Hi Guy's
I used to get the same problem, with a couple of none payers, and after giving up trying I would just dump them. and write it of to experiance.
I work in several small villages in somerset and you get to know the other wc's in the area, we meet up occasionally and have each others phone numbers, if one of us gets a bad payer we make contact with each other and put that person on our bad debtors list. if they then try to get another wc in the area they find it impossible. if they try to fob us of with the last wc was no good then we hit them with the bad debtors list, we don't pratt around with them anymore, and the word goes around villages very quickly pay the wc or loose them. we also have a system in place were if you do houses, etc and a for sale sign goes up we only do them if the customer is home, this way you won't loose your last payment when they leave. you get to know which customers will give or send payment, if they move, but i have hardened up over the years after loosing payment to several customers with for sale signs up.
I would recommend to any wc get to know your fellow workers in your area and create a bad debtors list
also like a few of you guy's I used to do them 3 times befor i stopped doing them for bad payment, only if I know and trust a customer will I do this, apart from that its once and once only,
Jeff
Reflections