Bank charges

« **on:** May 05, 2006, 04:31:57 pm »

Comments

« **Reply #1 on:** May 05, 2006, 05:32:35 pm »

I've never paid a penny yet.

« **Reply #2 on:** May 05, 2006, 05:56:43 pm »

i just use a standard personal account

dont really need a biz account, though the banks sometimes lead you to think that you do!! :

« **Reply #3 on:** May 05, 2006, 06:02:05 pm »

I bank all my income through my personal account.

Johnl

« **Reply #4 on:** May 05, 2006, 06:18:39 pm »

I guess I probably pay something like £20-odd.

Part of running the business, and you don't miss it anyway with everything else going in and out of an account.

A few quid....who cares?
Thought window cleaners did alright? :

« **Reply #5 on:** May 05, 2006, 06:22:33 pm »

no we are hard up squeaky!!

« **Reply #6 on:** May 05, 2006, 06:23:35 pm »

maybe, but I am £20 better off than you

JohnL

« **Reply #7 on:** May 05, 2006, 06:26:48 pm »

squeaky, maybe you could save on the £20 and get some wfp gear!!

« **Reply #8 on:** May 05, 2006, 06:30:15 pm »

...and after 10 years of saving £20 a month for it....I can finally do a crap job and lose all my customers!
Yay!!!!! :

« **Reply #9 on:** May 05, 2006, 06:31:14 pm »

Yawn.

« **Reply #10 on:** May 05, 2006, 06:37:12 pm »

hook line and sinker!!!!!!!!

« **Reply #11 on:** May 05, 2006, 06:41:15 pm »

Stop hijacking my thread

« **Reply #12 on:** May 05, 2006, 06:44:12 pm »

sorry bear i could not resist pweeease forgive me p p p pweeease

« **Reply #13 on:** May 05, 2006, 06:49:27 pm »

No Pwoblem

« **Reply #14 on:** May 05, 2006, 06:53:49 pm »

Bear,

What's your problem with your current bank?

Personally, I can't see the problem with using a personal current account for your banking.

I'm with the Halifax and get charged around £5.00 per month for going into my overdaft; nothing for banking cheques.

They're open on a Saturday morning, so I do my banking then.

Once a year at Christmas, I give the girls in the bank a tin of Quality Street, for being a pain in the bottom each week with all my cheques.

« **Reply #15 on:** May 05, 2006, 06:58:09 pm »

We are a partnership, it's a legal requirement.

« **Reply #16 on:** May 05, 2006, 07:23:57 pm »

I pay bank charges, but I charge every customer who wants to pay by cheque £1 to cover bank charges, 35p for each cheque, that leaves me 65p profit for each cheque. but I must admit I have to pay 50p car park charges, never mind still in profit

« **Reply #17 on:** May 05, 2006, 07:25:49 pm »

carfull jeff you could be close to going bankrupt!!
how do your customers take it being charged that much?

« **Reply #18 on:** May 05, 2006, 07:33:10 pm »

Quote from: Tosh on May 05, 2006, 06:53:49 pm

........
Personally, I can't see the problem with using a personal current account for your banking.
........

All my commercial jobs that want to pay by BACS have always asked for my 'business' banking details. I suppose having one does give you a professional image, but I admit I would prefer to use my personal account. Also, my bank manager likes to see me now and again asking why I'm not mixing it with the likes of Bill Gates, the silly bleeder.

« **Reply #19 on:** May 05, 2006, 07:40:22 pm »

I'm nearly bankrupt carl with those prices,
I have charged my customers £1 for each cheque, for the past eight years, I always told them I pay 75p bank charges and 50p carpark fees, so £1 is still cheap, and for the past eight years I have had the same customers pay by cheque. If I take on any new customers I always warn them before hand.
I have had customers go to pay me by cheque, and when I tell them about the charge, they sometimes manage to find the cash :

I dont mind either way cash or cheque does me,
I know of some wc who charge £2 and get it.
I did look into credit card payment, but the charges are too high. hope this answers your question?

Poll

How much do you get charged each month