I do this for a mate. He was in Bulgaria last week so I covered his cleans. He pays me as a subcontractor. No problem. Just find a friend who can cover the work when you are away. His invoice to you is an expense.
Just out of interest what is the difference between your insurance and your mates insurance? And how does the contractor know his won't be sufficient? you still have to have PLI if your subbing out, , but you also still need to have the subbies insurance policy, not sure of differance, contractor knows that unless you have a insurance for youre subbies it wont be enough as standard practice in window cleaning, we sub some work in and the companies still need to see our insurance as well as having subby insurance themselfsI would caution against using anyone who doesn't have their own PLI as they may also not know what they are doing!good point, although there are probably alot who dont have PLI that have been doing it years, and more experianced than someone just starting out, so potentially less chance of accident??, PLI & subby insurance is to cover you back should something go wrong,