[matty72]

I see the government has launched it's help package, basically its a loan for the self employed, not great really, ok better that nothing but us self employed are going to struggle, are you all just going to carry on and see how many cancel what other choice do we have.

[The Jester of Wibbly]

It's not for the self ememployed though.

We have been left out at the moment. But what's new

[matty72]

I only have a couple of months of savings had alot of expenses lately, we need 6 months of income for free and no mortgae payments for 6 months that doesnt effect your credit history, it's  time the self employed were treated fairly

[NWH]

This week I have just been carrying on as normal same yesterday no big major conversations about it either the odd comment that’s about it,I’ll do the same for the rest of the week and see where it takes us.

[Slacky]

I only have a couple of months of savings had alot of expenses lately, we need 6 months of income for free and no mortgae payments for 6 months that doesnt effect your credit history, it's  time the self employed were treated fairly

Are you saying we ought to given 6 months income?

[matty72]

yes i am slacky, carry on as normal, not sure what that means everyone is paranoid out there,

[James Styles]

I’m just carrying on as normal for now, only way that will change is if lockdown happens but I would of thought that would be a month or two, not 6 months.

[matty72]

the thing is we build a business something like this happens you loose lets say 20% customers, then have to build again with all the competition out there, pes me off, they keep saying we are in it together but the self employed get screwed

[nathankaye]

Keep on working until you cant, you have to get the money in because no one is going to help you do so.
Yet like ive said, i have 4 pressure washing jobs gained in last couple of days and another to quote tomorrow.  In addition to 2 soft washing jobs and I am still getting enquiries into windiw cleaning quotes.    So as of yet, I am not feeling any negative reactions.
However, the other day I wrongly posted that I dont have any clients who work in the flight industry. Today I was speaking to one of my customers who works at the airport in Doncaster and how they are wanting people to take unpaid leave at the moment. She was also doubly unhappy as she should have been landing in Spain today as well 😥  yet, I still cleaned her windows and she said "see you next clean".
So yes 👍 keep going forward until you no longer can

[matty72]

like ya positive way nathan , yea i know keep going and see what happens im just saying self employed need help, if anyone on here knows a  bullpoop politician let them know , just remebered i have three customers who are pilots, hope they still get paid

[dazmond]

yes i am slacky, carry on as normal, not sure what that means everyone is paranoid out there,

why should the government give you 6 months money?its your responsibility to build up a decent emergency fund not the governments.....

crack on as normal as possible......what else is there to do?we will all lose some jobs over the next 6 months or so i reckon but it shouldnt effect us that much as we have a variety of work esp if your a mainly domestic window cleaner.....if your mainly commercial with contracts and stuff you could lose a lot of income all in one go......

if it comes to having to cease working altogether then id be ok financially for around 6 months........id start to struggle after that though......i cant see it happening myself...we need to keep working for our own sanity......

[deeege]

So far the self employed have been offered absolutely nothing.

Business’ will be offered reduced rates and loans to help them through, all repayable to banks with interest of course.

As a self employed worker the best you’ll get is £73/week employment support allowance. This however is a benefit paid through DWP so can you imagine how difficult it will be to claim this.

Also anybody with savings is about to have their savings rate slashed further still. This is going to be close to 0% so with inflation your savings actually get worth less and less every year.

Finally those with a mortgage have been offered a 3 month payment holiday. Sounds good but In reality the interest will still be charged and added back onto your total repayment amount. For anyone with a reasonable amount of equity you could take a mortgage holiday at any time even before this virus so absolutely nothing new here.

Very disappointed in yesterday’s chancellors appearance.

[andyM]

Im just assuming that being self employed that we should expect to fend for ourselves?
There's not going to be any significant financial assistance for us.
We will be well down the list of priorities for Government.
They will have to continue paying wages for MP's, Government Officials, Civil Servants, Police, Emergency Services, NHS employees etc. etc., regardless of if they are able to work or not.
So in no time at all the people much further down the list (like us) will be insignificant to them anyway.
Oh and get ready for the crimewave, if this continues....
 

[Jonny 87]

Guys, stop adding to the hype and calm down.

For some reason, even though having a lot of expenses last year/early this year, I’m not worried.

Don’t worry about what you can’t change.

So far we can still work, just take precautions, stay clean, minimise contact with people.

Put it this way, even if you start missing bills, then most of the population will be the same.

Don’t worry, the bailiffs won’t be working either. We will just need to pick up where we’ve left off once this blows over. Unless of course other things kick off afterwards, but that’s a different story.   

[simon w]

No slow down for us carrying on as normal. "Keep Calm Wash Your Hands And Carry On" plenty of work to be done and still taking new enquiries for work this week. I'm limiting myself to work and immediate family only and have had a serious cull of who I needlessly come into contact with. Got everything at home to treat myself should I get CV no underlying health conditions and most people are well and virus free after seven days or so. I think my savings should stretch to seven days bed rest where I won't be spending any money anyway.  Look after yourselves guy's, be sensible and get out there work your socks off and make as much money as you possibly can while you can.    Get out there and smash it hard

On a positive note Morrison's are planning on recruiting 3500 staff to work on home deliveries 

[deeege]

I’m perfectly calm 

I’m far more worried about the health implications for some close family members who are in the high risk category (myself included, Asthmatic) than any financial downturn.

I’ve always been one to save for a ‘rainy day’, it seems that the rainy day has arrived.

[trevor povey]

Carrying on as normal at moment.. Emply a couple of lads on a part time hours just been checking what would happen to them should we all have to take off for a month or two.. No answers bk yet from the company that completes our paye

[RPCCS]

Im just assuming that being self employed that we should expect to fend for ourselves?
There's not going to be any significant financial assistance for us.
We will be well down the list of priorities for Government.
They will have to continue paying wages for MP's, Government Officials, Civil Servants, Police, Emergency Services, NHS employees etc. etc., regardless of if they are able to work or not.
So in no time at all the people much further down the list (like us) will be insignificant to them anyway.
Oh and get ready for the crimewave, if this continues....
 

There has been a few village groups on f b getting together offering to deliver and collect  groceries etc for those in isolation, I wonder how many dodgy characters will jump on the bandwagon?

[andyM]

There has been a few village groups on f b getting together offering to deliver and collect  groceries etc for those in isolation, I wonder how many dodgy characters will jump on the bandwagon?

Horrible to think about.
But some will see it as an "opportunity".

[nathankaye]

Im just assuming that being self employed that we should expect to fend for ourselves?
There's not going to be any significant financial assistance for us.
We will be well down the list of priorities for Government.
They will have to continue paying wages for MP's, Government Officials, Civil Servants, Police, Emergency Services, NHS employees etc. etc., regardless of if they are able to work or not.
So in no time at all the people much further down the list (like us) will be insignificant to them anyway.
Oh and get ready for the crimewave, if this continues....
 

There has been a few village groups on f b getting together offering to deliver and collect  groceries etc for those in isolation, I wonder how many dodgy characters will jump on the bandwagon?

Sadly that is already happening, taking advantage of the elderly. Taking cards  and bank details for their shopping and going emptying the old persons bank account 😥😥

This is always the danger isnt it, for everyone who wants to help, there is always a criminal mind as well.
For the old dears who I clean, im phoning before i turn up, asking if they need any supplies whilst im on my way up, though I cant promise them loo paper 😁