[pikeman]

Hi deege  self employed profits with my son. cheers

[deeege]

Hi deege  self employed profits with my son. cheers

You should be ok then. I’m not 100% but there’s no reason you are any different to a standard self employed person imo.

[John Mart]

Oh well, I’ve been SE for 10 months, so looks like all I’m entitled to is universal credit ffs, people will say “carry on working” but my round is small and I have quite a few old customers who don’t pay online, I have some that I need to go through the house, I still have some messers and the other ones most likely just won’t want me cleaning the windows at this moment, plus it’s only likely to become worse so stricter lockdowns will most likely happen which means I couldn’t work for long anyways. Fed up.

i dont think we re going to have a stricter lockdown mate...this is it i reckon,.......its already pretty harsh for the UK....

just go out to work and see how your customers are....you might be surprised...they might be pleased to see you,you ll be out in the fresh air and you just might make a bit of money to tide you over for now......

Overwhelmingly the response has been positive. This morning we received five emails back from jobs booked in for tomorrow thanking us and wishing us well. Actually when they were forwarded to me I was moved to tears.

We’ve got strict measures in place and every job is texted or emailed our policy the day before with an option to cancel. In 3 days at around 60 jobs a day over 3 days we’ve had no more than 5 skips. So we just fill the gaps.

We work alone, we don’t get within 2 metres of any one, the government want us to work if we can  and we’re helping to keep the economy going for those that can’t work safely. I’m out working every day ATM but I wouldn’t step foot in a supermarket.

[Clean Cloth]

also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE!

better get off to work lads

To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.

The tax year's not even over yet .
Are they getting some iou's in?

I am going to do my accounts in April like I did last year to get it over and done with, so that will give HMRC 2019/20 and 2018/19 to hopefully get an average because I only started self employment in January 2018 and earned about £1500 until April 5th (3 months).

Have they said this can be done? I thought it was 18/19 and the two previous years only? Surely allowing the next return leaves it far too open to fraud?

No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.

[pikeman]

wonder if its means tested. at that age kids grown up mortgage paid for so have savings. i wont be chasing it but if they offer it me i would be stupid to turn it down.

[deeege]

wonder if its means tested. at that age kids grown up mortgage paid for so have savings. i wont be chasing it but if they offer it me i would be stupid to turn it down.

It’s a pretty big detail to leave out of the announcement, and the employees one isn’t means tested, so I do t think it is.

[JackieW]

In light of the package to help self employed and because the whole reason for all this is because
the government has already told people that to prevent the spread of coronavirus they should only go out when necessary

does that mean that we shouldn't be carrying on working.

Option A,........ I carry on working,  with the risk of spreading the virus, albeit lower than many other jobs  due to the solitary, non contact outdoor nature of our work,  and earn , say £1600 a month. And I assume don't claim any help.

Option B.........To help prevent the spread of the virus, I stop working as it is no longer essential. ( see above in bold)  as I'm going to get £1280 from the help package.

I think the 80% is quite a generous scheme considering I can't spend the other 20% on leisure anyway

So is it better to stop working, claim the 80% and 'help stop the spread of the virus'?

Or better to carry on with a quite low risk of spreading but helping the economy by not claiming?

I'm genuinely confused as to what is best?

[G Griffin]

So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?

You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day  for part time hours.

I thought I heard that and it now makes sense.

That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?

You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑

So it's a fixed pro rata payment? Even if you continue working?
I know a lot have lost a lot of income, so I get that.
I still don't know what to do, work wise, and I think there is too much trust put in some self employed workers.
Sunak also warned that we could well pay this grant back in future tax years.

[Arnold Palmer]

I think it sounds pretty good though I think I would've preferred a universal basic income on the grounds it would be easier to administer, everyone would get it (there are some, like the n00bs who are going to fall between the cracks) and Jun is two-and-a-half months away.

But from a personal point of view, I'm happy.

Commy.

[mac74]

Quote from: James Styles on Today at 06:38:26 pm

Will be be allowed to apply for Universal Credit aswell? I know it's only £90 odd quid a week but that will add up between now and June and will pay a few bills.
When you apply it asks you to book appointment to complete claim 😂 f***in idiots, means I have to phone to book interview (bet they’ll be a long wait on call) then drive to the place and most likely be a lot of people there which is AGAINST what the government want the f***in prats!! 😡


Quote from: HampshireWindowCleaning on Today at 06:36:41 pm

So you can't just claim online then, you have to actually have an interview with someone at the benefits office?




