[lozsing]

I bank with co-op smile bank but its going down hill fast can anyone recommend there bank and give reasons why, like do you get a text when ever someone pays money into your account, or how fast money transfers are. Thank in advance

[Arnold Palmer]

I bank with co-op smile bank but its going down hill fast can anyone recommend there bank and give reasons why, like do you get a text when ever someone pays money into your account, or how fast money transfers are. Thank in advance

Co-op with FSB membership is free. It's utterly terrible but it's free.

[Shrek]

Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands

[deeege]

Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands

Same. I’m with NatWest. Money shows instantly when customers transfer, that’s all I care about.

Text message when a payment hits your account? Just check on your online banking app, it’s takes literally 5 seconds.

[NWH]

Text message when it hits your account does it,I’ve not had that before.

[simon w]

Lloyds business bank account. Might charge more in fees than others but do have an extremely good online banking system and phone app for paying in work cheques very forthcoming with loans and overdrafts if you need them.

Fees would be there only negative point but perfectly affordable for my own personal circumstances. Can't say much more than that really

[SB Cleaning]

Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands

Same. I’m with NatWest. Money shows instantly when customers transfer, that’s all I care about.

Text message when a payment hits your account? Just check on your online banking app, it’s takes literally 5 seconds.

I was with Nstwest until they started charging for bacs and cheque payments.

I'm with Santander now

[TomCrowther]

Barclays is right up there. V friendly and secure but expensive. I have two. Barclays and The Coop.

[Spruce]

Text message when it hits your account does it,I’ve not had that before.

I have that with one customer only and not every time. I'm with Natwest. It could be that she pays it into my phone number that triggers it.

[Shrek]

I would like the same sound that it makes when you sell something on eBay -

CHA CHING!

But I think it would be annoying after a while , and would kill my phone battery going off all day .
Why do you need to know when each payment goes in? Surely it’s fine checking your bank balance when your sat on the sofa at night

[Crystal-clear]

I would like the same sound that it makes when you sell something on eBay -

CHA CHING!

But I think it would be annoying after a while , and would kill my phone battery going off all day .
Why do you need to know when each payment goes in? Surely it’s fine checking your bank balance when your sat on the sofa at night

Its people who like to feed thier Ego i guess they feel better when they hear it and mates around or something . i agree just sit on work desk once a day to track it all then wrap up and switch off , last thing you want is it going off when the Mrs wants a bit of time with you away from work..

[Arnold Palmer]

Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands

Their website is crap. Their processing times are woeful.

[G Griffin]

Lehman Brothers.
Too big to fail.

[zesty]

Lloyd’s, simply because their banking apps are second to none.

I’ve got HSBC’s and Barclays accounts, hate there banking apps. Lloyd’s is seemless and great for checking payments etc.

[colin bird]

I'm with Santander,,business account £7.50 a month charges,never had a problem,been with them for several years

[Shrek]

I'm with Santander,,business account £7.50 a month charges,never had a problem,been with them for several years

Personal account with Santander £0 - that’s a saving of £90 a year for doing the same job!

[colin bird]

I'm with Santander,,business account £7.50 a month charges,never had a problem,been with them for several years

Personal account with Santander £0 - that’s a saving of £90 a year for doing the same job!
[/quote

I run a ltd company hence a business account

[Mike Burd]

Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands

Same. I’m with NatWest. Money shows instantly when customers transfer, that’s all I care about.

Text message when a payment hits your account? Just check on your online banking app, it’s takes literally 5 seconds.

Aren't Nat West horrendously expensive? We moved because of the fees. Even then, to have stayed would have been well over £1,000 a year. It would be more than double that now!

We went to Santander. £7.50 a month and we have a lovely branch manager who lets us pay cheques in the counter as we were taking 1/2 hour at the ATM. 

[Shrek]

I'm with Santander,,business account £7.50 a month charges,never had a problem,been with them for several years

Personal account with Santander £0 - that’s a saving of £90 a year for doing the same job!
[/quote

I run a ltd company hence a business account

Fairy muff

[High-Tower]

I’ve recently switched to starling bank for all my accounts, business and personal.
Business account is free as a sole trader, and have been very happy with it so far.