[johnny bravo]

has anyone bought a vehicle with a cat D ,     repaired .      if so had you any trouble insuring it

[PoleKing]

Yeah, years ago I bought the wife a car that was cat d.
No, just informed them.
No issues.

[paul ette]

no issue insuring it, just if you put a claim in for any reason the value of the car/van is considerabley less because it has already been claimed on, also can be hard to sell in future

[Spruce]

no issue insuring it, just if you put a claim in for any reason the value of the car/van is considerabley less because it has already been claimed on, also can be hard to sell in future

Ditto.

Also, how can you be assured the repair has been done properly? If a new panel, say wing, was replaced, was it properly rust proofed or was it just stuck on and painted on the outside? Door panels are another problem.

As an ex motor trade, stay well away from them is my advice.

[johnny bravo]

thanks,   there must be plenty on ebay.     keeping quiet about it.

[johnny bravo]

you can get blinded by these deals,    1-2 year old van for half the price, they seem too good a bargain to let go.

but they dont have to tell you the original damage.

insurance wont let you know.        personal imformation/

you dont even have to let your insurer know its a cat D                they dont ask.       would it show up on a new MOT certificate     when you get one done.

not worth it.

[paul ette]

theres plenty on ebay that dont declare it, if its cheap ask em if its a cat d or c ... usually get errm i dont know, ye right.

[Simon Mess]

I wouldnt have a problem with buying one, if the price is low enough to outweigh the drawbacks, and so long as it has been repaired properly (get an inspection done to be sure).

As for what spruce says, while you have a point, the same can be said of any repair, not necessarily a cat d. I could have someone reverse into my car/van in a supermarket car park and crunch the wing, how do i know how well it was rustproofed (if at all) before being fitted?.

[wpclean]

If you do your homework on the history, and the repair to the van you can save around 30% on the price.

If you intend to keep the van for a long time, then its a no brainer.

[AuRavelling79]

Just be careful.

In a previous life about 1992/3 we (the company I part-owned) had a 4 year old Ford Granada which we got from an auction for about 6K. Our Service Manager had it as a company car. He's driving home to Swindon and going up the motorway above Bath at Tormarton and the heavens open with a hailstorm of Biblical proportions.

Everything grinds to a halt and the car looked like it had been hit all over with a ball pein hammer. Perfectly drivable but every panel lightly dented to blazes.

Insurance write-off so we got paid out and kept it as a runner - got 7K, offered the manager a grand to carry on driving it until it would need replacing about two years later - everyone happy. We ended up keeping it as a pool car which the engineers loved driving as it was a Ghia X with air con and all the bits and bobs.

[Clever Forum Name]

Cat D i would buy, Cat C noway

[PoleKing]

Cat D i would buy, Cat C noway

Cat C has to pass a more stringent test than cat d to be put back on the road.
It could be that, once repaired, the cat c is in better shape than the d...

[Spruce]

I wouldnt have a problem with buying one, if the price is low enough to outweigh the drawbacks, and so long as it has been repaired properly (get an inspection done to be sure).

As for what spruce says, while you have a point, the same can be said of any repair, not necessarily a cat d. I could have someone reverse into my car/van in a supermarket car park and crunch the wing, how do i know how well it was rustproofed (if at all) before being fitted?.

That's true. my son's van had a bit of accident damage before his bought it - its rusting through now.

If anyone buys a van or car off ebay, or anywhere else for that matter of fact, pay for an HPI document. It will list any insurance writeoffs etc. It won't list minor repairs though.

When "we buy any car dot com" bought my nephew's car, the buyer went round it with a magnet looking for any body work repairs. He found some on the near side wing.

As Simon says it could be a consideration if the price is right. I've seen a few Cat car for sale on ebay and they didn't seem that cheap to me. So if I'm looking for something I pass over high mileage and cat d registered vehicles. It will always be difficult to sell them at the end of the day.

[johnny bravo]

he says no repair documents,      he says car dosent need an mot for 2 years,      ill put it to him.  at my expense,  hed have nothing to worry about if its only body work damage,  as he said.

[Clever Forum Name]

Cat D i would buy, Cat C noway

Cat C has to pass a more stringent test than cat d to be put back on the road.
It could be that, once repaired, the cat c is in better shape than the d...

Also means that the impact and damage could have been far worse.

Most Cat D vehicles is due to damage being more than vehicle worth.

[johnny bravo]

ive checked online for categories.

if its been repaired and he says its only wing + damage  ,  you wont know if serious or not untill first mot due.

maybe thats why he targets new cars,   clear of mot s   for a couple of years,   too late to get money back then,  especially when paying in cash as he wants to be paid.

seems not worth it in the long run,     especially when he wont show me any damage report ,  or show what work has been carried out by his mechanic freind.
imagine paying £5+ 000 out and all ending up in missery.  only one person will loose out.    you would not get any money back.

[LWC]

theres plenty on ebay that dont declare it, if its cheap ask em if its a cat d or c ... usually get errm i dont know, ye right.

As a private seller you do not have to declare a cat d car.

A trader would tho.

[bravo20]

Cat D doesn't have to be checked, Cat C has to have a VIC check but only checks vehicle identity, not the quality of any repairs.

[johnny bravo]

if you have a bad bang your insurance will not pay full amount,     so ive been told,   insurers already paid out once.

everything would be fine,  but you cannot be sure of a prang.    this is when your insurance company would find out if you did not mention this in your quote.    you can always say you didnt know.
i dont know.       you think your missing out on a bargain not getting the deal.