Can’t believe you are still collecting!
And payments over the phone? Way too time consuming. (Not to mention the cost)
I offer cash on the day, cheque (by post), and bank transfer. Nothing else.
If you offer 20 different payment methods, a few will use all of them at great inconvenience and cost to you (such as payment over the phone!)
If you offer just the ones that mean you don’t have to do anything, then they all will use them, and you er don’t have to do anything.