" adversely affected" very open to interpretation.
I was about 25% of the way through putting my prices up and had to knock it on the head when lockdown came. So in theory, i might not lose much in the way of customer numbers (whos knows, i might/might not) but my income will definetely be down on what it should be although could in theory match or surpass the 19-20 tax year, Also, the bank has obliterated the interest rate, i don't have a pension, instead i took advise 16 years ago and put money into an isa instead. I've gone from 1.4% to 0,25% which is purely down to the coranavirus and will have a big impact upon my nestegg for retirement. It also means i cant get help in the way of universal credit because my pension savings are counted as normal savings. Will the above count as "adversely affected"? who knows , it does in my book but not in the traditional way of losing customers. Ill wait till i see the smallprint before counting on any help, and keep working safely in the meantime.