When I started out 35 years ago, I didn't have any capital at all and had to borrow off my mum to get my first proper machine. Mind you I didn't have much choice to go it alone and didn't need to make a decision about going full time, as my 9 years in the army was up, and I was out! It all depends on the mindset and how you can cope with bad times as well as good. Somehow I got to be still in this business and now run one of the bigger Truck Mounts, with an excellent repeat business. Still skint, with nowt in the bank, but hey, business is just work and I like my leisure activities better. One life- live it, no pockets in shrouds!
Dave.