[dazmond]

......for winter built up?or do you guys live week to week?

many years ago i used to suffer badly money wise if we had some very bad weather during the winter months.obviously things have changed over the years and a few lessons learned.

i currently have £2,500 built up for a rainy day/3 weeks of heavy snow,van breakdown,etc

[gr cleaning solutions]

All my drive way cleans , carpet cleaning , upvc  cleaning work etc goes into winter fund . Window cleaning money pays bills etc

[deeege]

Yes I have 6 months worth of living expenses banked with TSB earning me 5% interest per year.

[Ian101]

I have a tin can type of savings thing that can only be opened with a can opener ... throw the odd fiver in and a percentage of any large jobs I get also stick any coppers and silver into a large glass sweet jar.

Opened metal can this weekend and found I had £640 quid in there ! glass jar normally comes in at £100 when Ive filled it. Gave money to missus for winter fund.

[tlwcs]

I have a tin can type of savings thing that can only be opened with a can opener ... throw the odd fiver in and a percentage of any large jobs I get also stick any coppers and silver into a large glass sweet jar.

Opened metal can this weekend and found I had £640 quid in there ! glass jar normally comes in at £100 when Ive filled it. Gave money to missus for winter fund.

Be careful your Mrs does not buy a handbag with that money, to store the winter fund in. Mine would 

[dazmond]

I have a tin can type of savings thing that can only be opened with a can opener ... throw the odd fiver in and a percentage of any large jobs I get also stick any coppers and silver into a large glass sweet jar.

Opened metal can this weekend and found I had £640 quid in there ! glass jar normally comes in at £100 when Ive filled it. Gave money to missus for winter fund.

madness!!

i live on my own so me and the girlfriend keep our finances separate.she pays her own bills,i pay my own!

[Dave Willis]

I've got 3k put by for the tax man. He's not having it though - I've just clicked the skip button on 20k worth of work in George - works a treat.

[gary999]

Yep definitely, I take on extra work on weekends all through the autumn
an the last two years I have taken January off.

[dazmond]

Yes I have 6 months worth of living expenses banked with TSB earning me 5% interest per year.

very wise move that danny.im not that disciplined! i tend to spend a lot of my money!

[colin purewater]

Nope, I only ever save for holidays or new vehicle,
Always a way to
Make money no matter what the weather is like

[capn sparkle]

Did have a winter fund but just spent it on a new engine for my Vivaro  poxy cam chain

[Ian101]

I've got 3k put by for the tax man. He's not having it though - I've just clicked the skip button on 20k worth of work in George - works a treat.

skim button 

[Ian101]

I have a tin can type of savings thing that can only be opened with a can opener ... throw the odd fiver in and a percentage of any large jobs I get also stick any coppers and silver into a large glass sweet jar.

Opened metal can this weekend and found I had £640 quid in there ! glass jar normally comes in at £100 when Ive filled it. Gave money to missus for winter fund.

Be careful your Mrs does not buy a handbag with that money, to store the winter fund in. Mine would 

 

[Ian101]

I have a tin can type of savings thing that can only be opened with a can opener ... throw the odd fiver in and a percentage of any large jobs I get also stick any coppers and silver into a large glass sweet jar.

Opened metal can this weekend and found I had £640 quid in there ! glass jar normally comes in at £100 when Ive filled it. Gave money to missus for winter fund.

madness!!

i live on my own so me and the girlfriend keep our finances separate.she pays her own bills,i pay my own!

I would only go and spend it on silly things like new poles ... 

[steve rix]

I put all my change into a safe in my office. Anything from £10 to %0 a day. Pays for all my holidays etc.

[steve rix]

£50. One day I'll get the hang of this typing lark!

[deeege]

Yes I have 6 months worth of living expenses banked with TSB earning me 5% interest per year.

very wise move that danny.im not that disciplined! i tend to spend a lot of my money!

I also used to be terrible with money, living from month to month. A wife and young family changed that though.

[G Griffin]

Does anyone pay themselves a wage?
You'd have to be disciplined but it could help you be more disciplined.
I've done something based very loosely on this in the past but soon got lax again.
It's more like an easily achievable living allowance every week or month. If you earn more don't touch it and if you do less, dip in. It can mean you're less motivated but also less stressed.

[C o z y]

I stick a couple of hundred away per month. Not needed it last 2 winters, but it's not just for that. Vehicle emergencies etc.

[Window Lickers]

I put £250 a week by, this is for tax, spare fund in case of emergency, holidays and anything else I might need a wedge for.