[MATT BATEMAN (OWC)]

So's sticking bamboo in locks. 

[andyM]

i once had whiplash, bleve me  wouldnt have been tappin away on a keyboard with it . more like laying flat out on a bed in sheer agony  . i was spoon fed  milk once whiplash kicked in ,

 now it mite not be the case with james but many think "oh my necks a tad achey, lets put in the claim ,cos everybody else does ."   thats wrong, its also wasting  the medical services time .   

Maybe your pain threshold is lower than some other people Bobby?
Did you make the mrs dress up as a nurse while she spoon fed you? 

[davids3511]

Im not one that try's to rinse the system or anything, but if others do then why shouldnt I?!

I'm led to believe it's not what others do or don't do that's important, but what I do or don't do that really matters.

Someone ran into the back of my car a few years back, we could've done the whiplash thing, but we didn't.  Why?  Because we didn't have whiplash and really, could we be bothered with all the extra hassle for a few quid?

Me too, had van hit me from behind about 6 years ago. Nothing wrong with me so didn't claim.

[bobplum]

if u had hit them they would be talking to a solicitor by now for compensation so you need to claim everything u can legitimately ........... if u cant pay your bills thru not working due to the moron who hit you do you think they will be bothered ? .......... prob not as thats what insurance is for

apologies for suggesting u take post down ... just the less the other side knows the better ... having just gone thru a blogsy personal injury claim off a customer the less said in public the better.

Why is the person involved in the accident automatically a moron?

This belief of "everyone else does it or would do it, so should I" is simply mind boggling.

Have you ever complained your insurance is too high? Bet you have, we all do. It's a direct result of the number of claims for non-serious injuries such as whiplash.

It's a very easy option for some quick money, which, in my opinion, is for those with questionable ethics.

Dust yourself off, get out and earn some money, honest money, for hard work.

I am in the process of a claim for a rear end shunt,
Firstly i didnt make a claim for injury the insurance company do it, they advise going to hospital / doctor, arrange replacement vehicle, arrange physio, arrange Lawyers
arrange vehicle inspection, arrange for the scrapping of vehicle etc

The value of the claim to me is based on Injury, all be it low level, and loss of income for the 5 days, probably no more than £2000

The value of the claim to all the third parties..............your guess is as good as mine, but i will guarantee its more than £2000

so the rise in premiums is in my opinion more to do with the sub contracting out to all the third parties

[concept]

if u had hit them they would be talking to a solicitor by now for compensation so you need to claim everything u can legitimately ........... if u cant pay your bills thru not working due to the moron who hit you do you think they will be bothered ? .......... prob not as thats what insurance is for

apologies for suggesting u take post down ... just the less the other side knows the better ... having just gone thru a blogsy personal injury claim off a customer the less said in public the better.

Why is the person involved in the accident automatically a moron?

This belief of "everyone else does it or would do it, so should I" is simply mind boggling.

Have you ever complained your insurance is too high? Bet you have, we all do. It's a direct result of the number of claims for non-serious injuries such as whiplash.

It's a very easy option for some quick money, which, in my opinion, is for those with questionable ethics.

Dust yourself off, get out and earn some money, honest money, for hard work.

I am in the process of a claim for a rear end shunt,
Firstly i didnt make a claim for injury the insurance company do it, they advise going to hospital / doctor, arrange replacement vehicle, arrange physio, arrange Lawyers
arrange vehicle inspection, arrange for the scrapping of vehicle etc

The value of the claim to me is based on Injury, all be it low level, and loss of income for the 5 days, probably no more than £2000

The value of the claim to all the third parties..............your guess is as good as mine, but i will guarantee its more than £2000

so the rise in premiums is in my opinion more to do with the sub contracting out to all the third parties

I'm not getting into individual cases, as that's just a minefield.

My point all along is the OP is actively looking to see if he can claim for whiplash when he has complained of, and I quote again, slight pain.

To me this is immoral, as it is only minor, yet he is instantly looking to claim.

Society rather than the individual is at fault here I guess, where there's a blame there's a claim and all that.

Too many people looking for a quick buck for nothing, and playing the victim. Again, this is society lead.

[bobplum]

i think it would be more immoral if he had no pain
but seeing has he as pain he is entitled to claim but i would hope and assume the payment would reflect this

[jarvy]

About 2 years ago this pratt was in front of me at a roundabout.He pulls out across the roundabout so I look right, nothing coming so I start to go. Numpty had stopped on the roundabout, so by the time I had realised he had stopped and jumped on the brakes, I was certain I had not hit the back of his shed. Not a mark on mine, or his However he got out saying his neck was hurting etc.
Took pics and phoned insurance when I got home and explained what had happened. Was told it sounds like a crash for cash scam.
Cost my insurance £4,500 in bogus claim.
Look at his shed of a car,not a mark on it (that was not already on it)
I am not sympathetic to bogus claims, makes my blood boil! 

[Carl2009]

I think James now regrets his original post, which is a shame given he was being totally open and just asking for opinions. He's not trying to milk the system or planning on making a bogus claim. He has some aching. It could develop into something more, now or later. He wanted to know whether he should see a doc as a precaution.

