Yes but the major difference is, we are running a business whilst they work for a business. Its a big difference!
Ask them how much their employer is making from them etc and they will be envious of them as well. Granted, we may not have the same overheads, but we may or may not have business property rent/mortgage, and all the usual business expenses that come with that. Some have wages to pay, pension schemes to pay into, holiday pay, sickness pay etc etc etc.
Yes, a big difference but we dont need to go around telling them that and get our market even more saturated with shiners do we.
Just nod, smile and walk away