[julianbiggs]

Right

Who knows a decent company that we can use for van insurance ? Its been in individual names before but we want to put it in our business name. Who's best for that ?

[dannymack]

Some use A-plan as they borrow you a van with a fitted system if yours is off the road
I stayed with my own which is CVD commercial Vehicle Direct which is. Broker and find the cheapest. They are ok been with them for 2 years.
Have you not typed in Van Compare ? 👳👳👳🌲🌲🌲

[Frankybadboy]

try Aviva,not on comparison web-site,you could be surpised I was

[Pete Thompson]

Alexander swan

Insure your van, system and poles all in one policy.

And you get a courtesy van with an ionics system if yours is off the road.

[EandM]

Adrian Flux is very good for WFP installations.

[PoleKing]

I got a renewal from Aplan-substantially higher than the year before.
Quoted by more than.
Went back to Aplan-they price matched.
And are better IMO as they will supply a WFP van.

Daniel Such is the fella that sorted me out. Top bloke.

[Mike #1]

Dan is the Man   . Adrian Flux offered me a cheaper quote but could not offer me a courtesy vehicle with a fully fitted system .

No good getting cheaper Insurance if your van is off the road and cant work for 2 weeks because you dont get a van with fitted system . Mike

[PoleKing]

Dan is the Man   . Adrian Flux offered me a cheaper quote but could not offer me a courtesy vehicle with a fully fitted system .

No good getting cheaper Insurance if your van is off the road and cant work for 2 weeks because you dont get a van with fitted system . Mike

Did you tell Aplan?
They may have price-matched...?

[Mike #1]

It was only £40:00 Darren , I got the best deal they could offer me wirh having a Pickup truck not everyone will insure with a diy fitted .

Which is puzzling as they are designed to carry a heavy weight and have double bulkhead unlike a van . Mike

[Arnold Palmer]

It was only £40:00 Darren , I got the best deal they could offer me wirh having a Pickup truck not everyone will insure with a diy fitted .

Which is puzzling as they are designed to carry a heavy weight and have double bulkhead unlike a van . Mike

Never had an issue with refusal to insure a diy system. Why even mention it? You are carrying the tools of your trade. And before I get balh blah they won't pay out blah blah. Yes they will. Yes they have.

I have had an underwriter round to inspect a written off vehicle with a system in the back, he wasn't interested. These are the tools of your trade - the system was insured though our liability insurance also but due to good design there was nowt wrong with it. We removed it and fitted it to another landrover (having been rolled twice at 60mph).

I suppose if you want a rental you have to tell the insurance company?

I have always used a broker. It means you have a name and number of a real person who will deal with any issues you might have.

[Mike #1]

Stuart when i first got my Truck in 2011 i got a load of refusals when contacting different insures they point blank refused to insure with a diy fitted tank .

 And some of these companies had been recommend on this forum from lads with vans , When i first spoke to Dan Such at A Plan he even said some insures did not like to insure pick ups whether they thought everyone with a pick up was a Gypsy and was high risk i have no idea .  ( no offence to gypsies or travellers at all )



I do think that insurers are now more aware of wfp systems  and are more  willing to insure a vehicle with a water  tank fitted how ever it may be fitted .

And as you say use a broker i would not trust someone in a call centre of a big Insurer as far i could throw them . I have dealt with Dan at A Plan for over 2 years now and would not deal with another company at all . Mike

[dannymack]

M&M I love them pick up trucks but would the system freeze up or have you got a roof 👳👳👳

[EandM]

Stuart when i first got my Truck in 2011 i got a load of refusals when contacting different insures they point blank refused to insure with a diy fitted tank .

 And some of these companies had been recommend on this forum from lads with vans , When i first spoke to Dan Such at A Plan he even said some insures did not like to insure pick ups whether they thought everyone with a pick up was a Gypsy and was high risk i have no idea .  ( no offence to gypsies or travellers at all )



I do think that insurers are now more aware of wfp systems  and are more  willing to insure a vehicle with a water  tank fitted how ever it may be fitted .