Crash for cash and bogus claims should be punished. James does not fall into this camp, he just wondered whether he should cover his arse. Frankly, Concept I think you are out of order. Here's hoping you don't end up having to make a similar decision...

[jarvy]

I think James now regrets his original post, which is a shame given he was being totally open and just asking for opinions. He's not trying to milk the system or planning on making a bogus claim. He has some aching. It could develop into something more, now or later. He wanted to know whether he should see a doc as a precaution.

Crash for cash and bogus claims should be punished. James does not fall into this camp, he just wondered whether he should cover his arse. Frankly, Concept I think you are out of order. Here's hoping you don't end up having to make a similar decision...

Did not mean to sound like it was aimed at him, it was not.
Just venting on this numbskull

[concept]

I think James now regrets his original post, which is a shame given he was being totally open and just asking for opinions. He's not trying to milk the system or planning on making a bogus claim. He has some aching. It could develop into something more, now or later. He wanted to know whether he should see a doc as a precaution.

Crash for cash and bogus claims should be punished. James does not fall into this camp, he just wondered whether he should cover his arse. Frankly, Concept I think you are out of order. Here's hoping you don't end up having to make a similar decision...

Its written in his original post, maybe he's written it wrongly, but to me it comes across as he's not actually in any amount of real pain or discomfort, and saw an opportunity to make a few quid.

If I have misinterpreted that, then in hold my hands up.

Seemingly most are in favour of the OP's comments, so, perhaps I have.

Still won't change my views in the compensation culture that is so prevelant.

[richard groves]

About 2 years ago this pratt was in front of me at a roundabout.He pulls out across the roundabout so I look right, nothing coming so I start to go. Numpty had stopped on the roundabout, so by the time I had realised he had stopped and jumped on the brakes, I was certain I had not hit the back of his shed. Not a mark on mine, or his However he got out saying his neck was hurting etc.
Took pics and phoned insurance when I got home and explained what had happened. Was told it sounds like a crash for cash scam.
Cost my insurance £4,500 in bogus claim.
Look at his shed of a car,not a mark on it (that was not already on it)
I am not sympathetic to bogus claims, makes my blood boil! 

almost an identical situation to me 7 years ago ! hesitates and stops on a roundabout , people mover all 6 occupants claim whiplash, not a mark on their car, cost to my insurer £7500, even my insurers saw it as bogus but their response " its very hard to prove otherwise, they have certificates from their doctors saying their necks are sore" and yet dodgem cars are still legal ? 

[robertphil]

im a bit sus of any claimer after an ex employee of mine wrote off my van at about 2 mph and then went onto claim total paralysis from the eyes down(altho still fully mobile and  up a ladder the next day ).   the claim firm who initially was helping him rang me and told me they have no end of checks to find out if a claims a fraud and you get blacklisted even if you pull out of the claim   if it is a charade
  they blacklisted my employee i do know that ,so if ever he tries to pull a stroke in future even if its a genuine claim ,theyll be on the alert

[Carl2009]

Like I say, throw the book at the bogus ones, but seems to me the OP was only trying to cover himself.

[Griffus]

My Brother was in a smash about 15 years ago. Another car crashed into the back of his car at quite a speed.

He had whiplash and it's far from just a stiff neck.

I think he ended up with about £1500 compensation.

To this day he is on pain with his neck, struggles to turn his head without pain and has plenty of headaches.

Bottom line is be sure you are sorted before claiming. He settled early and has had problems ever since. Had he waited to see how he was longer term he would have been entitled to more, help as well as money, as money buys help.

[Arnold Palmer]

I'm sorry but the only reason you should visit the doctor is if you think you might have something wrong with you - to see if he can help. The doctor is not there to help you 'rinse the system' because 'everybody else does it'.

If you have a genuine problem with your back, get to the doctor without delay. The last thing you should be thinking about is who you can sue and how you can benefit from an unfortunate accident. Your mind set is all wrong.

[d s windowcleaning]

Go get it on medical record, go and have x-rays , whiplash don't allways cause pain straight away , it can come on weeks later . I've been involved in 3 rta and after the first 1 the pain wasn't too bad to start with. A few weeks later the pain was so bad I was on the verge of suicide, I ended up having neck operations , just don't ignore it you minght have no pain or slight pain at moment but go get it checked out .  As for making a claim find your own solictor , don't use 1 that the insurance company minght get you to use , if you do decide to make a claim keep all records of appointments attended, any expenses for pain relief tablets/creams , any physio appointments , time off work , any hobbies intrest that have been effected, any expenses if you have had to have work done which you would normally do yourself like cutting grass, decorating ECT . Whiplash if genuine can be bad .

[Dave Willis]

I claim for Whiplash every year.





Just put it down as expenses.

[8weekly]

I'm sorry but the only reason you should visit the doctor is if you think you might have something wrong with you - to see if he can help. The doctor is not there to help you 'rinse the system' because 'everybody else does it'.

As so often with your posts Soupy, I wish there was a like button.