It's 1% isn't it? That's quite a lot over a year. I don't know what the OP is turning over, but if it's £1/2m (probably more) that's £5,000.
Compared to all other methods with the exception of bacs, 1% is very little.
Depends who you bank with.
Not really.
If you have free banking it's £0 v £5,000. So it does depend.
Not really. In the example you gave there is £500,000 worth of payments. GoCarldess is click one button once a day/week or month regardless of volume. Try processing £500,000 worth of payments for £5k
So it doesn't depend.
We're a husband and wife team, so we manage it for nothing at the moment, but I do see the point you are making. Even with that sort of volume, it's no more than an hour or so a day reconciliation, Add to that if you go 100% the amount of customers you will lose.