[windows_chepstow]

........
Personally, I can't see the problem with using a personal current account for your banking. 
........

All my commercial jobs that want to pay by BACS have always asked for my 'business' banking details. I suppose having one does give you a professional image, but I admit I would prefer to use my personal account. Also, my bank manager likes to see me now and again asking why I'm not mixing it with the likes of Bill Gates, the silly bleeder.

I have two accounts that pay me by BACs, and they just asked me for my bank details to do it!

In a previous job I was the equivallent to a payroll manager for an Infantry battalion of 600 soldiers.

I paid many BACs payments to lots of different organisations and soldiers.

All I required was a sort code and account number.

[sunshine windows]

I'm with the free banking using current account. You do get the odd customer who gives you a funny look when you ask them to make the cheque payable to "Joe Bloggs" instead of your business name. Must think you're on the fiddle, but when you explain that you're just doing it to save on bank charges they seem to understand.

Sunshine

[windows_chepstow]

By the time you win an account, it's too late for them to sack you just because your payment account is a personal one (as if they would anyway).

And if you do a decent job, they won't sack you because you have a 'personal account'.

I get many cheques made payable to my business name, but I just cross it out, initiall either side of the 'crossings' and write in my name.

My bank doesn't mind.