And as you say use a broker i would not trust someone in a call centre of a big Insurer as far i could throw them . I have dealt with Dan at A Plan for over 2 years now and would not deal with another company at all . Mike

I had similar problems in 2011 with the whole modification / payload / pick up argument and some incredibly dim witted insurance people working from a script and having no capacity for logical reasoning.
However in 2012 I had no problems at all. Many of the pick up / diy installation issues had simply evaporated and both Adrian Flux and even some of the mainstream companies were able to provide a sensible quote with sensible conversation - Flux price even went down by £80 !

[Arnold Palmer]

I dont understand how the refusal would arise?

Why/what do you tell them?

[EandM]

I dont understand how the refusal would arise?

Why/what do you tell them?

In 2011, of the half dozen or so companies I spoke to, all had an issue with a tank in the back of a pick up. They argued that if it was bolted down it was deemed a modification and they would require a report + £££ to accept it - if it wasn't bolted down then it was deemed an unsecured load and they wouldn't cover it at all. I tried asking what the difference was between a tank and a wheelbarrow as neither would necessarily be secured but I was told that a wheelbarrow was 'payload' as it was removable - I argued that a tank was as well but it was like trying to reason with the dead.
Most companies threw up similar arguments that were not only unsound but would probably have set the light haulage business back about a century - " If it's not in the script, you're not coming in ! ".  Eventually I tried Adrian Flux who, like A-Plan & Gladiator, employ intelligent people not R2-D2 and I then had insurance with no issues attached at sensible money.

[Mitchellmoxo]

try Aviva,not on comparison web-site,you could be surpised I was

I use Aviva business. Just called to add my employee onto the policy and it was free!

[Mike #1]

M&M I love them pick up trucks but would the system freeze up or have you got a roof 👳👳👳

I have a fullbox sports tonneau cover if you take a look at my website their is an old pic of truck my truck is garaged overnight  . Mike

[Frankybadboy]

I dont understand how the refusal would arise?

Why/what do you tell them?

In 2011, of the half dozen or so companies I spoke to, all had an issue with a tank in the back of a pick up. They argued that if it was bolted down it was deemed a modification and they would require a report + £££ to accept it - if it wasn't bolted down then it was deemed an unsecured load and they wouldn't cover it at all. I tried asking what the difference was between a tank and a wheelbarrow as neither would necessarily be secured but I was told that a wheelbarrow was 'payload' as it was removable - I argued that a tank was as well but it was like trying to reason with the dead.
Most companies threw up similar arguments that were not only unsound but would probably have set the light haulage business back about a century - " If it's not in the script, you're not coming in ! ".  Eventually I tried Adrian Flux who, like A-Plan & Gladiator, employ intelligent people not R2-D2 and I then had insurance with no issues attached at sensible money.

that was 2011 think the insurance company have got a bit more use to dealing with wfp system now

[EandM]

I dont understand how the refusal would arise?

Why/what do you tell them?

In 2011, of the half dozen or so companies I spoke to, all had an issue with a tank in the back of a pick up. They argued that if it was bolted down it was deemed a modification and they would require a report + £££ to accept it - if it wasn't bolted down then it was deemed an unsecured load and they wouldn't cover it at all. I tried asking what the difference was between a tank and a wheelbarrow as neither would necessarily be secured but I was told that a wheelbarrow was 'payload' as it was removable - I argued that a tank was as well but it was like trying to reason with the dead.
Most companies threw up similar arguments that were not only unsound but would probably have set the light haulage business back about a century - " If it's not in the script, you're not coming in ! ".  Eventually I tried Adrian Flux who, like A-Plan & Gladiator, employ intelligent people not R2-D2 and I then had insurance with no issues attached at sensible money.

that was 2011 think the insurance company have got a bit more use to dealing with wfp system now

Probably yes. Funny things was I'd insured my P100 pick up for five years previously with a tank in the back with very little in the way of issues. Perhaps 2011 was the purge on the pick up ?

[Arnold Palmer]

Why'd you even mention it? If you are within you gvw you can carry what you like. Aviva came out to see my truck - in 2013 - written off with a diy tank in the back, paid out without question.