Ian,
Answer to your first question is yes.
The second point is although you are using more water @ 400psi, you are also cleaning quicker. I upgraded from the 125psi, it makes a hell of a difference.
At this pressure we also use the ctr upholstery tool (also got the different jets), no water splashs etc, again the speed in suite cleaning has been upped with outstanding results, and although pumping out 400psi, the suite is almost dry on leaving. If you have got the cash I would strongly recommend a new pump and tool. Until the public see the results of such work, they think carpet cleaners work with a vax, well some do, unfortunatly tarring the rest of us with the same brush.
Onething I would say is if you can get a pump , then fit it yourself, Ashbys let me down badly, they said, after the machine had been sent, they were busy with an exhibition, Took over two weeks, wouldn't recommend.
regards
catman