I have a nearly new Mercedes , phone , home phone , some household bills paid , holidays paid for if near to a work related exhibition /conference i attend , clothing paid for , i have forged links with customers met in the course of work that have lead to discounted trades , cheap houses , and many other services, i average 3k a month net , but would need a 90k salary for a 30 hour week before tax to be better off than I am right now.