Into savings.
 
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.
June doesn't count; nor does a chunk of July.
It's nothing to do with how much money you're down anyway. You need to have stopped working, really.

Last paragraph is untrue.
Sentence? How so?
You need to have stopped, temporarily stopped or scaled down.

No. You need to have been adversely affected by Covid 19.
In your examples even they would only count if they were due to being adversely affected by Covid 19.
It's a game of three halves!

Bungle

  • Posts: 2391
Re: Sorry To Bring This Up!
« Reply #177 on: August 15, 2020, 08:08:50 pm »
Hairdressers all had at least 10k and more if they’ve multiple shops,furloughed all there workers etc they ain’t done too badly Taxi drivers have been effected far worse.

Taxi drivers only earn £12.5 per year though  ;)
We look at them, they look through them.

Arnold Palmer

  • Posts: 20793
Re: Sorry To Bring This Up!
« Reply #178 on: August 15, 2020, 08:12:37 pm »
Hairdressers all had at least 10k and more if they’ve multiple shops,furloughed all there workers etc they ain’t done too badly Taxi drivers have been effected far worse.

Horse sh!t.

andyM

  • Posts: 6100
Re: Sorry To Bring This Up!
« Reply #179 on: August 16, 2020, 08:49:14 am »
Think I’ll take it, straight Into savings.
 
Was still genuinely adversely effected in June and July, and arguably still am now, albeit only about £70 a month down.
June doesn't count; nor does a chunk of July.
It's nothing to do with how much money you're down anyway. You need to have stopped working, really.

Last paragraph is untrue.
Sentence? How so?
You need to have stopped, temporarily stopped or scaled down.

This is the criteria HMRC are using:

 The eligibility criteria remain the same as for the first grant. You will need to confirm your business has been adversely affected by coronavirus (COVID-19) at any time since 14 July.

This typically means that your business has experienced lower income and/or higher costs because of coronavirus (COVID-19) at any time since 14 July.

As the person who knows your business best, we expect you to make an honest assessment about whether it has been adversely affected. There is no minimum threshold over which your business’s income or costs need to have changed. You will need to keep a record of evidence of how your business has been adversely affected.
One of the Plebs