If you are after comprehensive liability cover for different activities (services) then I don't think you can beat hiscox liability policy that gleaming insurance offer.
About The Cover
The policies we offer are underwritten by Hiscox Insurance Company Ltd and have been specifically designed for businesses in the cleaning industry. The main covers that we offer are Public Liability Insurance and Employers Liability Insurance with the option to add cover for Machinery & Equipment Insurance, Hired or Owned Plant and cover for your business premises.
Public Liability Insurance
The Cover
The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
bodily injury or property damage occurring during the period of insurance
personal injury or denial of access committed during the period of insurance
Activities Covered
If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;
Carpet & Upholstery Cleaning including soft furnishings
Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
Conservatory Cleaning
Contract Cleaning
Domestic Property Cleaning (interior and exterior)
End of Tenancy Cleaning (interior and exterior)
Gutter Cleaning
Hard Floor Cleaning
Holiday Home Cleaning (including Caravans)
Kitchen Cleaning
Oven (domestic and catering only) & White Goods Cleaning
Pressure Washing to 248 bar (3,600 psi)
Solar Panel Cleaning
Window Cleaning including Soffits, Fascia and Frames
The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).
Specialist Covers included
This policy provides specialist covers for the cleaning industry including;
Damage to Property Being Worked Upon - read more
Treatment Risks (for damage caused by cleaning solutions or chemicals)
Loss of Customer's Keys
Failure to Secure a Customer's Premises
Theft by your employees
@ Tosh, Not being funny but simply business you get what you pay for which is not a lot. I had a nightmare trying to get a quote over the phone for the type of comprehensive cover for all the services I wanted covered so went with gleaming instead.
