[Shrek]

Hi all ,

I’m considering getting a van on HP , I want to own it at the end so not leasing .
Vanarama have some good deals , but so do van monster and others !
What’s your views?

Cheers in advance 👍

[p1w1]

If you want it on credit then bank loan instead and buy cash from dealer that have deals going it will probably work out cheaper in the long run. The others might show great deals but you need to work out the cost of credit. Also guess it depends on what van your after.

[Shrek]

I get crap deals on loans because Iv got a good credit rating-  - I know right wtf?!
Because I’m not in debt , no loans , not much on credit card etc I get given high interest loans!
I applied at Sainsbury’s loans (3% loan) - after all the paperwork went through, they offered me 6.3%
TSB 2.9% loan, they offered me 10.3% !!

[p1w1]

I get crap deals on loans because Iv got a good credit rating-  - I know right wtf?!
Because I’m not in debt , no loans , not much on credit card etc I get given high interest loans!
I applied at Sainsbury’s loans (3% loan) - after all the paperwork went through, they offered me 6.3%
TSB 2.9% loan, they offered me 10.3% !!

I bet 6.3% will be cheaper then the likes of van monster/vanarama. I wouldn't go doing to many loan applications as it will knock your credit rating down.
Also just because you have a good credit history no loans, not much spending on credit cards etc, that can actually be a reason why they give you the slightly higher percentage as you are not showing them that you have regular credit that you pay back on time.

[Shrek]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

[p1w1]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

Wouldn't that be nice  . Think 8 weekly just got a van where he got 0% for certain amount of time, couple of years or something.

[Steve Newres]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

Wouldn't that be nice  . Think 8 weekly just got a van where he got 0% for certain amount of time, couple of years or something.

Yep - £18k on an Expert Professional - £3k deposit - 0% on 3 years. 4 years was 1.9%.  Best deal out there from what I can see and very well spec'd van. Lovely to drive too,

[robbo333]

I bought a van from Van Monster about 10 years ago. They were very good (you pay top money) but my van has been excellent. Only sold it last year as I needed something bigger, otherwise i'd still have it. As for loans, try your own bank. Login to your account and there will be a button somewhere that says 'apply for a loan'. You may be surprised.

[Shrek]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

Wouldn't that be nice  . Think 8 weekly just got a van where he got 0% for certain amount of time, couple of years or something.

Yep - £18k on an Expert Professional - £3k deposit - 0% on 3 years. 4 years was 1.9%.  Best deal out there from what I can see and very well spec'd van. Lovely to drive too,

That’s an awesome deal!

[Steve Newres]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

Wouldn't that be nice  . Think 8 weekly just got a van where he got 0% for certain amount of time, couple of years or something.

Yep - £18k on an Expert Professional - £3k deposit - 0% on 3 years. 4 years was 1.9%.  Best deal out there from what I can see and very well spec'd van. Lovely to drive too,

That’s an awesome deal!

List price is around 22k I think. Max discount applied around 34%. I got mine from Snows in Basingstoke - so if you find you can't get that deal from your local, call them.

[KS Cleaning]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

Wouldn't that be nice  . Think 8 weekly just got a van where he got 0% for certain amount of time, couple of years or something.

Yep - £18k on an Expert Professional - £3k deposit - 0% on 3 years. 4 years was 1.9%.  Best deal out there from what I can see and very well spec'd van. Lovely to drive too,

That’s an awesome deal!

List price is around 22k I think. Max discount applied around 34%. I got mine from Snows in Basingstoke - so if you find you can't get that deal from your local, call them.

That does sound like a very good deal you got there, usually when you get 0% interest they don't give you as much discount off the list price. Which professional model did you go for? Is it pre registered?

[Steve Newres]

I know, Sainsbury’s affected it but tsb give you your rate without affecting your credit rating. Is there no place that does 0% on vans?

Wouldn't that be nice  . Think 8 weekly just got a van where he got 0% for certain amount of time, couple of years or something.

Yep - £18k on an Expert Professional - £3k deposit - 0% on 3 years. 4 years was 1.9%.  Best deal out there from what I can see and very well spec'd van. Lovely to drive too,

That’s an awesome deal!

List price is around 22k I think. Max discount applied around 34%. I got mine from Snows in Basingstoke - so if you find you can't get that deal from your local, call them.

That does sound like a very good deal you got there, usually when you get 0% interest they don't give you as much discount off the list price. Which professional model did you go for? Is it pre registered?

It’s the standard professional 115hp. 1,000 kilo payload. Not pre registered.

[Scrimble]

I have ordered a new fiat doblo maxi with 40 percent discount off list price from a main dealer

[Richard Stevenson]

Get a loan from your bank and pop down to motorpoint or on line the van will be so much cheaper.