I would have always said nearly new, not new...
I had a new Trafic, and after the 20 grand of payments I got 3.5k five years later. Shocking!
However there's better deals on some new stuff now.
I know a few people who've had new at 4.5% apr, whereas used is 9%.
I've got a used T5 now anyway, so ain't worried about value, will hold it all day long.
Only real depreciation is the first two years...