FOR THOSE WHO WANT TO GET U. CREDIT, THIS IS WHAT U NEED TO DO.

You go on the UC website, to start the claim for UC, and include all rent etc. (i.e council/housing ass. or landlord) then prove who you are with a photo licence and (or) passport with the separate id company link (which crashes all the time) then call UC to speak with a advisor and make their phone appointment call back, (which getting through is a f..king nightmare btw)  if you are lucky enough to get through, they will arrange a time of day for someone else to call you back maybe a week later, and go through the claim over the phone with you. You dont have to go into the job centre, as u know it would defeat the object.

[Missing Link]

No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.

Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in.  I infer from that that 2020 won't count.

[Ooooooog]

Government are making it up as they go along.

DO NOT TRUST THEM.

[G Griffin]

In light of the package to help self employed and because the whole reason for all this is because
the government has already told people that to prevent the spread of coronavirus they should only go out when necessary

does that mean that we shouldn't be carrying on working.

Option A,........ I carry on working,  with the risk of spreading the virus, albeit lower than many other jobs  due to the solitary, non contact outdoor nature of our work,  and earn , say £1600 a month. And I assume don't claim any help.

Option B.........To help prevent the spread of the virus, I stop working as it is no longer essential. ( see above in bold)  as I'm going to get £1280 from the help package.

I think the 80% is quite a generous scheme considering I can't spend the other 20% on leisure anyway

So is it better to stop working, claim the 80% and 'help stop the spread of the virus'?

Or better to carry on with a quite low risk of spreading but helping the economy by not claiming?

I agree with that and I'm still undecided about what to do.
I was convinced that we'd be locked down because I didn't think they'd trust us enough to do the right thing. They shouldn't .
We still need to remember why this was introduced.

[p1w1]

So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?

You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day  for part time hours.

I thought I heard that and it now makes sense.

That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?

You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑

So it's a fixed pro rata payment? Even if you continue working?
I know a lot have lost a lot of income, so I get that.
I still don't know what to do, work wise, and I think there is too much trust put in some self employed workers.
Sunak also warned that we WILL  pay this grant back in future tax years.

FTFY 

[deeege]

No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.

Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in.  I infer from that that 2020 won't count.

That’s the part that gets me. My tax return was done on time but it was 70% dividend/ 30% self employed. Makes me ineligible.

[p1w1]

In light of the package to help self employed and because the whole reason for all this is because
the government has already told people that to prevent the spread of coronavirus they should only go out when necessary

does that mean that we shouldn't be carrying on working.

Option A,........ I carry on working,  with the risk of spreading the virus, albeit lower than many other jobs  due to the solitary, non contact outdoor nature of our work,  and earn , say £1600 a month. And I assume don't claim any help.

Option B.........To help prevent the spread of the virus, I stop working as it is no longer essential. ( see above in bold)  as I'm going to get £1280 from the help package.

I think the 80% is quite a generous scheme considering I can't spend the other 20% on leisure anyway

So is it better to stop working, claim the 80% and 'help stop the spread of the virus'?

Or better to carry on with a quite low risk of spreading but helping the economy by not claiming?

I agree with that and I'm still undecided about what to do.
I was convinced that we'd be locked down because I didn't think they'd trust us enough to do the right thing. They shouldn't .
We still need to remember why this was introduced.

The way i viewed it, Its a grant to help subsidise lost income, there was nothing mentioned that you cant have it if you go to work, you'll pay the tax on it and the tax on anything earned while getting it.

[G Griffin]

So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?

You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day  for part time hours.

I thought I heard that and it now makes sense.

That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?

You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑

So it's a fixed pro rata payment? Even if you continue working?
I know a lot have lost a lot of income, so I get that.
I still don't know what to do, work wise, and I think there is too much trust put in some self employed workers.
Sunak also warned that we WILL  pay this grant back in future tax years.

FTFY 

He said we'd be more in line with the employed. I wonder how he'll get their 80% back.
It's a loan .
And I'm surprised that 95% are eligible. I thought a lot more than 5% would earn over 50k and be new starters. Then there's the likes of deeege.

[KS Cleaning]

No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.

Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in.  I infer from that that 2020 won't count.

Correct the 2019 tax return is for April 18- April 19. The tax year due to finish in a few weeks will not count.

[KS Cleaning]

Everyone in the working sector will be paying back the handouts to both employed and self employed for years to come, we will all be paying higher taxes.

[Slacky]

Government are making it up as they go along.

DO NOT TRUST THEM.

Umm, well, they would be, wouldn't they; these events are unprecedented.

But of course you'd do a better job wouldn't you.