We offer multiple services with 60% window cleaning and the rest split between carpet cleaning, jet washing, HGV valeting and several other services.
When I spoke to Swinton yesterday for a price for public liability to cover two of us they quoted £205.00 for 2 million.
I told them we use wfp and rarely go up a ladder - made no difference.
I asked what the exclusions were on the policy and the main things that came up were;
Not working on commercial buildingsNo HGVs over 1.5 tonnes
She then said it would need to go to their complex department.
I rang back and was told they would not insure our business.
I want a policy that will cover me to clean anything - we have cleaned up Hydrated Lime spillages in the past and I will clean anything if they will pay.
If you have a policy I would check the exclusions because I was amazed that the policy would not cover for commercial buildings.
Rob